these are payment history, level of debt, credit age, mix of credit and recent credit. the presentation days are open events. you don't need to be a member of the club, but you do have to create an account. people will notice, the comments i have had were wow your hair is growing, have you stopped shaving? these are two of the most impressive falls on the black river and are also the two easiest to access. thus reel that is typically outside but may vertical well. you can also find that this useful product arrives with 10 years expiration date. 