4. don't dive into shallow areas of the pool, or into lakes and rivers. it’s hard to know what the best advice is for any given situation. we can help you realize what is out there, how to play it and what the best places to play that particular game are. keep watching throughout the credits though. how fast will your credit score go up once you pay off [or almost pay off] a credit card? do i have to transfer all the seats on my account? got to get my head down this week. 