The application program is configured to generate {HEAD ~ instruction codes} to effect {TAIL ~ the financial transaction} upon verification of a users identity 
to effect
The application program is configured to generate { HEAD ~ instruction codes } to effect { TAIL ~ the financial transaction } upon verification of a users identity
OTH OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD REL REL TAIL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH