In North America, individual residences and small commercial buildings with services up to about 100 kVA (417 amperes at 240 volts) will usually have three-wire single-phase distribution, especially in rural areas where motor loads are small and uncommon. In rural areas where no three-phase supply is available, farmers or households who wish to use three-phase motors may install a phase converter. Larger consumers such as large buildings, shopping centers, factories, office blocks, and multiple-unit apartment blocks will have three-phase service. In densely populated areas of cities, network power distribution is used with many customers and many supply transformers connected to provide hundreds or thousands of kVA, a load concentrated over a few hundred square meters.