commiss decis novemb establish committe european insur occup pension supervisor text eea relev ec commiss european commun regard treati establish european commun june commiss adopt decis ec ec set committe european secur regul european secur committe resolut februari novemb european parliament endors level regulatori framework advoc report committe wise men call aspect approach extend bank insur sector subject clear council commit reform guarante proper institut balanc decemb council invit commiss implement arrang field bank insur occup pension establish committe advisori capac relat field committe european insur occup pension supervisor hereinaft quot committe quot establish serv independ bodi reflect debat advic commiss insur reinsur occup pension field occup pension field committe regulatori supervisori aspect relat arrang address labour social law aspect organis occup regim issu relat compulsori membership affili result collect bargain agreement committe contribut consist time implement commun legisl member state secur effect cooper nation supervisori author carri peer review promot practic committe organis oper arrang account specif relev compet author maintain close oper link commiss committe establish commiss decis ec novemb establish european insur occup pension committe elect chairperson member committe earli stage consult extens open transpar manner market particip consum end user committe drawn rule procedur fulli respect prerog institut institut balanc establish treati decid articl independ advisori group insur occup pension commun call quot committe european insur occup pension supervisor quot hereinaft quot committe quot establish articl role committe advis commiss commiss request time limit commiss lai urgenc matter committe initi prepar draft implement measur field insur reinsur occup pension committe contribut consist implement commun direct converg member state supervisori practic commun committe constitut forum supervisori cooper includ exchang inform supervis institut articl committe compos high level repres nation public author compet field supervis insur reinsur occup pension member state design high level repres compet author particip meet committe commiss present meet committe design high level repres particip debat discuss item agenda entail exchang confidenti inform supervis institut particip discuss restrict supervisori author directli involv committe elect chairperson member committe invit expert observ attend meet committe address labour social law aspect organis occup regim compulsori membership result collect bargain agreement articl committe maintain close oper link commiss committe establish decis ec set work group commiss invit particip work group observ articl transmit opinion commiss committe earli stage consult extens open transpar manner market particip consum end user articl committe submit annual report commiss articl committe adopt rule procedur organis oper arrang articl committe duti novemb brussel novemb commiss frederik bolkestein member commiss oj oj page offici journal