Ninth Amendment to the United States Constitution Ninth Amendment to the United States Constitution The Ninth Amendment (Amendment IX) to the United States Constitution addresses rights, retained by the people, that are not specifically enumerated in the Constitution. It is part of the Bill of Rights. The Ninth Amendment has generally been regarded by the courts as negating any expansion of governmental power on account of the enumeration of rights in the Constitution, but the Amendment has not been regarded as further limiting governmental power. The amendment as proposed by Congress in 1789 and later ratified as the Ninth Amendment reads as follows: When the U.S. Constitution
Federal Mortgage Bank of Nigeria Federal Mortgage Bank of Nigeria The Federal Mortgage Bank of Nigeria was founded by the Federal Government of Nigeria in 1977 to replace the Nigerian Building Society. Between 1978 and 1985, it was the only mortgage institution in Nigeria. According to the constitution of Nigeria, the Federal Mortgage Bank was established to meet the housing needs of all citizens of the country. It is regarded as the apex mortgage finance institution in the country and regulates the activities of primary mortgage loan originators. A direct government intervention to expand the mortgage industry in Nigeria, the bank was established by the