Banking in India and regulations of the Reserve Bank of India, banks in India except the State Bank of India (SBI), remain owned and operated by private persons. By the 1960s, the Indian banking industry had become an important tool to facilitate the development of the Indian economy. At the same time, it had emerged as a large employer, and a debate had ensued about the nationalisation of the banking industry. Indira Gandhi, the then Prime Minister of India, expressed the intention of the Government of India in the annual conference of the All India Congress Meeting in a paper entitled ""Stray thoughts
Mumbai Central–Ahmedabad Double Decker Express Savlon Swasth India Mission, a social awareness initiative for promoting hand hygiene. The 12931 / 12932 Mumbai Central = Ahmedabad Double Decker Express had 12 AC Chair Car & 2 EOG cars. As with most train services in India, coach composition may be amended depending on demand. The 12931 / 12932 Mumbai Central = Ahmedabad Double Decker Express was first introduced on 19 September 2012. it ran once a day except Sundays. It covers the distance of 491 kilometres in 7 hours 20 mins as 12931 Mumbai Central Ahmedabad Double Decker Express (66.95 km/hr) & 7 hours as 12932 Ahmedabad