A method for authenticating a financial transaction at a point of sale includes storing {HEAD ~ an application program} in {TAIL ~ a first secure element} of a mobile phone 
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A method for authenticating a financial transaction at a point of sale includes storing { HEAD ~ an application program } in { TAIL ~ a first secure element } of a mobile phone
OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD HEAD REL TAIL TAIL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH