{HEAD ~ The financial transaction data}, including the instruction codes and the authenticating data, are then transmitted from {TAIL ~ the phone} to the POS 
{ HEAD ~ The financial transaction data } , including the instruction codes and the authenticating data , are then transmitted from { TAIL ~ the phone } to the POS
HEAD HEAD HEAD HEAD HEAD HEAD HEAD HEAD OTH OTH OTH OTH OTH OTH OTH OTH OTH OTH REL OTH REL REL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH