{TAIL ~ A cash credit} encourages the user to engage in electronic utilization of {HEAD ~ a financial account} 
{ TAIL ~ A cash credit } encourages the user to engage in electronic utilization of { HEAD ~ a financial account }
TAIL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD HEAD