i even sent you a message explaining this a little over two years ago. think it was up for all of an hour before it was bought out. this division includes planning and housing and community development. the total rate of interest earned within a year, no matter how often interest is added to your account. i went home and played around with those pieces until i was happy with their arrangement. is there looking at two you using? so sorry this happened to you! ps: grace in hula hoop — don’t ask why! 