For sale by owner not sold through brokers each year (as of 2004). MSN Money suggests that 30% of homes are sold without using a real estate agent. More than half of the homes sold in Quebec are sold without an agent. In the UK, the average commission rate is significantly lower than in Canada or the US. Properties for sale by owner are less common. By law, all sales of property have to be supervised and handled by an independent solicitor who acts as a mediator and holds the buyer's money until the purchase process is finished. In Australia, the FSBO is still
A Common Word Between Us and You A Common Word Between Us and You A Common Word between Us and You is an open letter, dated 13 October 2007, from leaders of the Islamic religion to leaders of the Christian religion. It calls for peace between Muslims and Christians and tries to work for common ground and understanding between both religions, in line with the Qur'anic command: "Say: 'O People of the Scripture! come to a common word as between us and you: that we worship none but God" and the Biblical commandment to love God, and one's neighbour. In 2008 the initiative was awarded the "Eugen