Financial institutions such as banks spend {TAIL ~ a large amount} of money on the processing of {HEAD ~ paper checks}, and typically are not reimbursed for such costs by consumers who typically use free checking accounts 
Financial institutions such as banks spend { TAIL ~ a large amount } of money on the processing of { HEAD ~ paper checks } , and typically are not reimbursed for such costs by consumers who typically use free checking accounts
OTH OTH OTH OTH OTH OTH TAIL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH