The users credentials are stored in a second SE of the phone, which is operable to verify the users identity from a biometric trait of the user input to the phone and to generate data authenticating the financial transaction in {HEAD ~ response} to {TAIL ~ the verification} of the users identity 
The users credentials are stored in a second SE of the phone , which is operable to verify the users identity from a biometric trait of the user input to the phone and to generate data authenticating the financial transaction in { HEAD ~ response } to { TAIL ~ the verification } of the users identity
OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD REL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH