decis eea joint committe april amend annex ix financi servic eea agreement eea joint committe regard agreement european econom area adjust protocol adjust agreement hereinaft refer agreement articl thereof annex ix agreement amend decis eea joint committe commiss direct ec decemb make technic amend council direct eec solvenc ratio credit institut definit multilater develop bank incorpor agreement decid articl indent ad point council direct eec annex ix agreement commiss direct ec decemb oj articl text direct ec iceland norwegian languag annex respect languag version decis authent articl decis enter forc provid notif articl agreement made eea joint committe articl decis publish eea section eea supplement offici journal european commun brussel april eea joint committe presid benavid oj oj