{HEAD ~ The credentials} of the user are stored in a second SE of the phone, which is operable to verify {TAIL ~ the users identity} from a biometric trait of the user input to the phone and to generate data authenticating the financial transaction in response to the verification of the users identity 
{ HEAD ~ The credentials } of the user are stored in a second SE of the phone , which is operable to verify { TAIL ~ the users identity } from a biometric trait of the user input to the phone and to generate data authenticating the financial transaction in response to the verification of the users identity
HEAD HEAD HEAD HEAD HEAD HEAD OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH TAIL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH