In one embodiment, {HEAD ~ a method} for authenticating {TAIL ~ a financial transaction} at a point of sale includes storing an application program in a first secure element of a mobile phone equipped with a user biometric trait input device 
In one embodiment , { HEAD ~ a method } for authenticating { TAIL ~ a financial transaction } at a point of sale includes storing an application program in a first secure element of a mobile phone equipped with a user biometric trait input device
OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD REL REL TAIL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH