{TAIL ~ Credit product profitability} for a financial institution using credit scorecards is improved by providing an analysis that results in a recommended credit cutoff score for {HEAD ~ a particular loan product} 
{ TAIL ~ Credit product profitability } for a financial institution using credit scorecards is improved by providing an analysis that results in a recommended credit cutoff score for { HEAD ~ a particular loan product }
TAIL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD HEAD HEAD