Whether the GSEs (Government-Sponsored Enterprises) caused or greatly contributed to the financial crisis of 2008 is controversial. The overwhelming consensus of those who have examined the issue find that their connection in to the crisis was minor at best. The Financial Crisis Inquiry Commission (FCIC) completed its analysis of the financial crisis and found that the GSE's "contributed to the crisis, but were not a primary cause." There was a strong dissent by one member of the commission. The FCIC found that the GSE's were late to the subprime lending game, entering the market in a substantial way in 2005. The GSE's followed rather than led the race to purchase subprime loan securities. The GSE's increased their involvement in the subprime securitization market because they were significantly losing market share and were feeling less relevant in the mortgage lending marketplace.