The credentials of the user are stored in {HEAD ~ a second SE} of the phone, which is operable to verify the users identity from a biometric trait of the user input to the phone and to generate {TAIL ~ data} authenticating the financial transaction in response to the verification of the users identity 
is operable to generate
The credentials of the user are stored in { HEAD ~ a second SE } of the phone , which is operable to verify the users identity from a biometric trait of the user input to the phone and to generate { TAIL ~ data } authenticating the financial transaction in response to the verification of the users identity
OTH OTH OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD HEAD OTH OTH OTH OTH OTH REL REL OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH REL REL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH