i don''t suppose you have read any articles on this? gently used books, magazines, and other media are available for purchase. when can we do it again? will definitely make this one of my main spots. and time does heal even in the insurance business. some of you may have thought so; but why? after going with him on that load, i was hooked. it was almost like flipping a switch. now, this is what i call innovation. although there is nothing wrong with remaining a craft, it is important to be clear that you own a job and not a business. 