they also suffer more memory and learning problems than the general population. the first group, years 1,2,3 were well prepared for us and presented us with many cards of thanks. plus, we fire off a few rapid fire questions! you were just great: clever, funny, beautiful, determined, kind, too modest by half. it was an amusing instance, but the truth of the matter is that it is almost impossible to do anything by yourself. if you're looking for a good home improvement loan rate, you might have to take your time and shop around a little bit. 