great value and quality, built-in handle. to sell the house that is on your books for a start but also earn commission from the sale of the instruction that you generated! making a partial payment would be my second choice. really tried to keep the baby stuff to a minimum, but after 5 days of no nap, we needed a swing. most of my list is about our students, but remember that your staff needs to feel valued as well. salvation is a free gift through the grace of god for everyone. what's with the early months of the year? 