Joe has Dawn phone in a bomb threat to the bank president, Mr. Kessel (Gert Fröbe), to create a diversion. Joe locks himself inside the bank vault with a gold bar normally displayed in the lobby to supposedly save it. The bank is closed and evacuated while Joe uses duplicate keys to empty the criminals' three safe deposit boxes into Dawn's large-size deposit box. (It is implied that Joe had obtained the necessary bank information and secretly copied the criminals' keys while they were engaged in sexual trysts with Dawn.) Despite the fact that Kessel insists on burning through the wall to rescue Joe instead of waiting for the time lock to open, Joe succeeds in the heist and is hailed as a hero for "preventing" the robbery of the gold bar.