Scouting and Guiding in Montserrat affiliated Scout associations. Montserrat Scouts participate in numerous camps and events. Since the evacuation of much of the island, owing to an eruption of the previously dormant Soufriere Hills volcano that began on July 18, 1995, information from the area is difficult to obtain. Girlguiding Montserrat (formerly "Montserrat Girl Guide Association") is a Guiding organization in Montserrat. It is one of the nine branch associations of Girlguiding UK. It is represented by Girlguiding UK at World Association of Girl Guides and Girl Scouts (WAGGGS) level and Girlguiding UK's Chief Guide is also Chief Guide for Girlguiding Montserrat. Girlguiding Montserrat is
Long-term care insurance in Germany Long-term care insurance in Germany In January 1995, the government of Helmut Kohl introduced the Social Law XI 1, the German long term care insurance. It is an independent part of the social security in Germany, in the "Sozialgesetzbuch" and provides financial provision for the risk of care necessity. Long-term care insurance was introduced as the fifth pillar of social insurance after health insurance, industrial injuries, pensions and unemployment insurance. This fifth pillar is financed by the care fund, which was built for all the individual health insurances. Insurance is also provided for people who need care because of the