in today's day and age, it is not uncommon to hit "rock bottom" and be in need of credit repair advice. reaching this point can make you feel like there is no where to turn, and no way to get back on track again. old silver us coins that's really not the case, and following a few simple steps can help you along the way.
as hard as it may be, use manners with debt collectors because having them on your side as you rebuild your credit will make a world of difference. we all know that catching flies works better with honey than vinegar and being polite or even friendly 