oh, i am in love with this kit ( and i think, tears were shed when i fussy cut the papers, they are just too beautiful!!). you pay $50 to buy a share and sign an annual membership agreement. the music is loud, but not ear piercing. i have missed you these last 10 months as you gave me many things to consider. my wife came over and placed her arm around my shoulders to calm me. what's your why that makes you cry? 