Photovoltaic system and is typically less useful than a calculation of return on investment. While it is typically calculated to be between 10 and 20 years, the financial payback period can be far shorter with incentives. Due to the low voltage of an individual solar cell (typically ca. 0.5V), several cells are wired "(also see copper used in PV systems)" in series in the manufacture of a "laminate". The laminate is assembled into a protective weatherproof enclosure, thus making a photovoltaic module or solar panel. Modules may then be strung together into a photovoltaic array. In 2012, solar panels available for consumers
Secure access module Secure access module A Secure Access Module (or Secure Application Module) is based on SmartCard Integrated circuits and is used to enhance the security and cryptography performance in devices, commonly in devices needing to perform secure transactions, such as payment terminals. It can be used for cryptographic computation and secure authentication against smart cards or contactless EMV cards. Physically a SAM card can either be a SIM card and plugged into a SAM slot in a reader, or a fixed integrated circuit in a housing directly soldered on a Printed circuit board (e.g. HVQFN housing). Generally a reader system consists