into debt by getting a cash advance?"
"yes, you can have up to $9000 and do whatever you like with the extra cash," she replied. i was amused that she said that i could "have" not "borrow" the money and it would be "extra cash" rather than "additional debt". but after all, she is in sales and the words "have" and "extra cash" are much more enticing than the more realistic alternatives - "borrow" and "additional debt".
i politely told her that i was not interested in raising my interest rate or borrowing more money, "but thanks anyway."
i then wondered how many other people would jump at the opportunity to pocket a 