2008 Société Générale trading loss on January 28, 2008 with abuse of confidence and illegal access to computers. He was released from custody a short time after. The charges filed carry a maximum three-year prison term. On January 29, 2008 investigating judges Renaud van Ryumbecke and Francoise Desset had rejected prosecutor Jean-Claude Marin's bid to charge Kerviel with the more serious crime of "attempted fraud" and refuse bail. Société Générale characterizes Kerviel as a rogue trader and claims Kerviel worked these trades alone, and without its authorization. Kerviel, in turn, told investigators that such practices are widespread and that getting a profit makes the hierarchy
French Fifth Risk Plan the term "fifth risk", with the idea of an insurance system. The law of 24 January 1997, defines dependency as "a state in which the person who, notwithstanding the care that is likely to receive, needs support for the performance of actions essential to life or requires regular supervision". In 2008, public spending related to the care of dependent elderly people (health care benefits and benefits of compensation for loss of autonomy) was around 19 billion euros per year, or 1% of GDP. The law of 30 June 1975 established the third person compensatory allowance (Allocation compensatrice tierce personne or