Plymouth, Montserrat only ghost town that serves as the capital of a political territory. Beginning in July 1995, a series of huge eruptions at the Soufrière Hills volcano sent pyroclastic flows and ash falls across a wide area of southern Montserrat including the capital, Plymouth. It was immediately clear that the town was in grave danger. On 21 August 1995, tephra fell on Plymouth, and in December residents were evacuated as a precaution. Residents were allowed back a few months later, but on 25 June 1997, a massive eruption produced pyroclastic surges that killed 19 people and reached nearly to the island's
Long-term care insurance in Germany Long-term care insurance in Germany In January 1995, the government of Helmut Kohl introduced the Social Law XI 1, the German long term care insurance. It is an independent part of the social security in Germany, in the "Sozialgesetzbuch" and provides financial provision for the risk of care necessity. Long-term care insurance was introduced as the fifth pillar of social insurance after health insurance, industrial injuries, pensions and unemployment insurance. This fifth pillar is financed by the care fund, which was built for all the individual health insurances. Insurance is also provided for people who need care because of the