The credentials of the user are stored in a second SE of the phone, which is operable to verify the users identity from a biometric trait of the user input to the phone and to generate data authenticating the financial transaction in response to {HEAD ~ the verification} of {TAIL ~ the users identity} 
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The credentials of the user are stored in a second SE of the phone , which is operable to verify the users identity from a biometric trait of the user input to the phone and to generate data authenticating the financial transaction in response to { HEAD ~ the verification } of { TAIL ~ the users identity }
OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD REL TAIL TAIL TAIL TAIL TAIL TAIL TAIL