the point of not wanting to share. this would be easy if you were not in this with your husband, so it is time to sit down and take a good look at the physical reality of your situation.
both of you would prefer to continue the way it has been for the last year. neither of you has been completely honest with the other about your desire to remain at home. you need to figure out a budget of the minimum that you need to get by. then consider the possibility of both working part time outside the house. there also is the ability for you to work from home. 