or raise the price of these drugs. they are only required to give you 60 days notice first.
be sure to understand what you can do if changes like this are made to the plan. what appeal rights do you have and where do you start?
most importantly, will a prescription drug insurance plan be cost effective for you?
the most important question that needs to be answered is whether you need this prescription drug benefit insurance plan now? are the total costs associated with one or the other of these plans more or less than your current out of pocket costs for your prescription drugs?
even if your current costs are lower than 