commiss regul ec juli lai detail rule implement council regul ec minimum standard treatment insur harmon index consum price modifi commiss regul ec text eea relev commiss european commun regard treati establish european commun regard council regul ec octob harmonis indic consum price articl articl thereof consult european central bank virtu articl regul ec member state requir produc harmonis index consum price hicp start index januari commiss regul ec amend regul ec set initi coverag hicp restrict good servic cover nation consum price indic cpi council regul ec amend regul ec defin coverag hicp good servic includ household final monetari consumpt expenditur insur part coverag hicp consider scope procedur differ treatment insur hicp harmonis methodolog insur ensur result hicp meet compar requir articl regul ec practic observ servic charg insur polici monthli basi propos treatment insur consist definit laid european system account esa measur provid regul accord opinion statist programm committe spc adopt regul articl aim aim regul set minimum standard treatment insur harmonis indic consum price hicp ensur reliabl relev meet compar requir laid articl regul ec articl definit purpos regul term defin quot gross insur premium quot amount paid policyhold specif insur polici obtain insur cover quot claim quot amount insur compani pai policyhold parti settlement injuri damag suffer person good quot premium supplement quot incom earn insur enterpris invest insur technic provis compris prepay insur premium provis outstand claim provis outstand risk quot actuari provis quot alloc insur compani technic provis outstand risk quot servic charg quot gross insur premium premium supplement minu claim minu actuari provis articl treatment insur weight weight insur estim aggreg expenditur household servic charg insur cover hicp express proport total expenditur good servic cover weight reflect averag aggreg expenditur year expenditur financ claim treat incur polici holder parti claim insur compani weight hicp indic includ expenditur incur behalf household sector articl treatment insur price price hicp compil insur price indic gross insur premium gross insur premium full premium payabl polici adjust premium cover polici index link subject paragraph insur polici target sampl price determin specif constant specif chang price treat rule appli qualiti adjust laid articl ec articl compar hicp construct procedur articl regul procedur result index differ systemat tenth percentag point averag year previou year index compil procedur deem compar articl qualiti control member state provid commiss eurostat inform procedur develop treatment insur procedur differ articl regul procedur member state provid commiss eurostat request inform procedur meet requir minimum standard establish regul articl repeal footnot group insur annex ii commiss regul ec delet articl entri forc regul enter forc dai public offici journal european commun regul bind entireti directli applic member state brussel juli commiss yve thibault de silgui member commiss oj opinion deliv june publish offici journal oj oj oj council regul ec oj defin regul ec defin regul ec oj