we are collecting a premium up front and their total cost is known up front.
1	we	we	PRON	PRP	Case=Nom|Number=Plur|Person=1|PronType=Prs	3	nsubj	3:nsubj	_
2	are	be	AUX	VBP	Mood=Ind|Number=Plur|Person=1|Tense=Pres|VerbForm=Fin	3	aux	3:aux	_
3	collecting	collect	VERB	VBG	Tense=Pres|VerbForm=Part	0	root	0:root	_
4	a	a	DET	DT	Definite=Ind|PronType=Art	5	det	5:det	_
5	premium	premium	NOUN	NN	Number=Sing	3	obj	3:obj	_
6	up	up	ADP	IN	_	7	case	7:case	_
7	front	front	NOUN	NN	Number=Sing	3	obl	3:obl:up	_
8	and	and	CCONJ	CC	_	13	cc	13:cc	_
9	their	their	PRON	PRP$	Case=Gen|Number=Plur|Person=3|Poss=Yes|PronType=Prs	11	nmod:poss	11:nmod:poss	_
10	total	total	ADJ	JJ	Degree=Pos	11	amod	11:amod	_
11	cost	cost	NOUN	NN	Number=Sing	13	nsubj:pass	13:nsubj:pass	_
12	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	13	aux:pass	13:aux:pass	_
13	known	know	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	3	conj	3:conj:and	_
14	up	up	ADP	IN	_	15	case	15:case	_
15	front	front	NOUN	NN	Number=Sing	13	obl	13:obl:up	SpaceAfter=No
16	.	.	PUNCT	.	_	3	punct	3:punct	_
