Flag of New Zealand Waitangi in 1834, the flag was of a St George's Cross with another cross in the canton containing four stars on a blue field. After the formation of the colony in 1840, British ensigns began to be used. The current flag was designed and adopted for use on the colony's ships in 1869, was quickly adopted as New Zealand's national flag, and given statutory recognition in 1902. For several decades there has been debate about changing the flag. In 2016, a two-stage binding referendum on a flag change took place with voting on the second final stage closing on 24
Southern Cross Healthcare Group (New Zealand) government contribution towards hospital costs of those opting for private care was not sufficient. The President of the New Zealand Private Hospitals’ Association, Dr Jefcoate Harbutt, began to make “serious inquiries about the formation of a New Zealand health insurance organisation”. Dr Harbutt, along with Auckland chartered accountant Don Carnachan and a group of Auckland surgeons led by Dr Warwick Macky, set about establishing the organisation that would eventually become Southern Cross Medical Care Society, which was officially founded in May 1961. Throughout the 1960s, Southern Cross’ growth was modest, but during 1970s it grew rapidly, putting pressure on private