Electronic bill payment a reduction in processing costs minimizing paperwork and an increase in customer loyalty. In a 2003 study, the banks said that "customers who pay online show more loyalty and are more receptive to other offers". Electronic bill payment Electronic bill payment is a feature of online, mobile and telephone banking, similar in its effect to a giro, allowing a customer of a financial institution to transfer money from their transaction or credit card account to a creditor or vendor such as a public utility, department store or an individual to be credited against a specific account. These payments are typically
Slang terms for money circulation in Scotland is occasionally referred to as a "Sheet" and thus the ten shilling note as a "Half Sheet". More commonly the ten shilling note was a "ten bob note" or, in London, "half a bar". "As bent as a nine bob note" is or was common colloquial phrase used to describe something or someone crooked or counterfeit. In pub culture five and ten pound notes are sometimes called "blue beer tokens" and "brown beer tokens" respectively. Fairly recent additions are a "Winston" for £5 (from the image of Winston Churchill on the back of the new note introduced