that offers a similar rate and transfer your balance to that card.
there is one more thing to keep in mind when getting a no balance transfer fee credit card. what is it? don't rack up more charges on your cards that now have a zero balance. it can be really tempting to do this because you will be spending less each month, and you will now have credit cards that have no balance on them. whatever it takes, avoid that temptation! do it right, and your debt will be back under control in no time. 