by the time they reach 65 that person would have $627,354 in that account. as soon as we have delivered the goods to your door you will be responsible for them. it is important to know the current situation of your new company . there is no need to stick to a particular schedule, you set your own time. she cannot help with the force-fields. well we thought it would be easier to write it all here so if you think there is something you would like to contribute to or send to us please let us know. i will be following up with her. 