the program itself will teach you on how to make it work. serious athletes who want to gain an advantage with their health will happily pay for that tool. the main is, to be honest, know what you are looking for and of course not to be afraid to make the first step. "it is never the song's fault". at best, maybe they have their broker re-quote the same policy, to see if she can find a slightly better price. we would be very foolish indeed to confine our vision to our national borders only. 