Betula cordifolia young bark is shiny brown with pale brown lenticels. The leaves are alternate, ovate, 6–12 cm long, and double-toothed. As the specific epithet suggests, the leaf base is generally cordate (heart-shaped), however this can be misleading as it is occasionally flat or rounded. The leaves are dotted with many resin glands and the buds are ovoid and blunt. The twigs are yellow-brown to dark-brown and are dotted with resin glands and gray lenticels. They lack the hairs found on "Betula papyrifera". The flowers are catkins, with pollen catkins 2–4 cm long and seed catkins 1–2 cm long. The seed catkins
Pterocarya fraxinifolia appear in April, the male catkins thick and green, 7.5 – 12.5 cm long, the females longer with less dense flowers, bearing red styles forming fruiting catkins 30 – 50 cm long, the green, winged, nuts approximately 1.8 cm wide. The species is fast growing and grows best on flat ground or shallow slopes near river banks and in deep moist soils. The climate associated with the distribution of this tree includes mild winters and mild humid summers. It generally grows in mixed stands with other species and rarely grows in pure stands. Fossils of "Pterocarya fraxinifolia" have been described