council direct novemb amend motor vehicl liabil insur direct eec direct eec concern coordin law regul administr provis relat direct insur life assur eec council european commun regard treati establish european econom commun articl thereof regard propos commiss cooper european parliament regard opinion econom social committe order develop intern insur market council adopt juli direct eec coordin law regul administr provis relat take pursuit busi direct insur life assur refer quot direct june direct eec coordin law regul administr provis relat direct insur life assur lai provis facilit effect exercis freedom provid servic amend direct eec refer quot direct direct eec made easier insur undertak head offic commun provid servic member state make policyhold recours insur establish countri insur head offic commun establish member state scope provis direct eec specif freedom provid servic exclud risk applic provis render inappropri stage specif rule adopt member state author ow natur social implic provis exclus examin direct implement period exclus concern motor vehicl liabil insur carrier liabil abovement direct adopt commiss gave undertak present council propos freedom provid servic area insur civil liabil respect motor vehicl carrier liabil subject provis direct compulsori insur provid possibl larg risk treatment mean articl direct insur class motor vehicl liabil larg risk treatment envisag insur cover damag loss land motor vehicl land vehicl motor vehicl direct eec laid risk cover commun insur mean council direct eec coordin law regul administr provis relat commun insur larg risk defin direct eec inclus present direct motor insur class larg risk definit direct eec effect includ class list class cover commun insur council direct eec april approxim law member state relat insur civil liabil respect motor vehicl enforc oblig insur liabil amend direct eec built green card system agreement nation motor insur bureaux order enabl green card check abolish desir grant member state transit arrang gradual applic specif provis direct relat larg risk treatment insur class includ risk cover insur ensur continu proper function green card system agreement nation motor insur bureaux requir insur undertak provid motor liabil insur member state provis servic join particip financ bureau member state council direct eec decemb approxim law member state relat insur civil liabil respect motor vehicl amend direct eec requir member state set author bodi guarante fund task provid compens victim accid caus uninsur unidentifi vehicl requir insur undertak provid motor liabil insur member state provis servic join particip financ guarante fund set member state rule forc member state cover aggrav risk appli undertak cover risk establish situat purpos rule ensur compulsori natur motor liabil insur balanc possibl motorist obtain insur member state permit appli rule undertak provid servic territori extent rule justifi public interest exce achiev abovement purpos field motor liabil insur protect interest person suffer damag pursu claim fact concern advis ensur person prejud put greater inconveni motor liabil insur oper provis servic establish purpos interest person suffici safeguard rule appli supplier servic member state establish provid member state provis servic requir undertak appoint repres resid establish territori collect inform relat claim possess suffici power repres undertak relat person suffer damag pursu claim includ payment claim repres repres court author member state relat claim repres requir repres undertak compet author member state provis servic relat control exist valid motor vehicl liabil insur polici provis made flexibl procedur make assess reciproc countri commun basi aim procedur close commun financi market commun intend financi market open rest world improv liber global financi market countri end direct provid procedur negoti countri resort possibl take measur involv suspens applic author restrict author adopt direct articl purpos direct quot vehicl mean vehicl defin articl direct eec quot bureau mean nation insur bureau defin articl direct eec quot guarante fund mean bodi refer articl direct eec quot parent undertak mean parent undertak defin articl direct eec quot subsidiari mean subsidiari undertak defin articl direct eec subsidiari undertak subsidiari undertak regard subsidiari parent undertak head undertak articl articl direct eec quot risk classifi class point annex paragraph point iii replac quot risk classifi class point annex articl head titl iii direct eec replac quot titl iii rule applic agenc branch establish commun belong undertak head offic commun head articl direct eec quot titl iii rule applic subsidiari parent undertak govern law countri acquisit hold parent undertak articl articl ad titl iii direct eec quot articl compet author member state inform commiss author direct indirect subsidiari parent undertak govern law countri commiss inform insur committe establish council propos commiss parent undertak acquir hold commun insur undertak turn subsidiari commiss inform insur committe establish council propos commiss author grant direct indirect subsidiari parent undertak govern law countri structur group notif compet author address commiss articl member state inform commiss gener difficulti encount insur undertak establish carri activ countri initi month applic direct period commiss draw report examin treatment accord commun insur undertak countri term refer paragraph establish carri insur activ acquisit hold countri insur undertak commiss submit report council propos appear commiss basi report refer paragraph basi inform countri grant commun insur undertak effect market access compar grant commun insur undertak countri commiss submit propos council mandat negoti view obtain compar competit opportun commun insur undertak council decid qualifi major appear commiss basi report refer paragraph basi inform commun insur undertak countri receiv nation treatment offer competit opportun domest insur undertak condit effect market access fulfil commiss initi negoti order remedi situat circumst subparagraph decid time addit initi negoti accord procedur laid act establish insur committe refer articl compet author member state limit suspend decis request pend moment decis futur request author acquisit hold direct indirect parent undertak govern law countri question durat measur refer exce month end month period light result negoti council act propos commiss decid qualifi major measur continu limit suspens appli set subsidiari insur undertak subsidiari duli author commun acquisit hold commun insur undertak undertak subsidiari appear commiss situat paragraph arisen member state inform request request author direct indirect subsidiari parent undertak govern law countri question plan undertak acquir hold commun insur undertak subsidiari oblig provid inform laps agreement conclud countri refer paragraph measur refer subparagraph paragraph ceas appli measur articl compli commun oblig intern agreement bilater multilater govern take pursuit busi insur undertak articl indent paragraph articl direct eec delet articl articl insert titl iii direct eec quot articl articl appli undertak establish situat member state cover risk carrier liabil classifi class point annex direct eec situat member state member state provis servic requir undertak member particip financ nation bureau nation guarante fund undertak requir make payment contribut bureau fund member state provis servic respect risk cover provis servic calcul basi undertak cover risk carrier liabil class establish situat member state refer premium incom class member state number risk class cover direct prevent insur undertak provid servic requir compli rule member state provis servic cover aggrav risk appli establish undertak member state provis servic requir undertak ensur person pursu claim aris event occur territori favour situat result fact undertak cover risk carrier liabil class provis servic establish situat state purpos member state provis servic requir undertak appoint repres resid establish territori collect inform relat claim possess suffici power repr undertak relat person suffer damag pursu claim includ payment claim repres repres court author member state relat claim repres requir repres undertak compet author state provis servic regard check exist valid motor vehicl liabil insur polici member state provis servic requir appointe undertak activ behalf undertak appoint set subparagraph appointe busi direct insur behalf undertak appoint repres constitut open branch agenc purpos articl direct eec repres establish mean articl direct articl subparagraph ad articl articl direct eec quot member state territori undertak intend provid servic cover risk class carrier liabil requir undertak notifi address claim repres refer articl produc declar undertak member nation bureau nation guarante fund member state provis servic articl subparagraph ad articl direct eec quot member state requir address repres insur undertak abovement document articl articl direct eec replac quot establish inform supervisori author respect oper effect provis servic amount premium deduct reinsur receiv member state group class group class defin accid sick motor insur figur relat class exclud carrier liabil fire damag properti aviat marin transport gener liabil credit suretyship class supervisori author member state forward inform supervisori author member state provis servic articl subparagraph articl direct eec replac quot derog allow januari appli contract cover risk classifi class situat exclus member state benefit transit arrang articl notwithstand articl direct eec case larg risk mean articl direct eec classifi class carrier liabil member state provis servic provid amount technic reserv relat contract concern determin supervis author member state accord rule fail rule accord establish practic member state date member state compli direct coordin annual account insur undertak cover reserv equival match asset supervis author member state accord rule practic notif direct life insur local asset refer indent supervis author member state accord rule practic date member state compli direct life insur articl member state amend nation provis compli direct month date notif forthwith inform commiss thereof provis amend pursuant subparagraph appli month date notif direct articl direct address member state brussel novemb council presid romita oj oj oj decis octob publish offici journal oj oj oj oj oj oj oj oj direct notifi member state novemb