she laid a pair of my ripped black jeans onto the bed . no wonder i was feeling so confident about tomorrow 's test . at some point , yes , the master banker said . two phone messages gave away a slight but growing concern over neils whereabouts . you mean is it possible to fall from grace in this atmosphere of love ? i 'm surprised that he guessed it exactly . was this how it was going to end ? but i want to hear him say it out loud . 