council direct decemb approxim law member state relat insur civil liabil respect motor vehicl eec council european commun regard treati establish european econom commun articl thereof regard propos commiss regard opinion european parliament regard opinion econom social committe council direct eec amend direct eec council approxim law member state relat insur civil liabil respect motor vehicl enforc oblig insur liabil articl direct eec requir member state measur ensur civil liabil respect vehicl base territori cover insur extent liabil cover term condit insur cover determin basi measur major dispar continu exist law member state extent oblig insur cover dispar direct effect establish oper common market extens oblig insur cover includ liabil incur respect damag properti justifi amount respect insur compulsori event guarante victim adequ compens irrespect member state accid occur make provis bodi guarante victim remain compens vehicl caus accid uninsur unidentifi import amend provis appli member state regard subsidiari subsidiari natur compens paid bodi rule applic regard subrog provid victim accid appli directli bodi point contact member state possibl appli limit exclus payment compens bodi provid compens damag properti caus unidentifi vehicl limit exclud view danger fraud interest victim effect exclus claus limit relationship insur person respons accid case vehicl stolen obtain violenc member state compens payabl abovement bodi order allevi financi burden bodi member state make provis applic excess bodi compens damag properti caus uninsur vehicl vehicl stolen obtain violenc member famili insur person driver person liabl afford protect compar parti event respect person injuri abolit check insur condit grant nation insur bureau host countri guarante compens damag caus vehicl base member state conveni criterion determin vehicl base member state bear registr plate state indent articl direct eec amend effect view situat member state outset hand minimum amount hand cover excess applic abovement bodi respect damag properti provis made transit measur gradual implement member state provis direct minimum amount compens damag properti bodi adopt direct articl insur refer articl direct eec cover compulsorili damag properti person injuri prejudic higher guarante member state lai member state requir amount insur compulsori case person injuri ecu victim victim involv singl claim amount multipli number victim case damag properti ecu claim number victim member state place minimum amount provid minimum amount ecu person injuri victim involv singl claim case person injuri damag properti minimum amount ecu claim number victim natur damag purpos direct ecu mean unit account defin articl regul eec convers nation currenc adopt success year period januari year period obtain dai preced septemb ecu convers valu commun currenc period begin januari member state set author bodi task provid compens limit insur oblig damag properti person injuri caus unidentifi vehicl vehicl insur oblig provid paragraph satisfi provis prejudic member state regard compens bodi subsidiari subsidiari make provis settlement claim bodi person person respons accid insur social secur bodi requir compens victim respect accid victim case appli directli bodi basi inform provid request victim oblig give reason repli payment compens member state exclud payment compens bodi respect person voluntarili enter vehicl caus damag injuri bodi prove knew uninsur member state limit exclud payment compens bodi event damag properti unidentifi vehicl author case damag properti caus uninsur vehicl excess ecu victim respons member state appli law regul administr provis payment compens bodi prejudic practic favour victim articl member state measur ensur statutori provis contractu claus contain insur polici issu accord articl direct eec exclud insur drive vehicl person express impli author thereto person hold licenc permit drive vehicl concern person breach statutori technic requir condit safeti vehicl concern purpos articl direct eec deem void respect claim parti victim accid provis claus refer indent invok person voluntarili enter vehicl caus damag injuri insur prove knew vehicl stolen member state option case accid occur territori appli provis subparagraph victim obtain compens damag suffer social secur bodi case vehicl stolen obtain violenc member state lai bodi articl pai compens insur condit set paragraph articl vehicl base member state bodi make claim bodi member state member state case vehicl stolen obtain violenc provid bodi refer articl pai compens fix respect damag properti excess ecu victim respons articl member famili insur person driver person liabl civil law event accid liabil cover insur refer articl exclud insur respect person injuri virtu relationship articl indent articl direct eec replac territori state vehicl bear registr plate articl member state amend nation provis compli direct decemb forthwith inform commiss thereof provis amend appli decemb notwithstand paragraph hellen republ period decemb increas guarante level requir articl avail option guarante reach refer amount laid articl decemb decemb member state period decemb increas guarante level requir articl member state avail option date paragraph increas guarante half differ guarante forc januari amount laid articl notwithstand paragraph italian republ provid excess laid subparagraph articl ecu decemb hellen republ ireland provid compens bodi refer articl damag properti exclud decemb excess refer subparagraph articl excess refer subparagraph articl ecu decemb articl decemb commiss present council report situat member state benefit transi tional measur provid articl submit propos review measur light develop decemb commiss present council progress report implement direct submit propos adjust amount laid articl articl direct address member state brussel decemb council presid varfi oj oj oj oj oj oj oj