if the truth is, you do not have to.
given that, you should know these 5 credit card fees that you do not have to pay.
cash advance fees. since we already mentioned it, you need to know that you do not have to pay the high cash advance fees. the key to avoid this is simply to not rely on credit cards for cash. that is just not how it is supposed to be used. it is better to use your debit card instead of your credit card.
balance transfer fees. there are credit card fees that seem like worth paying for. this is probably one of them. if it will help 