The selected cutoff score is determined with input including pass and bad rate parameters for the pertinent scorecard, workflow analysis for the loan process, compartmental modeling of the workflow, and {HEAD ~ activity based costing} for {TAIL ~ the workflow} 
for
The selected cutoff score is determined with input including pass and bad rate parameters for the pertinent scorecard , workflow analysis for the loan process , compartmental modeling of the workflow , and { HEAD ~ activity based costing } for { TAIL ~ the workflow }
OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD HEAD REL TAIL TAIL TAIL TAIL TAIL TAIL