either way, your typical ho-3 policy has you covered from most types of winter storm damage. you can either buy it in stick form or ground up into powder. they hardly ever mentioned that they started out the game with an extremely unfair advantage. for instance, cool colors, smooth lines and a soft focus may be intended to create a calming effect on the viewer. we wanted this particular bird, so we bought it. a little different then what we are used too! i have had many versions of apple cider, but this pear cider looks like it will take the cake! 