Electronic bill payment Electronic bill payment Electronic bill payment is a feature of online, mobile and telephone banking, similar in its effect to a giro, allowing a customer of a financial institution to transfer money from their transaction or credit card account to a creditor or vendor such as a public utility, department store or an individual to be credited against a specific account. These payments are typically executed electronically as a direct deposit through a national payment system, operated by the banks or in conjunction with the government. Payment is typically initiated by the payer but can also be set up as
Slang terms for money circulation in Scotland is occasionally referred to as a "Sheet" and thus the ten shilling note as a "Half Sheet". More commonly the ten shilling note was a "ten bob note" or, in London, "half a bar". "As bent as a nine bob note" is or was common colloquial phrase used to describe something or someone crooked or counterfeit. In pub culture five and ten pound notes are sometimes called "blue beer tokens" and "brown beer tokens" respectively. Fairly recent additions are a "Winston" for £5 (from the image of Winston Churchill on the back of the new note introduced