players may use any combination of characters they like for play, though the rules include a chart showing the best character combinations for groups based on size. i don't recommend doing this one except maybe once a month just to be sure there are no major problems with the hard drive. there are beautiful things still in this world. each character representing a different bicycle model. you just decide on how much you want to bet and then leave the rest to fate. give it a try, maybe it will leave. 