Queen's Personal Flag for New Zealand the same basic pattern used by queen across several other realms since the 1960s: it is the escutcheon of a country's coat of arms (e.g. the arms of New Zealand) in banner form defaced with a device taken from her personal flag (a blue roundel surrounded by a garland of roses encircling a crowned letter 'E', all in gold). The flag is divided into four quadrants: The first quadrant includes depicts four stars as representative of the Southern Cross constellation, as depicted on the national flag. The second quadrant consists of a golden fleece on a red field. The third
Southern Cross Healthcare Group (New Zealand) Southern Cross Healthcare Group (New Zealand) Southern Cross Healthcare Group, a collection of independent, health-oriented businesses in New Zealand, operates on not-for-profit principles and is New Zealand's largest non-public health care organisation. The Group's businesses include health insurance, private hospitals, travel insurance and pet insurance. The Group encompasses the Southern Cross Medical Care Society and the Southern Cross Health Trust and their respective subsidiaries. According to Peter A. Smith's "The Private Prescription", which chronicles the history of Southern Cross, the group's origins can be traced back to the 1950s when the New Zealand private healthcare sector became concerned that the