chips on one side of the pan, and one cup of chips on the other. spread out slightly so that nearly each chip will be covered.
spread the rice on top of the chips, following with the beans on top, dividing equally between the two stacks. sprinkle or spoon the cheese on top, depending if you are using homemade or not.
i often make a big batch of rice and beans for the week. then i can pull from these items during the week, making meals like this one come together in a flash. 