{HEAD ~ A method} for authenticating {TAIL ~ a financial transaction} at a point of sale includes storing an application program in a first secure element of a mobile phone 
for authenticating
{ HEAD ~ A method } for authenticating { TAIL ~ a financial transaction } at a point of sale includes storing an application program in a first secure element of a mobile phone
HEAD HEAD HEAD HEAD HEAD HEAD REL REL TAIL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH