that's probably not unreasonable, given where we are in the credit cycle and the rate cycle, that credit is as good as it's going to be and everyone thinks that will continue on forever. i only pray that she holds on to that with every fiber of her being. all 3 animals fit on one sheet. this way, the official money comes about as numbers at the central bank. connect with small portable air conditioner guys when you want the most effective products and services at a minimal price. i love teaching and planning is part of the built-up. 