instead of extending your payday loan and even getting hit with a fine simply because you skipped the date it was due , be certain you mark the date it's due on your schedule and pay back the cash advance in full on that day. most characters don’t just decide on a whim that they want to be evil. i never feel lazy or tired in the afternoons. it was my first time working with a budget, but an amazing learning curve. the two were able to light a fire to keep warm. boats would be my back-up. 