During the ensuing year there are hints that the diamond was removed from the house and may be in a London bank vault, having been pledged as surety to a moneylender. The Indian jugglers are still nearby, watching and waiting. Rachel's grief and isolation increase, especially after her mother dies, and she first accepts and then rejects a marriage proposal from her cousin Godfrey Ablewhite, a philanthropist who was also present at the birthday dinner and whose father owns the bank near Rachel's old family home. Finally Franklin Blake returns from traveling abroad and determines to solve the mystery. He first discovers that Rosanna Spearman's behavior was due to her having fallen in love with him.