i have kids. four kids and a baby and a cart full of groceries and someone has to pee and someone is making a run for the door and someone else is asking for a quarter and i just don’t always write it down in that moment. the other problem? i’m lazy sometimes. or in a hurry, or whatever. basically, i’m not perfect at tracking my spending, but when i make a conscious effort to do it right away, the system works and i save a lot of money.
recently i got out of the habit of making the effort and almost completely stopped tracking it. so at any given time 