She was 28, six years older than Crosby, with two small children, and married. No matter what Crosby tried, Polly would not divorce Richard and marry him. Crosby took a job in Boston at the Shawmut National Bank, a job he disliked, and took the train to visit Polly in New York. In May 1921, when Polly would not respond to his demands, Crosby threatened suicide if Polly did not marry him. Polly's husband Richard Peabody was in and out of sanatoriums several times fighting alcoholism. In June 1921, she formally separated from him. Later that winter, Polly accepted weekend visits from Crosby, who would take the midnight train home to Boston afterward. In December, Polly's husband Richard offered to divorce her, and in February 1922, their marriage was legally ended.