In {HEAD ~ a card processing system} of {TAIL ~ the invention}, the company that interfaces with the cardholder applies value to an account 
of
In { HEAD ~ a card processing system } of { TAIL ~ the invention } , the company that interfaces with the cardholder applies value to an account
OTH HEAD HEAD HEAD HEAD HEAD HEAD HEAD HEAD REL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH