{HEAD ~ A method} for authenticating a financial transaction at a point of sale includes storing an application program in a first secure element of {TAIL ~ a mobile phone} 
{ HEAD ~ A method } for authenticating a financial transaction at a point of sale includes storing an application program in a first secure element of { TAIL ~ a mobile phone }
HEAD HEAD HEAD HEAD HEAD HEAD OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH TAIL TAIL TAIL TAIL TAIL TAIL TAIL