Electronic bill payment Electronic bill payment Electronic bill payment is a feature of online, mobile and telephone banking, similar in its effect to a giro, allowing a customer of a financial institution to transfer money from their transaction or credit card account to a creditor or vendor such as a public utility, department store or an individual to be credited against a specific account. These payments are typically executed electronically as a direct deposit through a national payment system, operated by the banks or in conjunction with the government. Payment is typically initiated by the payer but can also be set up as
State Secretariat for International Financial Matters State Secretariat for International Financial Matters The State Secretariat for International Financial Matters (SIF; French: "Secrétariat d'État aux questions financières internationales", German "Staatssekretariat für internationale Finanzfragen", Italian "Segreteria di Stato per le questioni finanziarie internazionali", Romansh "Secretariat da stadi per dumondas finanzialas internaziunalas") is an administrative unit of the Swiss Confederation. It is an office of the federal administration of Switzerland under the responsibility of the Federal Department of Finance, and was established on 1 March 2010. The State Secretariat for International Financial Matters defends Switzerland's interests in international financial, tax and monetary matters. It promotes international competitiveness, the integrity