What encouraged borrowing from 2000 to 2003? [SEP] From 2000 to 2003, the Federal Reserve lowered the federal funds rate target from 6.5% to 1.0%.
entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment entailment entailment entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment