that's like taking 1,098,346 cars off the road. more information on the family room. “do not resist an evil person. these are all great sites—thanks for adding them. and @thomas please let us know when this policy might be starting up? the bank potentially only does 50% of that 50 k. meaning that you have to cough up the other 25 k plus the total vat which is 10,500 €. a written copy of this policy can be provided upon request. bathroom and kitchens are always my first things to get sorted, drives me insane otherwise! 