3. that the transfer is effective only upon the death of the owner or owners. all you have to do it type a nickname and hit the join chat button to join the chat. we were lucky enough to catch a beautiful rainbow across the skies. some of the jobs were major, some minor. canceling out of your otherwise good intentions, values and beliefs. it's never made a great deal of sense to me. there are two types of balances - floor balances and object balances. all you have to do is choose what to put in them. 