Geocentric Coordinate Time system. When the Earth is at perihelion in January, TCG ticks even more slowly than it does on average, due to gravitational time dilation from being deeper in the Sun's gravity well and also velocity time dilation from moving faster relative to the Sun. At aphelion in July the opposite holds, with TCG ticking faster than it does on average. Geocentric Coordinate Time Geocentric Coordinate Time (TCG - Temps-coordonnée géocentrique) is a coordinate time standard intended to be used as the independent variable of time for all calculations pertaining to precession, nutation, the Moon, and artificial satellites of the Earth.
Term life insurance basis over a specific period of time. Term life insurance can be contrasted to permanent life insurance such as whole life, universal life, and variable universal life, which guarantee coverage at fixed premiums for the lifetime of the covered individual unless the policy is allowed to lapse. Term insurance is not generally used for estate planning needs or charitable giving strategies but is used for pure income replacement needs for an individual. Term insurance functions in a manner similar to most other types of insurance in that it satisfies claims against what is insured if the premiums are up to