that was already way more than he signed up for already, so for some reason, i drew an arbitrary line at baptism. thank you from the bottom of my heart! some of us need to stop crying and smile, yet others need to stop smiling and cry. it’s definitely not to be missed. an account will be considered overdue if the balance goes beyond 30 days. i mean i do but only if i'm being asked to do so. your talking, covered a future that this description could sure sign. 