Hi there
user
Hello! How can I help you today?
assistant
I'm trying to create a budget for my shopping expenses. Can you tell me how to start?
user
Start by tracking your spending for a month to see where your money is going. Write down every purchase, no matter how small.
assistant
That sounds like a good idea. What's a good way to categorize my expenses?
user
You can categorize your expenses into needs (groceries, rent) and wants (entertainment, hobbies). This will help you see where you can cut back.
assistant
Okay, got it. What's a good rule of thumb for saving money while shopping?
user
Try to save 10-20% of your income each month and avoid impulse buys. Also, look for discounts and coupons to reduce your spending.
assistant