This advances the availability of {TAIL ~ funds} to the depositor but also the settlement of {HEAD ~ other institutions} to the bank 
This advances the availability of { TAIL ~ funds } to the depositor but also the settlement of { HEAD ~ other institutions } to the bank
OTH OTH OTH OTH OTH TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD OTH OTH OTH