{HEAD ~ The system} 1, wherein the challenge response server computer comprises a device information module configured to obtain information on a device used by {TAIL ~ the consumer} to conduct the transaction 
{ HEAD ~ The system } 1 , wherein the challenge response server computer comprises a device information module configured to obtain information on a device used by { TAIL ~ the consumer } to conduct the transaction
HEAD HEAD HEAD HEAD HEAD HEAD OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH