Roberto Hernández Ramírez Mexicana de Valores, S.A. de C.V. (Mexican Stock Exchange) - 1974 to 1979, Director - 1972 to 2003; Member of the International Advisory Committee of the Federal Reserve Bank of New York - 2002 to present; Chairman, Asociacion Mexicana de Bancos (Mexican Bankers Association) - 1993 to 1994; Member, Bolsa Mexicana de Valores, S.A. de C.V. - 1967 to 1986; Director of Citigroup since from 2001 to 2009; Other Directorships: GRUMA, S.A. de C.V. and Grupo Televisa, S.A.; Hernández Ramirez received a bachelor's degree in business administration from the Ibero-American University (1964), co-founded "Acciones y Valores de México (Accival)" in
Grupo Elektra support of the extensive geographical coverage of Grupo Elektra. Advance America is a short-term non-bank loan provider in the United States and, Punto Casa de Bolsa offers financial brokerage services to the middle class of the population. Grupo Elektra Grupo Elektra is a Mexican financial and retailing corporation established by Hugo Salinas Rocha. The company has operations in Latin America and is the largest non-bank provider of cash advance services in the United States. It is listed on the Bolsa Mexicana de Valores (ELEKTRA*) and on the Spanish Stock Market Latibex (XEKT). The Group operates more than 7,000 points of