decis ec switzerland joint committe juli amend annex protocol agreement european econom commun swiss confeder direct insur life assur find domest legisl contract parti compat agreement text eea relev ec ec switzerland joint committe regard articl agreement european econom commun swiss confeder direct insur life assur hereinaft refer agreement legisl provis adopt european commun switzerland requir protocol annex agreement adapt examin legisl provis adopt switzerland requir agreement adapt decid articl legisl provis adopt switzerland european commun date agreement sign june agreement amend point annex ii replac quot insur form part statutori system social secur quot addit made list accept legal form part annex iii quot austria aktiengesellschaft versicherungsverein auf gegenseitigkeit finland keskinäinen vakuutusyhtiö omsesidigt försäkringsbolag vakuutusosakeyhtiö försäkringsaktiebolag vakuutusyhdisti försakringsfören sweden forsäkringsaktiebolag ömsesidiga forsäkringsbolag understödsföreningar quot term ecu ecu replac term euro eur annex protocol agreement exchang fix eur chf part annex iii replac quot franc société anonym société assur mutuel institut de prévoyanc régie par le code de la sécurité social institut de prévoyanc régie par le code rural mutuel régie par le code de la mutualité quot articl paragraph indent protocol replac quot paid share capit case mutual concern effect initi fund member account meet criteria memorandum articl associ stipul payment made account member solvenc margin fall requir level dissolut concern concern debt settl memorandum articl associ stipul respect payment reason individu termin membership compet author notifi month advanc prohibit payment period relev provis memorandum articl associ amend compet author declar object amend prejudic criteria state quot articl paragraph indent protocol replac quot hidden reserv result estim asset balanc sheet hidden reserv except natur quot articl paragraph protocol delet seventh eighth indent ad articl paragraph protocol quot cumul preferenti share capit subordin loan capit includ margin consist subordin loan fix matur fix term cumul preferenti share capit criteria met event bankruptci liquid insur undertak bind agreement exist subordin loan capit preferenti share capit rank claim creditor repaid debt outstand time settl subordin loan capit fulfil condit fulli paid fund account loan fix matur origin matur year year repay date insur undertak submit compet author approv plan show solvenc margin brought requir level matur extent loan rank compon solvenc margin gradual reduc year repay date compet author authoris earli repay loan provid applic made issu insur undertak solvenc margin fall requir level loan matur fix repay subject year notic loan longer consid compon solvenc margin prior consent compet author specif requir earli repay event insur undertak notifi compet author month date propos payment actual requir solvenc margin payment compet author authoris repay insur undertak solvenc margin fall requir level loan agreement includ claus provid circumst wind insur undertak debt repay agre repay date loan agreement amend compet author declar object amend secur matur date instrument fulfil condit includ cumul preferenti share mention preced indent margin total secur subordin loan capit refer preced indent repaid initi bearer prior consent compet author contract issu enabl insur undertak defer payment interest loan lender claim insur undertak rank subordin creditor document govern issu secur provid loss absorpt capac debt unpaid interest enabl insur undertak continu busi fulli paid amount account quot articl protocol replac quot articl particular refer articl protocol requir regard risk risk list class part annex risk list class part annex caus natur forc quot indent point annex iii replac singl indent quot incorpor compani limit share guarante unlimit societi regist industri provid societi act quot point annex ii replac quot nidwalden nidwaldn sachversicherung stan quot point annex ii replac quot zürich gebäudeversicherung kanton zürich zürich quot point indent annex replac quot land subsid landslid quot articl legisl provis adopt switzerland date agreement sign march compat agreement articl insur supervis law loi sur la surveil de assur june articl life insur law loi sur assur dommag march appli pursuant agreement conclud switzerland countri provid interpret manner compat agreement articl decis enter forc dai adopt bern juli joint committe presid anton egger oj