as the light turned, she booked it and was off to her destination waving to me. general knowledge is valued information regarding the social interests of a society, culture, civilization, community, or nation gathered from a range of various media platforms. we know how to waste it. sometimes, problems can be caused by ‘too much’ signal. another great place is to try your banks web site and go to the loan application area and they should have some free budget sheets as well. i have to see what is going on all the time. but there is help-and hope. 