lucy smoke is a writer of dark romance, new adult romance, and young adult romance. "who would think that somebody would access your care card to go to the doctors and get prescriptions?" each issue provides me with new information that is useful, critical … in short food for thought. that phrase has been on constant repeat this week much as it was this past summer when my father-in-law visited us. information we receive from credit reporting agencies. go light, simple and cheap for this. 