It's probably not a wise idea to keep studying and having a massive student loan.
1-2	It's	_	_	_	_	_	_	_	_
1	It	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	7	expl	7:expl	_
2	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	7	cop	7:cop	_
3	probably	probably	ADV	RB	_	7	advmod	7:advmod	_
4	not	not	PART	RB	_	7	advmod	7:advmod	_
5	a	a	DET	DT	Definite=Ind|PronType=Art	7	det	7:det	_
6	wise	wise	ADJ	JJ	Degree=Pos	7	amod	7:amod	_
7	idea	idea	NOUN	NN	Number=Sing	0	root	0:root	_
8	to	to	PART	TO	_	9	mark	9:mark	_
9	keep	keep	VERB	VB	VerbForm=Inf	7	csubj	7:csubj	_
10	studying	study	VERB	VBG	VerbForm=Ger	9	advcl	9:advcl	_
11	and	and	CCONJ	CC	_	12	cc	12:cc	_
12	having	have	VERB	VBG	VerbForm=Ger	10	conj	9:advcl|10:conj:and	_
13	a	a	DET	DT	Definite=Ind|PronType=Art	16	det	16:det	_
14	massive	massive	ADJ	JJ	Degree=Pos	16	amod	16:amod	_
15	student	student	NOUN	NN	Number=Sing	16	compound	16:compound	_
16	loan	loan	NOUN	NN	Number=Sing	12	obj	12:obj	SpaceAfter=No
17	.	.	PUNCT	.	_	7	punct	7:punct	_
