Electronic funds transfer systems. For example, in the United States, they may be referred to as "electronic checks" or "e-checks". In the United Kingdom, the term "bank transfer" and "bank payment" are used, while in several other European countries "giro transfer" is the common term. EFTs include, but are not limited to: Electronic funds transfer Electronic funds transfer (EFT) are electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems, without the direct intervention of bank staff. According to the United States Electronic Fund Transfer Act of 1978 it is
German Commission for UNESCO the GDR also became a Member State, actually for the first time in a UN Organization. Since German unification on October 3, 1990, Germany is used as official name; the German Commission for UNESCO integrated the functions of the dissolved GDR National Commission. After the United States of America and Japan, Germany makes the third largest financial contribution to UNESCO. Like most other Member States, Germany has a Permanent Delegation to UNESCO in Paris. It ensures constant working contact with UNESCO and is in charge of Germany's political relations with UNESCO. Germany is participating very actively in UNESCO's programmes. There