they may use what you say against you to try and prove that you were at fault. if the contractor has this insurance, he is more likely to be a reliable professional. help us update the 1932 class list by adding missing names. hope you had a great holiday yesterday! we love working together and using our creative minds to solve problems. the center seal of the patch has the date the village was formed. "he lost power with no warning, very close to coming in to land. but, if he had had time, here's what he might have said. 