Crop diversity are all susceptible to a single fungus, "Fusarium oxysporum" (Panama disease); large areas of the crop were destroyed by the fungus in the 1950s. 'Gros Michel' has been replaced by the current main banana on the market, the 'Cavendish', which in turn is (2015) at risk of total loss to a strain of the same fungus, 'Tropical Race 4'. Such threats can be countered by strategies such as planting multi-line cultivars and cultivar mixes, in the hope that some of the cultivars will be resistant to any individual outbreak of disease. The implications of crop diversity are at both local
Crop insurance Crop insurance Crop insurance is purchased by agricultural producers, and subsidized by the federal government, to protect against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. The two general categories of crop insurance are called crop-yield insurance and crop-revenue insurance. On average, the federal government subsidizes 62 percent of the premium. In 2014, crop insurance policies covered 294 million acres. Major crops are insurable in most counties where they are grown, and approximately 83% of U.S. crop acreage