Loke was known to enjoy her food, especially Peranakan food, a legacy of her Penang heritage and practised "t'ai chi ch'uan" everyday until ill health disabled her. Even in her retirement years she was very active in all her businesses and continued to make stock investments. Loke's shrewdness and determination had been a great influence on the life of her son Loke Wan Tho, till the end of his life. In spite of her canniness, Loke was a very ethical woman, especially towards honesty and fair dealing and she held to what she said to others.