This advances the availability of funds to the depositor but also {HEAD ~ the settlement} of {TAIL ~ other institutions} to the bank 
of
This advances the availability of funds to the depositor but also { HEAD ~ the settlement } of { TAIL ~ other institutions } to the bank
OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD REL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH