A method for authenticating a financial transaction at a point of {TAIL ~ sale} includes storing an application program in {HEAD ~ a first secure element} of a mobile phone 
A method for authenticating a financial transaction at a point of { TAIL ~ sale } includes storing an application program in { HEAD ~ a first secure element } of a mobile phone
OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD HEAD HEAD OTH OTH OTH OTH