decis eea joint committe june amend annex xix consum protect eea agreement eea joint committe regard agreement european econom area amend protocol adjust agreement european econom area hereinaft refer quot agreement quot articl thereof annex xix agreement amend decis eea joint committe commiss recommend ec march pre contractu inform consum lender offer home loan incorpor agreement decid articl point insert point commiss recommend ec annex xix agreement quot commiss recommend ec march pre contractu inform consum lender offer home loan oj quot articl text recommend ec iceland norwegian languag publish eea supplement offici journal european union authent articl decis enter forc june provid notif articl agreement made eea joint committe articl decis publish eea section eea supplement offici journal european union brussel june eea joint committe presid westerlund oj oj constitut requir