Lagos mainly a collection of islands that are separated from each other by creeks of varying sizes and are connected together by bridges. The smaller sections of some creeks have been dredged and built over. This part of Lagos is the area where most business activities and entertainment events in Lagos takes place. It also houses most of the upscale residential areas in Lagos. The Local Government areas that are considered to be in the Island include Lagos Island, Amuwo-Odofin, Apapa (sometimes also regarded as being on the mainland), and Eti-Osa. The major upscale island neighbourhoods within these LGAs include Ikoyi
Lagos on the island. This is also where most of the country's commercial banks, financial institutions and major corporations are headquartered. Lagos is also the major Information Communications and Telecommunications (ICT) hub of West Africa and potentially, the biggest ICT market in the continent. Lagos is developing a 24-hour economy and has also been ranked as one of the most expensive cities in the world. In some parts of Lagos, residents have one of the highest standards of living in Nigeria and in Africa. At the same time, a sizable proportion of the residents live in slums without access to piped