we had insurance, and i was pretty sure everything would be covered, but i also knew that 20 percent of an enormous bill would equal a whole lot more than we had. it is a fantastic blend of flavors and super healthy for you. improved: better support for german language. just for giggles some of the smaller kids also stood in it and used it as a paddle board also with no issues. to assure you understand the total cost of the purchase, we recommend you confirm the specific destination charges prior to placing the order. those are closely related but not identical. 