Electronic bill payment a reduction in processing costs minimizing paperwork and an increase in customer loyalty. In a 2003 study, the banks said that "customers who pay online show more loyalty and are more receptive to other offers". Electronic bill payment Electronic bill payment is a feature of online, mobile and telephone banking, similar in its effect to a giro, allowing a customer of a financial institution to transfer money from their transaction or credit card account to a creditor or vendor such as a public utility, department store or an individual to be credited against a specific account. These payments are typically
Agreement for the Suppression of the Circulation of Obscene Publications Agreement for the Suppression of the Circulation of Obscene Publications The Agreement for the Suppression of the Circulation of Obscene Publications is a multilateral anti-pornography treaty that was initially negotiated and concluded in Paris in 1910. It was amended by a 1949 Protocol. As of 2013, the treaty has 57 state parties. The treaty was concluded on 4 May 1910 in Paris and was initially entitled the Agreement for the Repression of Obscene Publications. The treaty was initially agreed to by a number of states, including France, the German Empire, Austria-Hungary, the United States, the Russian Empire, and the United