Apple Pay via Touch ID, Face ID, PIN or passcode. The service lets Apple devices wirelessly communicate with point of sale systems by using a near field communication (NFC) antenna, a "dedicated chip that stores encrypted payment information" (known as the Secure Element), and Apple's Touch ID and Wallet. It is available in the United States, United Kingdom, Canada, Australia, Brazil, UAE, Russia, China, New Zealand, Singapore, Japan, Taiwan, and Hong Kong, as well as various other European nations. Apple Pay supports most major credit cards or debit cards, including American Express, Visa, Mastercard and UnionPay etc. Supporting banks vary. The service
Apple Maps Technologies, OpenStreetMap, and Waze. Apple renewed their agreement with TomTom in 2015. TomTom is the parent company of Tele Atlas, which is also used by Apple Maps' competitor, Google Maps. The satellite imagery comes from DigitalGlobe. iPhones located in China use data from AutoNavi instead. Apple Maps can be used to plan routes. The navigation service features turn-by-turn navigation with spoken instructions for vehicles, pedestrians, and public transportation. According to Apple, the navigation function is available in 56 countries worldwide. Apple Maps can also be used to see real-time traffic information. In addition, Apple's virtual assistant, Siri, is integrated into