direct ec european parliament council amend council direct eec eec eec eec direct ec european parliament council relat insur civil liabil respect motor vehicl text eea relev european parliament council european union regard treati establish european commun sentenc articl articl articl thereof regard propos commiss regard opinion european econom social committe act accord procedur laid articl treati insur civil liabil respect motor vehicl motor insur special import european citizen policyhold victim accid major concern insur undertak constitut import part life insur busi commun motor insur impact free movement person vehicl kei object commun action field financi servic reinforc consolid singl insur market motor insur signific advanc direct achiev council direct eec april approxim law member state relat insur civil liabil respect motor vehicl enforc oblig insur liabil council direct eec decemb approxim law member state relat insur civil liabil respect motor vehicl council direct eec approxim law member state relat insur civil liabil respect motor vehicl direct ec european parliament council approxim law member state relat insur civil liabil respect motor vehicl fourth motor insur direct commun system motor insur updat improv confirm consult conduct industri consum victim associ order exclud misinterpret provis direct eec make easier obtain insur cover vehicl bear temporari plate definit territori vehicl base refer territori state vehicl bear registr plate irrespect plate perman temporari accord direct eec vehicl bear fals illeg plate consid base territori member state issu origin plate rule mean nation insur bureaux oblig deal econom consequ accid connect member state establish alter gener criterion registr plate determin territori vehicl base special rule laid accid caus vehicl registr plate bear registr plate correspond longer correspond vehicl case sole purpos settl claim territori vehicl base consid territori accid place order facilit interpret applic term quot random check quot direct eec relev provis clarifi prohibit systemat check motor insur appli vehicl base territori member state vehicl base territori countri enter territori member state systemat check discriminatori carri part control aim exclus insur verif permit articl direct eec permit member state act derog gener oblig compulsori insur respect vehicl belong natur public privat legal person accid caus vehicl member state derog design author bodi compens damag victim accid caus member state order ensur due compens paid victim accid caus vehicl abroad victim accid occur member state vehicl base resid territori aforement articl amend member state ensur list person exempt compulsori insur author bodi respons compens victim accid caus vehicl commun commiss public articl direct eec permit member state act derog gener oblig compulsori insur respect type vehicl vehicl special plate case member state allow requir entri territori valid green card frontier insur contract order ensur provis compens victim accid caus vehicl territori elimin border control commun mean ensur vehicl cross frontier cover insur compens victim accid caus abroad longer guarante ensur due compens award victim accid caus vehicl abroad member state vehicl base purpos member state treat victim accid caus vehicl victim accid caus insur vehicl provid direct eec compens victim accid caus uninsur vehicl paid compens bodi member state accid place payment made victim accid caus vehicl subject derog compens bodi claim bodi member state vehicl base period year date entri forc direct commiss view experi implement applic derog submit propos replac repeal provis direct ec delet order clarifi scope applic motor insur direct accord articl treati refer european territori member state articl direct eec delet member state oblig guarante insur cover respect minimum amount constitut import element ensur protect victim minimum amount provid direct eec updat account inflat increas real term improv protect victim minimum amount cover person injuri calcul compens fulli fairli victim suffer injuri whilst take account low frequenc accid involv victim small number accid victim suffer injuri event minimum amount cover eur victim eur claim number victim reason adequ amount view facilit introduct minimum amount transit period year date implement direct establish member state increas amount half level month date implement order ensur minimum amount cover erod time period review claus introduc benchmark european index consum price eicp publish eurostat provid council regul ec octob harmonis indic consum price procedur rule govern review establish direct eec member state interest prevent fraud limit exclud payment compens bodi case damag properti unidentifi vehicl imped legitim compens victim case option limit exclud compens basi vehicl identifi appli bodi paid compens signific person injuri victim accid damag properti caus member state provid excess limit set direct victim damag properti respons condit person injuri consid signific determin nation legisl administr provis member state accid take place establish condit member state account inter alia injuri requir hospit care present option contain direct eec member state authoris ceil excess victim respons event damag properti caus uninsur vehicl option unjustli reduc protect victim creat discrimin respect victim accid longer permit council direct eec june coordin law regul administr provis relat direct insur life assur lai provis facilit effect exercis freedom provid servic amend order permit branch insur undertak repres respect motor insur activ respect insur servic motor insur inclus insur cover passeng vehicl major achiev exist legisl object jeopardi nation legisl contractu claus contain insur contract exclud passeng insur cover knew driver vehicl influenc alcohol intox agent time accid passeng posit assess properli intox level driver object discourag person drive whilst influenc intox agent achiev reduc insur cover passeng victim motor vehicl accid cover passeng vehicl compulsori motor insur prejudg liabil incur pursuant applic nation legisl level award damag specif accid person injuri damag properti suffer pedestrian cyclist motoris user road weakest parti accid cover compulsori insur vehicl involv accid entitl compens nation civil law provis prejudg civil liabil level award damag specif accid nation legisl insur undertak insert insur polici claus effect contract cancel vehicl remain member state registr longer period practic conflict principl set direct eec compulsori motor insur cover basi singl premium entir territori commun insur cover remain valid term contract irrespect vehicl remain member state period prejudic oblig member state nation legisl respect registr vehicl step make easier obtain insur cover vehicl import member state vehicl regist member state destin temporari derog gener rule determin member state risk situat made period dai date vehicl deliv made dispatch purchas member state destin consid member state risk situat person wish motor insur contract insur posit justifi accid claim record contract policyhold request time statement claim absenc claim involv vehicl vehicl cover insur contract preced year contractu relationship insur undertak bodi appoint member state provid compulsori insur suppli statement provid statement policyhold dai request order ensur due protect victim motor vehicl accid member state permit insur undertak reli excess injur parti invok insur contract claim insur undertak directli great import protect victim motor vehicl accid direct ec victim accid occur member state member state resid injur parti caus vehicl insur base member state direct action insur undertak cover person respons civil liabil order facilit effici speedi settlement claim avoid costli legal proceed extend victim motor vehicl accid enhanc protect victim motor vehicl accid quot reason offer quot procedur provid direct ec extend kind motor vehicl accid procedur appli mutati mutandi accid settl system nation insur bureaux provid direct eec order make easier injur parti seek compens inform centr set accord direct ec confin provid inform accid cover direct provid kind inform motor vehicl accid articl read conjunct articl council regul ec decemb jurisdict recognit enforc judgment civil commerci matter injur parti bring legal proceed civil liabil insur provid member state domicil direct ec adopt adopt regul ec replac brussel convent septemb matter number member state refer convent direct adapt council direct eec eec eec eec direct ec european parliament council amend adopt direct articl amend direct eec direct eec amend articl amend indent replac quot territori state vehicl bear registr plate irrespect plate perman temporari quot indent ad quot case vehicl bear registr plate bear registr plate correspond longer correspond vehicl involv accid territori state accid place purpos settl claim provid indent articl direct articl council direct eec decemb approxim law member state relat insur civil liabil respect motor vehicl articl replac quot member state refrain make check insur civil liabil respect vehicl base territori member state respect vehicl base territori countri enter territori territori member state carri systemat check insur provid discriminatori carri part control aim exclus insur verif quot articl amend point subparagraph sentenc replac quot member state derog measur ensur compens paid respect loss injuri caus territori territori member state vehicl belong person quot ii sentenc replac quot commun commiss list person exempt compulsori insur author bodi respons compens commiss publish list quot point subparagraph replac quot case member state ensur vehicl mention subparagraph point treat vehicl insur oblig provid articl satisfi compens bodi member state accid place claim guarante fund provid articl direct eec member state vehicl base period year date entri forc direct ec european parliament council amend council direct eec eec eec eec direct ec european parliament council relat insur civil liabil respect motor vehicl member state report commiss implement practic applic point commiss examin report submit propos replac repeal derog articl quot european territori member state quot delet articl amend direct eec articl direct eec replac quot articl insur refer articl direct eec cover compulsorili damag properti person injuri prejudic higher guarante member state lai member state requir insur compulsori respect amount case person injuri minimum amount cover eur victim eur claim number victim case damag properti eur claim number victim member state establish transit period year date implement direct ec european parliament council amend council direct eec eec eec eec direct ec european parliament council relat insur civil liabil respect motor vehicl adapt minimum amount cover amount provid paragraph member state establish transit period inform commiss thereof durat transit period month date implement direct ec member state increas guarante half level provid paragraph year entri forc direct ec end transit period refer paragraph amount refer paragraph review line european index consum price eicp set council regul ec octob harmonis indic consum price amount adjust automat amount increas percentag chang eicp relev period year immedi preced review round multipl eur commiss commun adjust amount european parliament council ensur public offici journal european union member state set authoris bodi task provid compens limit insur oblig damag properti person injuri caus unidentifi vehicl vehicl insur oblig provid paragraph satisfi subparagraph prejudic member state regard compens bodi subsidiari subsidiari make provis settlement claim bodi person person respons accid insur social secur bodi requir compens victim respect accid member state bodi make payment compens condit victim establish person liabl unabl refus pai victim event appli directli bodi basi inform provid request victim oblig give reason repli payment compens member state exclud payment compens bodi respect person voluntarili enter vehicl caus damag injuri bodi prove knew uninsur member state limit exclud payment compens bodi event damag properti unidentifi vehicl bodi paid compens signific person injuri victim accid damag properti caus unidentifi vehicl member state exclud payment compens damag properti basi vehicl identifi member state provid excess eur victim damag properti respons condit person injuri consid signific determin accord legisl administr provis member state accid take place regard member state account inter alia injuri requir hospit care member state appli law regul administr provis payment compens bodi prejudic practic favour victim articl amend direct eec sentenc fourth subparagraph articl direct eec delet articl amend direct eec direct eec amend articl paragraph insert paragraph quot member state measur ensur statutori provis contractu claus contain insur polici exclud passeng cover basi knew driver vehicl influenc alcohol intox agent time accid deem void respect claim passeng quot articl insert quot articl insur refer articl direct eec cover person injuri damag properti suffer pedestrian cyclist motoris user road consequ accid motor vehicl involv entitl compens accord nation civil law articl prejudic civil liabil amount damag quot articl indent replac quot cover basi singl premium term contract entir territori commun includ period vehicl remain member state term contract quot articl insert quot articl derog indent articl direct eec vehicl dispatch member state member state risk situat consid member state destin immedi accept deliveri purchas period thirti dai vehicl formal regist member state destin event vehicl involv accid period mention paragraph articl uninsur bodi refer articl direct eec member state destin liabl compens provid articl direct articl member state ensur policyhold request time statement relat parti liabil claim involv vehicl vehicl cover insur contract preced year contractu relationship absenc claim insur undertak bodi appoint member state provid compulsori insur suppli statement provid statement policyhold dai request articl insur undertak reli excess injur parti accid insur refer articl direct eec concern articl member state ensur injur parti accid caus vehicl cover insur refer articl direct eec enjoi direct action insur undertak cover person respons civil liabil articl member state establish procedur provid articl direct ec settlement claim aris accid caus vehicl cover insur refer articl direct eec case accid settl system nation insur bureaux provid articl direct eec member state establish procedur articl direct ec purpos appli procedur refer insur undertak understood refer nation insur bureaux defin articl point direct eec articl replac quot member state ensur prejudic oblig direct ec inform centr establish approv accord articl direct provid inform articl parti involv traffic accid caus vehicl cover insur refer articl direct eec quot articl amend direct ec direct ec amend recit insert quot articl read conjunct articl council regul ec decemb jurisdict recognit enforc judgment civil commerci matter injur parti bring legal proceed civil liabil insur provid member state domicil articl replac quot appoint claim repres constitut open branch mean articl direct eec claim repres consid establish mean articl direct eec establish mean brussel convent septemb jurisdict enforc judgment civil commerci matter denmark concern establish mean regul ec member state concern articl point ii delet articl insert quot articl central bodi member state measur facilit avail due time victim insur legal repres basic data settlement claim basic data made electron form central repositori member state access parti involv case express request quot articl implement member state bring forc law regul administr provis compli direct june latest forthwith inform commiss thereof member state adopt measur refer direct accompani refer occas offici public method make refer laid member state member state accord treati maintain bring forc provis favour injur parti provis compli direct member state commun commiss text main provis nation law adopt field cover direct articl entri forc direct enter forc dai public offici journal european union articl addresse direct address member state strasbourg european parliament presid borrel fontel council presid schmit oj oj opinion european parliament octob oj council common posit april publish offici journal posit european parliament januari publish offici journal council decis april oj direct amend direct eec oj oj direct amend direct eec oj oj oj oj regul amend regul ec european parliament council oj oj direct amend direct ec oj regul amend regul ec oj oj quot oj quot oj oj regul amend regul ec european parliament council oj quot council direct eec june coordin law regul administr provis relat direct insur life assur lai provis facilit effect exercis freedom provid servic oj direct amend direct ec european parliament council oj direct ec european parliament council approxim law member state relat insur civil liabil respect motor vehicl fourth motor insur direct oj quot oj regul amend regul ec quot oj consolid version quot