no money then you are not worth listening to.
if you have no money, you have no friends; but if you have it, then they are not friends.
if you have no time to take care of your sickness, you get time to die.
if you have people then you are richer than those who have only money.
if you have wine for your dinner, you will have water for your breakfast.
if you learn how to be happy when you are down, then you may never be down.
if you learn you can teach; if you teach you will learn.
if you lend something you may lose it, but not if you give it. giving is 