Electronic bill payment a reduction in processing costs minimizing paperwork and an increase in customer loyalty. In a 2003 study, the banks said that "customers who pay online show more loyalty and are more receptive to other offers". Electronic bill payment Electronic bill payment is a feature of online, mobile and telephone banking, similar in its effect to a giro, allowing a customer of a financial institution to transfer money from their transaction or credit card account to a creditor or vendor such as a public utility, department store or an individual to be credited against a specific account. These payments are typically
Robins v Secretary of State for Work and Pensions Robins v Secretary of State for Work and Pensions Robins v Secretary of State for Work and Pensions (2007) C-278/05 is a UK insolvency law and labour law case, concerning the protection of employees' salaries on their employer's insolvency. Robins had been employed by a now insolvent company. He had a final salary pension. The company terminated the scheme and then told everyone there was not enough money to cover members’ benefits. They announced they would reduce benefits for members who had not yet started to receive pension payments. Robins claimed compensation from the Secretary of State for not providing