but we all know it's not. interest charges on your credit card are not worth it trust me. even if you are thinking about going out for dinner, think $100 for two people (average) or you can eat at home and spend $10 a person (depending on what you eat). you do the math :).
5. save! - my favorite! for those of you who know me, i have a huge savings. for what do you ask? well, emergencies and vacations. if we think about going out to eat, we will take that money we would have spent and put it into savings. of course we do still go out to 