decis eea joint committe decemb amend annex xix consum protect eea agreement eea joint committe regard agreement european econom area adjust protocol adjust agreement european econom area hereinaft refer quot agreement quot articl thereof annex xix agreement amend decis joint committe eea novemb direct ec european parliament council februari amend direct eec approxim law regul administr provis member state consum credit incorpor agreement eea adapt direct eec delet consequ delet articl direct decid articl text point council direct eec annex xix agreement replac quot council direct eec decemb approxim law regul administr provis member state consum credit oj amend council direct eec februari oj direct bc european parliament council februari oj quot articl text direct ec iceland norwegian languag annex respect languag version decis authent articl decis enter forc decemb provid notif articl agreement made eea joint committe articl decis publish eea section eea supplement offici journal european commun brussel decemb eea joint committe presid liechtenstein oj oj