how far you want to go down that path is all about your personal choices. some people rather not have to work, while other are like me and fully expect to do some as i go. it’s all about how much work do you want to add in your plan or how much time off you want sooner than later.
deciding where you want to be in that grey zone is really mainly about your emotional state. how much does your current situation drive you nuts and how badly do you want out of it? or perhaps you just want a bit more time off now? either case the decision is 