Miller partnered with his uncle, Reid Horne, to purchase Toyota of Murray in the Salt Lake City suburb of Murray from Hugh Gardner and his partner for $3.5 million. Miller only had $88,000 and was unable to obtain bank financing. Horne obtained a loan for $200,000. Gardner and his partner accepted three notes for the balance, due in 10 years. Miller was deeply concerned about the debt burden of his business. Miller saw that the dealership was underperforming and believed he could turn it around.