regul ec european central bank novemb consolid balanc sheet monetari financi institut sector ecb govern council european central bank regard council regul ec novemb collect statist inform european central bank articl articl thereof regard council regul ec novemb applic minimum reserv european central bank articl thereof regul ec european central bank decemb consolid balanc sheet monetari financi institut sector ecb amend regul ec ecb substanti amend made regul desir provis question recast bring singl text regul european system central bank escb requir fulfil task product consolid balanc sheet monetari financi institut mfi sector princip purpos thereof provid european central bank ecb comprehens statist pictur monetari develop particip member state view econom territori statist cover aggreg financi asset liabil term stock high qualiti flow loan improv flow hold secur ecb accord provis treati establish european commun hereinaft refer quot treati quot condit laid statut european system central bank european central bank hereinaft refer quot statut quot make regul extent implement task escb defin statut case laid provis adopt council refer articl treati articl statut requir ecb assist nation central bank ncb collect statist inform compet nation author directli econom agent order undertak task escb articl statut stipul ncb carri extent task articl reduc report burden ncb collect actual report popul statist inform fulfil statist requir ecb part broader statist report framework ncb establish respons accord commun nation law establish practic serv statist purpos provid fulfil statist requir ecb jeopardis order foster transpar case inform report agent data collect fulfil statist purpos specif case ecb reli statist inform collect purpos fulfil requir articl regul ec requir ecb actual report popul limit refer report popul entitl fulli partli exempt specif class report agent statist report requir articl ecb adopt regul condit verifi carri compulsori collect statist inform exercis articl regul ec empow ecb adopt regul decis order exempt institut minimum reserv requir modal exclud deduct liabil ow institut reserv basi establish differ reserv ratio specif categori liabil articl ecb collect institut inform applic minimum reserv verifi accuraci qualiti inform institut provid demonstr complianc minimum reserv requir desir order reduc report burden statist inform monthli balanc sheet addit regular calcul reserv base credit institut subject escb minimum reserv system articl regul ec member state organis field statist cooper fulli escb order ensur fulfil oblig aris articl statut recognis regul adopt ecb articl statut confer right impos oblig particip member state articl statut appli particip particip member state regul ec recal articl statut articl treati impli oblig design implement nation level measur particip member state order carri collect statist inform need fulfil ecb statist report requir time prepar field statist order particip member state order facilit liquid manag ecb credit institut reserv requir confirm latest dai mainten period exception aris credit institut report revis reserv base reserv requir confirm procedur confirm acknowledg reserv requir prejudic oblig report agent report correct statist inform revis incorrect statist inform report determin specif procedur merger divis involv credit institut order clarifi oblig institut respect reserv requir definit merger divis laid regul base definit exist secondari commun legisl relat public limit liabil compani definit adapt purpos regul procedur prejudic possibl hold minimum reserv intermediari monetari statist ecb deriv mfi balanc sheet statist collect accord regul ec ecb prepar stage econom monetari union consid minimum set data requir monetari polici purpos regul cover collect balanc sheet stock report revalu adjust data requir compil flow statist counterpart broad monetari aggreg growth rate deriv take account limit set data enhanc mfi balanc sheet statist expand monthli requir provid monthli breakdown deposit liabil subsector matur currenc loan subsector matur purpos breakdown consid essenti monetari polici purpos includ integr data previous collect quarterli basi deriv stock flow statist monetari aggreg counterpart time manner consolid balanc sheet term stock flow statist deriv addit statist inform relat exchang rate secur write off write down loan adjust reclassif ensur avail appropri harmonis high qualiti data write off write down loan address requir statist report agent collect data price revalu secur separ balanc sheet categori quot monei market paper quot remov merg data categori quot debt secur issu quot liabil side instrument classifi categori enter quot debt secur issu quot alloc origin matur realloc asset side mfi balanc sheet definit deposit account balanc repres prepaid amount context electron monei adopt regul articl definit purpos regul term quot report agent quot quot particip member state quot quot resid quot quot resid quot mean defin articl regul ec articl actual report popul actual report popul consist mfi resid territori particip member state statist purpos mfi compris resid credit institut defin commun law resid financi institut busi receiv deposit close substitut deposit entiti mfi account econom term grant credit make invest secur nation central bank grant derog small mfi provid mfi contribut monthli consolid balanc sheet account total mfi balanc sheet term stock particip member state ncb check fulfil condit good time order grant withdraw derog effect start year articl list mfi statist purpos accord classif principl set part annex ecb establish maintain list mfi statist purpos take account requir respect frequenc timeli aris context escb minimum reserv system compet establish maintain list mfi statist purpos pertain execut board ecb list mfi statist purpos updat made access ncb ecb institut concern includ electron mean internet request report agent concern paper form list mfi statist purpos inform event latest access version list accord paragraph incorrect ecb impos sanction entiti properli fulfil report requir extent reli good faith incorrect list articl statist report requir purpos regular product consolid balanc sheet mfi sector term stock flow actual report popul report monthli statist inform relat end month balanc sheet monthli flow adjust respect write off write down loan price revalu respect secur hold report period ncb member state mfi resid detail item balanc sheet report quarterli term stock requir statist inform annex regul requir statist inform report accord minimum standard transmiss accuraci conceptu complianc revis set annex iv regul ncb defin implement report arrang actual report popul accord nation characterist ncb ensur report arrang provid statist inform requir accur check complianc minimum standard transmiss accuraci conceptu complianc revis refer articl derog refer articl effect reduc statist report requir mfi credit institut derog appli subject reduc report requir set annex ii regul small mfi credit institut subject reduc report requir set annex iii regul small mfi choos make derog fulfil full report requir prejudic derog articl ncb grant derog respect report revalu adjust monei market fund mmf remov mmf requir report revalu adjust ncb grant derog respect frequenc timeli report price revalu secur requir data quarterli basi timeli stock data report quarterli basi subject complianc requir report agent provid ncb relev inform valuat practic includ quantit indic percentag hold instrument subject valuat method substanti price revalu occur ncb entitl request report agent provid addit inform relat month develop place event merger divis reorganis affect fulfil statist oblig report agent involv inform relev ncb intent implement oper public due time merger divis reorganis take effect procedur plan fulfil statist report requir set regul articl report statist inform purpos regul ec ecb statist inform report credit institut accord regul credit institut calcul reserv base accord regul ec european central bank decemb applic minimum reserv ecb amend regul ec ecb credit institut inform verifi fulfil reserv requir mainten period prejudic oblig impos report agent articl annex iv regul credit institut subject minimum reserv report revis reserv base reserv requir accord procedur mention articl regul ec ecb specif transit provis purpos applic escb minimum reserv system set annex ii regul specif provis annex prevail provis laid regul ec ecb articl verif compulsori collect verifi collect compulsorili inform report agent provid complianc statist report requir set regul exercis ncb prejudic ecb exercis right exercis institut includ actual report popul fulfil minimum standard transmiss accuraci conceptu complianc revis set annex iv regul articl transit provis transit provis applic part regul laid annex regul articl repeal regul ec ecb repeal refer made repeal regul constru made regul articl final provis regul enter forc januari frankfurt main novemb behalf govern council ecb presid willem duisenberg oj oj oj oj oj annex statist report requir classif principl part monetari financi institut statist report requir introduct requir produc regular basi properli articul consolid balanc sheet monei creat financi intermediari particip member state econom territori term stock flow base complet homogen monetari sector report popul statist system particip member state cover consolid balanc sheet monetari financi institut mfi sector compris main element list mfi statist purpos specif statist inform report mfi monthli quarterli frequenc statist inform collect nation central bank ncb mfi nation arrang reli harmonis definit classif set annex monetari financi institut european central bank ecb establish updat regular basi list mfi statist purpos accord classif principl outlin import aspect financi innov affect develop singl market move econom monetari union affect characterist financi instrument induc financi institut chang focu busi procedur monitor continu check ensur list mfi remain date accur homogen suffici stabl statist purpos list mfi statist purpos includ entri institut legal subject european system central bank escb minimum reserv system accord definit set articl regul mfi sector compris addit central bank broad group resid financi institut credit institut defin commun law quot undertak busi receiv deposit repay fund public grant credit account electron monei institut mean direct ec european parliament council septemb take pursuit prudenti supervis busi electron monei institut quot oj mfi resid financi institut fulfil mfi definit irrespect natur busi degre substitut instrument issu deposit credit institut determin classif provid meet mfi definit respect note direct ec partial exclud entiti applic exempt entiti fall applic regul provid meet mfi definit substitut deposit relat financi instrument issu financi intermediari credit institut determin liquid combin characterist transfer convert certainti market regard term issu purpos defin substitut deposit previou paragraph transfer refer possibl mobilis fund financi instrument payment facil chequ transfer order direct debit similar mean convert refer possibl cost convert financi instrument currenc transfer deposit loss fiscal advantag convers consid kind penalti reduc degre liquid certainti mean know precis advanc capit financi instrument term nation currenc secur quot trade regularli organis market consid market share open end collect invest undertak market usual sens investor daili quotat share withdraw fund price case collect invest undertak ciu monei market fund mmf fulfil agre condit liquid includ mfi sector mmf defin ciu unit term liquid close substitut deposit primarili invest monei market instrument mmf share unit transfer debt instrument residu matur includ year bank deposit pursu rate return approach interest rate monei market instrument criteria appli order identifi mmf deriv public prospectu fund rule instrument incorpor establish statut law subscript document invest contract market document statement similar effect ciu purpos defin mmf paragraph ciu undertak sole object collect invest capit rais public unit request holder repurchas redeem directli indirectli undertak asset undertak constitut law law contract common fund manag manag compani trust law unit trust statut invest compani bank deposit cash deposit made credit institut repay demand prior notic month agre matur year inclus sum paid credit institut respect transfer secur repurchas oper secur loan close substitut deposit term liquid abil unit ciu normal market circumst repurchas redeem transfer request holder liquid unit compar liquid deposit primarili deem invest portfolio monei market instrument class transfer debt instrument trade monei market certif deposit commerci paper banker accept treasuri local author bill featur liquid repurchas redeem sold limit cost term low fee narrow bid offer spread short settlement delai ii market depth trade market absorb larg volum transact trade larg amount limit impact price iii certainti accur determin time month iv low interest risk residu matur includ year regular yield adjust line monei market condit month low credit risk instrument admit offici list stock exchang trade regul market oper regularli recognis open public issu regul aim protect investor save issu central region local author central bank member state european union ecb european invest bank member state feder state member make feder public intern bodi member state belong establish subject prudenti supervis accord criteria defin commun law establish subject compli prudenti rule consid compet author stringent laid commun law guarante establish undertak secur admit offici list stock exchang trade regul market oper regularli recognis open public european system account esa financi institut classifi mfi categoris subsector central bank mfi ii account rule account rule mfi draw account laid nation transposit council direct eec decemb annual account consolid account bank financi institut intern standard applic prejudic account practic net arrang prevail member state financi asset liabil report gross basi statist purpos iii consolid balanc sheet monthli basi stock object object suppli monthli data busi mfi term stock data suppli suffici detail order provid ecb comprehens statist pictur monetari develop particip member state econom territori flexibl calcul monetari aggreg counterpart cover territori monthli individu stock data report credit institut subject escb minimum reserv system calcul reserv base credit institut accord regul ec european central bank decemb applic minimum reserv ecb amend regul ec ecb monthli report requir respect stock shown tabl cell thin border report sole credit institut subject reserv requir full detail annex ii report mandatori report deposit redeem notic year remain voluntari notic detail definit instrument present part annex requir ecb compil monetari aggreg territori particip member state amount outstand stock monei stock includ note coin circul monetari liabil deposit financi instrument close substitut deposit mfi counterpart monei stock compris item mfi balanc sheet ecb compil flow deriv stock data includ data report mfi section ecb requir statist inform broken term instrument matur categori currenc counterparti separ requir appli liabil asset side mfi balanc sheet consid turn shown tabl part annex instrument matur categori liabil compil monetari aggreg cover particip member state requir relev instrument categori currenc circul deposit liabil mmf share unit issu debt secur issu capit reserv remain liabil order separ monetari monetari liabil deposit liabil broken overnight deposit deposit agre matur deposit redeem notic repurchas agreement repo origin matur cut off provid substitut instrument detail financi instrument fulli compar market cut point matur band period notic deposit agre matur year year matur issu deposit redeem notic month notic year notic repo broken matur short term instrument month matur issu debt secur issu mfi broken year year matur breakdown requir share unit issu mmf asset mfi hold asset broken cash loan secur share mmf share unit share equiti fix asset remain asset matur breakdown origin matur year year matur band requir mfi loan resid mfi gener govern particip member state subsector mfi loan household purpos matur breakdown requir mfi hold debt secur issu mfi locat particip member state hold broken year matur band enabl inter mfi hold instrument net calcul monetari aggreg ii currenc ecb option defin monetari aggreg includ balanc denomin currenc combin euro balanc euro identifi separ report scheme respect balanc sheet item compil monetari aggreg iii counterparti compil monetari aggreg counterpart cover particip member state requir identif counterparti locat territori particip member state form monei hold sector counterparti locat domest territori particip member state identifi separ treat statist breakdown requir geograph breakdown counterparti locat territori particip member state monthli data counterparti locat territori particip member state identifi domest sector institut classif accord list mfi statist purpos guidanc statist classif custom provid ecb monei bank statist sector manual quot guidanc statist classif custom quot classif principl consist esa order identif monei hold sector particip member state mfi counterparti divid gener govern central govern identifi separ total deposit liabil resid sector order calcul monthli sector disaggreg monetari aggreg credit counterpart resid sector broken subsector financi intermediari financi auxiliari insur corpor pension fund financi corpor household profit institut serv household respect total deposit liabil deposit categori quot deposit year agre matur quot quot deposit redeem notic year quot quot repo quot addit distinct made credit institut mfi counterparti central govern purpos escb minimum reserv system iv purpos loan loan household includ profit institut serv household broken type loan consum credit lend hous purchas detail definit consum hous loan contain part annex quot detail descript instrument categori monthli aggreg balanc sheet mfi sector quot categori quot loan quot cross relat instrument matur categori currenc counterparti compil monetari statist cover particip member state data need calcul reserv base credit institut subject escb minimum reserv system necessit cross relationship made balanc sheet instrument matur currenc counterparti addit loan household breakdown purpos data requir detail counterparti part monei hold sector statist inform deposit liabil subsector matur classifi currenc permit closer analysi develop foreign currenc compon includ currenc analysi compon facilit investig degre substitut foreign currenc euro denomin compon breakdown posit vi vi mfi identifi net inter mfi balanc calcul reserv base posit vi vi rest world requir quot deposit year agre matur quot quot deposit redeem notic year quot quot repo quot order calcul reserv base subject posit reserv ratio total deposit liabil order compil extern counterpart addit balanc payment financi account purpos deposit liabil loan vi vi rest world broken year origin matur timeli ecb receiv aggreg monthli balanc sheet cover posit mfi particip member state close busi work dai end month data relat ncb decid receiv data report agent order meet deadlin take account requir timeli escb minimum reserv system iv balanc sheet statist quarterli frequenc stock object data need analysi monetari develop serv statist purpos financi account balanc payment object provid detail item balanc sheet purpos requir quarterli breakdown provid respect kei item aggreg balanc sheet ecb flexibl calcul aggreg shown figur collect higher level aggreg data involv signific subsector matur breakdown credit mfi particip member state order enabl complet subsector matur structur mfi credit financ loan secur vi vi monei hold sector monitor loan gener govern central govern broken quarterli year year origin matur hold secur issu gener govern central govern year origin matur cross relat subsector breakdown state govern local govern social secur fund cross relat breakdown subsector matur split year year hold secur share issu resid mfi gener govern requir breakdown mfi hold share equiti subsector requir vi vi subsector financi intermediari financi auxiliari insur corpor pension fund financi corpor total amount mfi loan mfi hold secur share vi vi central govern requir subsector breakdown mfi deposit liabil gener govern central govern particip member state deposit liabil categori vi vi gener govern central govern particip member state broken state govern local govern social secur fund countri breakdown counterparti member state identifi analys monetari develop purpos transit requir data qualiti check order provid inform hold debt secur issu countri includ monetari aggreg matur breakdown requir year matur band currenc breakdown kei balanc sheet item broken currenc particip member state major intern currenc dollar yen swiss franc breakdown requir order permit calcul flow statist monetari aggreg counterpart adjust exchang rate aggreg defin includ currenc combin financi account purpos currenc breakdown deposit liabil loan vi vi rest world provid matur breakdown year origin matur sector breakdown posit counterparti particip member state particip member state rest world mfi posit vi vi counterparti resid territori particip member state posit bank mfi particip member state bank distinguish bank distinct need gener govern resid sector sector classif accord sna appli esa forc timeli quarterli statist transmit ncb ecb close busi work dai end month relat ncb decid receiv data report agent order meet deadlin compil flow statist object order compil flow statist respect monetari aggreg counterpart data transact deriv time manner consolid balanc sheet term stock inform outstand asset liabil addit statist inform relat reclassif exchang rate valuat adjust write off loan requir financi transact identifi differ stock posit end month report date effect aris due influenc transact remov purpos ecb requir statist inform influenc relat item mfi balanc sheet inform take form adjust cover quot reclassif adjust quot exchang rate adjust quot revalu loan write off write down quot addit ecb requir explanatori inform adjust quot reclassif adjust quot statist requir address actual report popul regul concern exclus quot revalu adjust quot cover write off write down loan price revalu respect hold secur refer period report agent subject report requir form quot minimum requir quot identifi tabl part annex quot minimum requir quot consid minimum requir order compil estim adjust respect full set data requir ecb ncb permit collect addit data cover quot minimum requir quot addit data refer breakdown mark tabl quot minimum requir quot requir address report agent cover exchang rate reclassif adjust ecb calcul monthli exchang rate adjust currenc currenc stock data suppli report agent data suppli quarterli basi accord tabl part annex reclassif mention paragraph exclud data collect ncb inform sourc ncb write off write down loan adjust respect write off write down report order remov flow statist impact loan record balanc sheet caus applic write write loan reflect provis loan ncb decid outstand stock record net provis write off write down recognis time loan sold transfer parti includ identifi instrument matur categori write off write down refer asset item quot loan quot matur breakdown requir part quot minimum requir quot ncb requir report agent submit addit data matur breakdown outlin monthli stock data ii currenc breakdown quot revalu adjust quot currenc euro euro loan includ quot minimum requir quot ncb requir currenc breakdown iii counterparti quot minimum requir quot includ separ identif amount written written provis loan report net provis geograph locat counterparti addit counterparti locat particip member state classifi institut sector separ data mfi quot resid sector quot breakdown subsector financi intermediari financi auxiliari insur corpor pension fund financi corpor household profit institut serv household household sector report addit breakdown purpos loan consum credit lend hous purchas residu total amount report respect loan rest world addit breakdown iv timeli ecb receiv aggreg quot revalu adjust quot respect loan write off write down loan grant report agent particip member state close busi work dai end month data relat ncb decid receiv data report agent order meet deadlin price revalu secur adjust respect price revalu secur refer fluctuat valuat secur aris chang price secur record trade adjust includ occur time end period balanc sheet stock aris hold gain loss valuat aris transact secur realis gain loss instrument matur categori liabil account rule commonli compil stock data assum quot revalu quot adjust refer asset side instrument categori capabl affect develop minimum report requir establish liabil side balanc sheet asset price revalu adjust collect mfi respect item quot secur share quot quot share equiti quot quot minimum requir quot refer quot secur share quot origin matur year ncb extend requir quot minimum requir quot requir report currenc matur breakdown monthli stock data respect item quot share equiti quot quot minimum requir quot refer total amount sector coincid requir stock data ii currenc currenc breakdown price revalu requir quot minimum requir quot ncb extend requir quot minimum requir quot respect currenc breakdown euro euro iii counterparti respect price revalu item quot secur share quot quot minimum requir quot refer breakdown domest resid resid particip member state sector mfi gener govern resid sector total amount adjust report respect rest world ncb extend requir cover breakdown monthli stock data respect price revalu quot share equiti quot quot minimum requir quot refer breakdown domest resid resid particip member state sector mfi resid sector total amount adjust report respect rest world case set quot minimum requir quot coincid set data report ecb ncb iv timeli ecb receiv aggreg revalu adjust cover price revalu secur report agent particip member state close busi work dai end month data relat ncb decid receiv data report agent order meet deadlin part requir breakdown tabl survei breakdown purpos aggreg balanc sheet mfi sector instrument matur categori counterparti currenc monthli data breakdown bold asterisk gt tabl gt gt tabl gt gt tabl gt gt pic file quot en tif quot gt gt pic file quot en tif quot gt gt pic file quot en tif quot gt gt pic file quot en tif quot gt gt pic file quot en tif quot gt gt pic file quot en tif quot gt gt pic file quot en tif quot gt gt pic file quot en tif quot gt gt pic file quot en tif quot gt part definit relat consolid balanc sheet submit ecb instrument categori liabil asset gener definit purpos compil consolid balanc sheet mfi sector cover particip member state report popul consist mfi includ list mfi statist purpos resid territori particip member state institut incorpor locat territori includ subsidiari parent compani locat territori branch institut head offic territori subsidiari separ incorpor entiti entiti major full particip branch unincorpor entiti independ legal statu total own parent mfi consolid statist purpos busi offic regist head offic branch locat nation territori consolid statist purpos permit nation boundari parent compani subsidiari mfi locat nation territori parent compani permit consolid statist return busi subsidiari keep busi credit institut mfi separ purpos escb minimum reserv system institut branch locat territori particip member state regist head offic locat particip member state posit branch posit resid particip member state convers branch locat particip member state posit regist head offic branch institut locat territori particip member state posit resid particip member state institut branch locat territori particip member state regist head offic particip member state posit branch posit resid rest world convers branch locat particip member state posit regist head offic branch institut locat particip member state posit resid rest world institut locat offshor financi centr treat statist resid territori centr locat matur issu origin matur refer fix period life financi instrument redeem debt secur redeem kind penalti type deposit period notic correspond time moment holder notic intent redeem instrument date holder allow convert cash incur penalti financi instrument classifi period notic agre matur definit sector esa standard sector classif sector classif mfi counterparti locat domest territori guidanc found ecb monei bank statist sector manual bank institut locat member state refer quot bank quot mfi similarli term quot mfi quot refer member state countri term quot bank quot quot mfi quot compris sector sector gener govern resid unit princip engag product market good servic intend individu collect consumpt redistribut nation incom wealth esa paragraph central govern administr depart state central agenc compet extend econom territori administr social secur fund esa paragraph state govern separ institut unit exercis function govern level central govern local govern administr social secur fund esa paragraph local author public administr compet extend local part econom territori exclud local agenc social secur fund esa paragraph social secur fund central state local institut unit princip activ provid social benefit esa paragraph resid sector mfi resid gener govern compris financi intermediari financi auxiliari monetari financi corpor quasi corpor exclud insur corpor pension fund princip engag financi intermedi incur liabil form currenc deposit close substitut deposit institut unit mfi esa paragraph includ financi auxiliari consist financi corpor quasi corpor princip engag auxiliari financi activ esa paragraph insur corpor pension fund monetari financi corpor quasi corpor princip engag financi intermedi consequ pool risk esa paragraph financi corpor corpor quasi corpor engag financi intermedi princip product market good financi servic esa paragraph household individu group individu consum produc good financi servic exclus final consumpt produc market good financi financi servic provid activ quasi corpor includ profit institut serv household princip engag product market good servic intend group household esa paragraph definit instrument categori definit categori asset liabil includ consolid balanc sheet account featur financi system matur analys provid substitut consist instrument definit instrument fulli compar financi market tabl provid detail standard descript instrument categori ncb transpos categori applic nation level accord regul detail descript instrument categori monthli aggreg balanc sheet mfi sector gt tabl gt gt tabl gt includ proce aris sale bank bond public articl direct ec european parliament council march relat take pursuit busi credit institut oj amend direct ec oj amend time time subsequ refer sector subsector esa oj oj oj credit institut report posit vi vi quot mfi credit institut subject minimum reserv ecb ncb quot vi vi quot mfi quot quot credit institut subject minimum reserv ecb ncb quot provid loss detail impli bold print posit affect tabl part annex ecb classifi mfi resid countri ecb physic locat word tabl list individu financi instrument annex ii specif transit provis provis merger involv credit institut respect applic minimum reserv system part specif provis credit institut full report order make correct calcul reserv base posit reserv ratio appli detail monthli breakdown requir deposit agre matur year deposit redeem notic year repo liabil credit institut vi vi quot domest quot quot particip member state quot quot mfi quot quot credit institut subject minimum reserv ecb ncb quot quot central govern quot sector vi vi quot rest world quot credit institut report posit vi vi quot mfi credit institut subject minimum reserv ecb ncb quot vi vi quot mfi quot quot credit institut subject minimum reserv ecb ncb quot provid loss detail impli bold type posit affect depend nation collect system prejudic full complianc definit classif principl mfi balanc sheet set regul credit institut subject reserv requir altern report data calcul reserv base negoti instrument accord annex tabl footnot provid bold type posit affect ii report scheme credit institut quot tail quot purpos minimum reserv system escb small credit institut quot tail quot report minimum quarterli data calcul reserv base accord annex tabl credit institut quot tail quot ensur report tabl fulli consist definit classif applic tabl quot tail quot institut reserv base data month reserv mainten period base end quarter data collect ncb deadlin work dai end quarter relat iii report consolid basi group credit institut subject escb minimum reserv system receiv authoris ecb credit institut subject minimum reserv carri consolid statist report group credit institut subject minimum reserv singl nation territori provid institut concern renounc benefit lump sum allow reserv requir benefit lump sum allow remain group institut concern includ separ ecb list mfi group credit institut fall quot tail quot requir compli simplifi report quot tail quot institut report scheme full report appli group iv column quot credit institut subject reserv requir ecb ncb quot column quot credit institut subject reserv requir ecb ncb quot includ liabil report agent vi vi institut list exempt escb minimum reserv system institut exempt reason subject reorganis measur list exempt institut institut exempt reason subject reorganis measur institut temporarili exempt minimum reserv requir account subject reorganis measur treat institut subject minimum reserv requir liabil vi vi institut cover column quot credit institut subject reserv requir ecb ncb quot liabil vi vi institut requir maintain reserv hold escb ow applic lump sum allow cover column part transit provis report inform deposit redeem notic year voluntari notic report agent option meet requir mean voluntari report allow report true figur includ nil posit quot miss inform quot symbol choic report true figur made report agent longer report quot miss inform quot part merger involv credit institut purpos annex term quot merger quot quot merg institut quot quot acquir institut quot mean set regul ec european central bank decemb applic minimum reserv ecb amend regul ec ecb mainten period merger take effect reserv requir acquir institut calcul fulfil set articl regul ec ecb consecut mainten period reserv requir acquir institut calcul basi reserv base statist inform report accord rule set appendix annex applic normal rule report statist inform calcul reserv requir set articl regul ec ecb appli temporari derog normal report procedur acquir institut prejudic oblig set previou paragraph relev ncb authoris acquir institut fulfil oblig report statist inform temporari procedur instanc separ form merg institut period merger effect derog normal report procedur limit minimum time exce month merger effect derog prejudic oblig acquir institut fulfil report oblig accord regul applic oblig assum report oblig merg institut accord annex gt pic file quot en tif quot gt oj oj appendix specif rule calcul reserv requir credit institut involv merger tabl present detail complex procedur appli specif case case present tabl normal rule report statist inform calcul reserv requir set articl regul ec ecb appli gt tabl gt annex iii statist requir small mfi credit institut regard small mfi credit institut nation central bank decid reliev small mfi full report requir inform institut concern thereof continu minimum collect data relat total balanc sheet annual frequenc size report quot tail quot monitor annex iv minimum standard appli actual report popul minimum standard fulfil report agent meet statist report requir ecb minimum standard transmiss report ncb time deadlin set ncb statist report form format technic report requir set ncb contact person report agent identifi technic specif data transmiss ncb minimum standard accuraci statist inform correct linear constraint fulfil balanc sheet balanc subtot add total data consist frequenc report agent provid inform develop impli data suppli statist inform complet exist gap acknowledg explain ncb applic bridg statist inform continu structur gap report agent follow dimens decim set ncb technic transmiss data report agent follow round polici set ncb technic transmiss data minimum standard conceptu complianc statist inform compli definit classif contain regul event deviat definit classif applic report agent monitor regular basi quantifi differ measur measur contain regul report agent explain break data suppli compar previou period figur minimum standard revis revis polici procedur set ecb ncb revis deviat regular revis accompani explanatori note annex transit provis applic regul report regul begin monthli data januari transit period month monthli statist requir stock data report ecb delai month close busi work dai end month data relat ncb decid receiv data report agent order meet deadlin transit period month requir write off write down loan price revalu secur data report ecb delai month close busi work dai end month data relat ncb decid receiv data report agent order meet deadlin monthli matur breakdown loan deposit vi vi rest world addit quarterli currenc breakdown loan deposit item need balanc payment statist purpos member state defin timet mfi balanc sheet statist purpos specif separ transit featur subsequ adopt euro member state mfi account retain abil break countri posit resid particip member state principl break balanc currenc separ identifi domest currenc particip member state euro currenc reduc potenti heavi report burden back data cover period chang composit particip member state produc scope flexibl subject prior approv ecb view cash changeov carri context adopt euro member state item report scheme denomin nation currenc particip member state includ item denomin quot euro quot date entri member state monetari union prior complet changeov euro currenc concern