Twix Twix Twix is a chocolate bar made by Mars, Inc., consisting of a biscuit ("cookie" in North America) applied with other confectionery toppings and coatings (most frequently caramel and milk chocolate). Twix are packaged with two or four bars in a wrapper. Miniature and other variations of Twix bars are also available. The product was first produced in the United Kingdom in 1967, and introduced in the United States in 1979. Twix was called Raider in mainland Europe for many years before its name was changed in 1991 (2000 in Denmark, Finland, Norway, Sweden and Turkey) to match the international
Pre-approval Pre-approval In lending, pre-approval has two meanings: The "first" is that a lender, via public or proprietary information, feels that a potential borrower is completely credit worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it. This rarely happens in the financial services industry, and when it does happen, it is usually loaded with fine print that is not immediately disclosed. Usually, what happens is pre-qualification, instead. Although, to a typical consumer, "you're pre-approved" means "you already passed the approval process and