What was the first British credit card
Access (credit card) Access (credit card) Access was a British and Irish credit card brand used by three of the big four banks in the United Kingdom, plus a couple of other banks between 1972 and 1996. It was established by a consortium of banks in the United Kingdom, to rival the already established Barclaycard. It became defunct in 1996, when it was taken over by MasterCard. The Access card was introduced in the United Kingdom on 23 October 1972 by a consortium consisting of the National Westminster Bank, the Midland Bank, Lloyds Bank and the National and Commercial Banking Group, as a
Credit card merchants may charge users a "credit card supplement" (or surcharge), either a fixed amount or a percentage, for payment by credit card. This practice was prohibited by most credit card contracts in the United States until 2013, when a major settlement between merchants and credit card companies allowed merchants to levy surcharges. Most retailers have not started using credit card surcharges, however, for fear of losing customers. Merchants in the United States have been fighting what they consider to be unfairly high fees charged by credit card companies in a series of lawsuits that started in 2005. Merchants charged that