you have made a really excellent chicken soup, full of all the goodness left in your chicken. spent 3 nights here last summer using f&f rate. all it needs to do, at least in the first instance, is pay for itself. for comparison, this is a little less than a normal conversation. my main issue was the presence of a full-time coach. what does an owner's policy provide? 1. he huddled himself up with cold. these are usually 2 hours per day over 3 periods of 13 days. 