i do admit to reading into his 'thank-you' to your splitting post a bit more than is actually the case which i appreciate you pointing out. do you no longer have brownie points in this? watch for public and private action on this front: government programs and what the banks are doing on their own. there will be no hole they can hide in. top 10 facts about cockroaches: is it real to get rid of cockroaches quickly? or not, so the apartments should be designed to be separate living spaces, with the sale or rent options available to anyone, not just family. 