who reach age 65 will require long term care at some time in their lives. if you reach age 85, the chances of your spending time in a nursing home are 1 in 4 - but long term care insurance does not cover only nursing home care.
a year in a nursing home can easily cost you or your family $60,000-$100,000 depending on your specific needs and the area of the country in which you live.
by the year 2020, 12 million people will require long term care.
if you are a woman, you are twice as likely to need long term care as a man.
other factors that should enter your consideration of 