Electronic bill payment a reduction in processing costs minimizing paperwork and an increase in customer loyalty. In a 2003 study, the banks said that "customers who pay online show more loyalty and are more receptive to other offers". Electronic bill payment Electronic bill payment is a feature of online, mobile and telephone banking, similar in its effect to a giro, allowing a customer of a financial institution to transfer money from their transaction or credit card account to a creditor or vendor such as a public utility, department store or an individual to be credited against a specific account. These payments are typically
Goombah Italian males, "cumpà," became the Anglicized "goombah" or "gumba" to American ears. As the term "cumpà" was commonly heard as an term of address among Italian immigrants and Italian-Americans, the Anglicized version of "cumpà", or "goombah," came to be used among non-Italians as a derogatory or patronizing way to refer to Italian-Americans. Today, especially in Italian-American slang, "goombah" is a slang noun for a companion or associate, especially a friend who acts as a patron, accomplice, protector, or adviser. When used by non-Italians to refer to Italians or Italian-Americans, however, "goombah" is often derogatory in nature or deployed as an