A method for authenticating {HEAD ~ a financial transaction} at {TAIL ~ a point} of sale includes storing an application program in a first secure element of a mobile phone 
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A method for authenticating { HEAD ~ a financial transaction } at { TAIL ~ a point } of sale includes storing an application program in a first secure element of a mobile phone
OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD HEAD REL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH