at the end of the day, the insurance company is not your friend. their first interest is themselves and their bottom line.
i get many phone calls from people wondering what is going on and why is the insurance company doing things regarding the property damage claim and i would like to explain them now. if your car is damaged in a crash, the at-fault driver’s insurance company can do one of two things: they can pay for the cost of repairs to your vehicle or they can declare your vehicle a “total loss” and pay you the “fair market value” of your vehicle. it is very important to know that 