South Soufriere Hills South Soufriere Hills South Soufriere Hills is a 35 ha patch of forest on the island of Montserrat, a British Overseas Territory in the Leeward Islands of the Caribbean Sea. It forms one of the territory’s Important Bird Areas (IBAs). The IBA comprises the largest remnant of Montserrat’s native forest in the Soufrière Hills, in the exclusion zone. It has survived the volcanic eruptions and pyroclastic flows that have devastated and depopulated the southern half of the island since the late 1990s. It lies only about 1.5 km south of 915 m Chances Peak, the highest point of the island
Long-term care insurance in Germany Long-term care insurance in Germany In January 1995, the government of Helmut Kohl introduced the Social Law XI 1, the German long term care insurance. It is an independent part of the social security in Germany, in the "Sozialgesetzbuch" and provides financial provision for the risk of care necessity. Long-term care insurance was introduced as the fifth pillar of social insurance after health insurance, industrial injuries, pensions and unemployment insurance. This fifth pillar is financed by the care fund, which was built for all the individual health insurances. Insurance is also provided for people who need care because of the