only now am i at the point where i feel like i know enough that i can ask questions. i love what i do and this shows in my photographs. it was the biggest field i had ever seen. we were based on election years, that by 2010, the philippines will already be a federal republic. technology has affected banking, all the way down to its foundations. 7. start off your day with a brief exercise. business leaders are obsessed with finding it, keeping it and banking their succession on it. 