although you might be young and healthy now, you’re not too young for life insurance. how does it work if i want to transfer these credits to another institution? i always say: “getting things done, 1 stitch at a time.” that is really true to all life- take your time and do things carefully and precisely. i think i am not so ambitious now, i care about my free time, i am not so nervous at work. the snacks you eat every day can make or break a healthy diet. 