Geocentric model and planets were holes in invisible wheels surrounding Earth; through the holes, humans could see concealed fire. About the same time, Pythagoras thought that the Earth was a sphere (in accordance with observations of eclipses), but not at the center; they believed that it was in motion around an unseen fire. Later these views were combined, so most educated Greeks from the 4th century BC on thought that the Earth was a sphere at the center of the universe. In the 4th century BC, two influential Greek philosophers, Plato and his student Aristotle, wrote works based on the geocentric model.
Term loan with the market, which can be good or bad for you depending on what happens with the global and national economy. Since some term loans last for 10 years, betting that the rate will stay consistently low is a real risk. Also, consider whether the term loan you are looking at uses compound interest. If it does, the amount of interest will be periodically added to the principal borrowed amount, meaning that the interest keeps getting higher the longer the term lasts. If the loan does use compound interest, check to see if there are any penalties for early repayment