council regul ec februari complet amend regul ec respect alloc financi intermedi servic indirectli measur fisim european system nation region account esa council european union regard treati establish european commun articl thereof regard draft regul submit commiss regard opinion european parliament regard opinion european monetari institut council regul ec june european system nation region account commun refer framework common standard definit classif account rule draw account member state statist requir european commun order obtain compar result member state articl regul ec decis alloc financi intermedi servic indirectli measur fisim decemb solv problem alloc fisim lead major improv methodolog esa accur intra european union comparison gross domest product gdp level purpos regul introduc principl alloc fisim detail rule implement effect alloc fisim detail rule implement evalu mean calcul carri member state trial method annex iii regul trial period suffici long order test alloc yield reliabl result correct measur econom activ concern present alloc commiss basi calcul carri trial period present evalu report qualiti data avail qualit quantit analysi stabil time sensit result respect trial method case posit evalu reliabl result obtain commiss decid suitabl method alloc fisim case trial method yield reliabl result correct measur econom activ concern present alloc commiss submit council propos modif regul ec decis alloc fisim establish gnp purpos commun budget resourc adopt council act unanim propos commiss alloc fisim purpos commun polici commiss decid method alloc fisim case result obtain judg reliabl accord principl subsidiar object pursu regul achiev commun level level member state commiss coordin harmonis statist method calcul alloc fisim commun level calcul alloc proper infrastructur requir monitor applic method organis member state reason prescrib compet nation author access data nation level committe statist programm european commun establish decis eec euratom committe monetari financi balanc payment statist establish decis eec consult accord articl aforesaid decis adopt regul articl purpos purpos regul introduc principl reliabl methodolog alloc financi intermedi servic indirectli measur fisim annex annex regul ec purpos annex ii annex regul ec amend accord annex ii regul articl method member state carri calcul accord method annex iii regul trial period articl basi evalu result calcul decis method alloc fisim accord articl articl mean member state ensur data estim carri calcul forthwith put dispos nation author charg conduct calcul refer articl nation author respons collect supplementari data deem calcul articl submiss result calcul trial period member state submit commiss result calcul refer articl accord schedul result calendar year submit novemb result calendar year revis result calendar year submit novemb result calendar year revis result calendar year submit novemb estim calendar year revis result calendar year submit april articl evalu result basi result refer articl commiss consult statist programm committe submit decemb mid term report juli final report european parliament council qualit quantit analysi implic trial method alloc calcul fisim annex iii measur applic regul includ measur clarifi improv trial method annex iii adopt commiss accord procedur articl decemb commiss consult committe monetari financi balanc payment statist accord procedur articl adopt method alloc fisim case find final evalu report reliabl result obtain trial period posit case commiss final evalu report refer paragraph find trial method alloc fisim reliabl correct measur econom activ present alloc commiss submit propos council modif regul ec articl transmiss commiss januari member state transmit commiss result calcul made pursuant regul part tabl refer articl regul ec articl procedur commiss assist statist programm committe hereinaft refer committe repres commiss submit committe draft measur committe deliv opinion draft time limit chairman lai urgenc matter opinion deliv major laid articl treati establish european commun case decis council requir adopt propos commiss vote repres member state committe weight manner set articl chairman vote commiss adopt measur envisag accord opinion committe measur envisag accord opinion committe opinion deliv commiss delai submit council propos relat measur council act qualifi major expiri period month council act propos measur adopt commiss articl derog derog regul decis alloc fisim establish gnp purpos commun budget resourc adopt council act unanim propos commiss fisim alloc purpos commun polici commiss adopt method alloc fisim accord articl articl final provis regul enter forc dai public offici journal european commun regul bind entireti directli applic member state brussel februari council presid brown oj oj opinion deliv octob publish offici journal oj oj oj decis amend decis ec oj annex amend annex annex thereto regul ec gt tabl gt gt tabl gt gt tabl gt annex ii amend annex ii annex regul ec text delet sentenc paragraph point properti incom receiv interest payabl exclud properti incom receiv invest fund annex iii calcul fisim calcul fisim output sector statist data requir sector tabl averag stock loan deposit split user sector secur share issu fi period averag quarter accru interest realloc interest rate subsidi actual recipi defin esa choic refer rate balanc sheet financi intermediari includ loan deposit resid unit broken differenti loan deposit interbank institut unit includ sector undertaken user institut sector central bank addit loan deposit rest world broken loan deposit resid financi intermediari loan deposit resid trial period year member state requir compar result alloc fisim intern refer rate calcul method method obtain fisim output resid fi institut sector intern refer rate calcul ratio interest receiv loan stock loan gt num gt interest receiv loan gt den gt stock loan method obtain fisim output resid fi institut sector intern refer rate calcul weight averag rate interbank loan secur share issu fi weight level stock head loan resid fi includ secur share issu resid financi intermediairi includ gt num gt interest receiv loan interest secur share issu gt den gt stock loan secur share issu institut characterist nation bank system calcul rate bank issu secur share altern refer rate rate calcul stock interest flow asset exclud loan liabil exclud deposit averag time matur nearest liabil balanc sheet fi includ method obtain fisim output resid fi institut sector refer rate appli short term transact calcul method long term transact publish rate secur share matur reproduc liabil balanc sheet long matur method obtain fisim output resid fi institut sector intern refer rate calcul altern averag lend deposit rate undertaken resid institut sector central bank averag averag lend deposit rate undertaken resid user institut sector central bank implicit interest rate calcul method averag averag lend deposit rate undertaken resid user institut sector central bank implicit interest rate calcul method determin fisim import export refer rate averag interbank rate weight level stock head loan hand resid fi hand deposit hand resid fi hand includ balanc sheet financi intermediari calcul rate extern refer rate calcul fisim export import trial period calcul distinguish intern extern refer rate basi resid fi engag transact basi currenc transact denomin member state requir provid eurostat statist inform methodolog appli detail breakdown fisim institut sector institut sector tabl loan deposit grant resid fi gt start graphic gt gt end graphic gt total fisim institut sector obtain sum fisim loan grant institut sector fisim deposit institut sector fisim loan grant institut sector interest receiv loan loan stock intern refer rate fisim deposit institut sector deposit stock intern refer rate interest payabl deposit part output export basi balanc sheet financi intermediari observ gt start graphic gt gt end graphic gt export fisim calcul extern interbank refer rate fisim loan grant resid includ fi interest receiv loan stock extern refer rate fisim deposit resid includ fi deposit stock extern refer rate interest payabl breakdown intermedi final consumpt fisim alloc household servic attribut household broken intermedi consumpt household capac owner dwell intermedi consumpt household capac owner unincorpor enterpris final consumpt household entail breakdown loan household stock interest dwell loan loan household owner unincorpor enterpris loan household loan household owner unincorpor enterpris dwell loan gener shown separ breakdown lend financi monetari statist loan household obtain subtract fisim loan household distribut item dwell loan loan household owner unincorpor enterpris loan household basi inform stock interest group dwell loan ident mortgag loan mortgag loan purpos household deposit broken deposit household owner unincorpor enterpris deposit individu absenc statist deposit household owner unincorpor enterpris trial period year member state requir compar result alloc fisim method method stock calcul basi ratio deposit ad observ smallest size corpor extrapol unincorpor enterpris method stock calcul basi ratio deposit turnov observ smallest size corpor extrapol unincorpor enterpris fisim deposit household distribut fisim deposit household owner unincorpor enterpris deposit household consum basi averag stock categori ow lack inform interest rate altern case detail inform loan deposit household absent fisim household alloc intermedi consumpt final consumpt assur loan attribut household produc owner dwell deposit attribut household consum calcul import financi intermedi resid fi grant loan resid receiv deposit resid institut sector tabl gt start graphic gt gt end graphic gt financi intermedi import institut sector calcul fisim import loan interest receiv resid fi loan stock extern refer rate fisim import deposit deposit stock extern refer rate interest payabl resid fi fisim constant price differ refer rate effect rate interest repres margin earn financi intermediari consid price paid servic provid fisim constant price deriv quotient fisim loan deposit held price stock loan deposit revalu base period price gener price index implicit price deflat domest final demand gt tabl gt base period margin loan effect interest rate loan refer rate base period margin deposit refer rate effect interest rate deposit financi intermediari consid sector monetari financi institut financi intermediari insur corpor pension fund invest fund