the less debt you have – the more opportunity you have to save money.
you can save quite a bit of money by eating at home instead of going to a restaurant or fast food place. part of why this tip works is that because meals cost more when you dine out than if you made the exact same thing at home. cook your own meals, and you won’t have to pay extra for labor, tips, or delivery.
another good reason to stop dining out is that it forces you to use up your groceries. make and eat your breakfast at home before you go to work. bring a tumbler of coffee 