A method for authenticating a financial transaction at {HEAD ~ a point} of sale includes storing {TAIL ~ an application program} in a first secure element of a mobile phone 
A method for authenticating a financial transaction at { HEAD ~ a point } of sale includes storing { TAIL ~ an application program } in a first secure element of a mobile phone
OTH OTH OTH OTH OTH OTH OTH OTH HEAD HEAD HEAD HEAD HEAD HEAD OTH OTH OTH OTH TAIL TAIL TAIL TAIL TAIL TAIL TAIL OTH OTH OTH OTH OTH OTH OTH OTH OTH