months of rent up front to help seal the deal.
take-away: it’s not what you make, but how you spend it.
myth: carry a balance on your credit card; it helps your score.
each month you should pay your credit card bill on time and in full. if you can’t afford to pay off the balance in full, then pay at least the minimum (preferably a little more than the minimum) on time. never miss paying at least the minimum because missing a payment – even by a day – can cause major damage to your credit score.
if you’re carrying a low balance on your credit card and paying the minimum month-to-month you 