{HEAD ~ Credit product profitability} for {TAIL ~ a financial institution} using credit scorecards is improved by providing an analysis that results in a recommended credit cutoff score for a particular loan product 
for
{ HEAD ~ Credit product profitability } for { TAIL ~ a financial institution } using credit scorecards is improved by providing an analysis that results in a recommended credit cutoff score for a particular loan product
HEAD HEAD HEAD HEAD HEAD HEAD HEAD REL TAIL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH