What years were the worst mortgage loans originated? [SEP] During a period of tough competition between mortgage lenders for revenue and market share, and when the supply of creditworthy borrowers was limited, mortgage lenders relaxed underwriting standards and originated riskier mortgages to less creditworthy borrowers.
not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment not_entailment entailment entailment not_entailment entailment not_entailment not_entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment not_entailment entailment not_entailment entailment entailment entailment entailment entailment entailment entailment entailment entailment entailment entailment entailment entailment entailment not_entailment not_entailment not_entailment entailment not_entailment not_entailment entailment entailment not_entailment entailment entailment entailment not_entailment not_entailment entailment not_entailment not_entailment not_entailment entailment not_entailment entailment entailment not_entailment not_entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment entailment entailment not_entailment entailment