this is because it's going to have to serve both the residents along with business that happen to be in the area. i also had to pay my share of the insurance, which they calculated by making me pay amount their total bill increased when they added me to the family plan. and then there was the palace itself. these dungarees have wooden top buttons that are adjustable with two length options, making sure the dungarees grow with baby and helps them always feel comfortable. all of these coat hooks come with a 10 year guarantee for your buying peace of mind. 