regardless of the reason for a below market loan, it must always be based on good faith. this is a high quality towel that "represents" very well. you haven't walked down all the pathways that are required to get an idea from point a to point b. you probably just say some variation of "make it so," and then you're on to the next thing. we were trying to get to the cathedral. colors are decent enough, but overall a sub-average presentation. i was able to save almost all of the yarn. 