Seismic magnitude scales the 1989 Loma Prieta earthquake, the Marina district of San Francisco was one of the most damaged areas, though it was nearly 100 km from the epicenter. Geological structures were also significant, such as where seismic waves passing under the south end of San Francisco Bay reflected off the base of the Earth's crust towards San Francisco and Oakland. A similar effect channeled seismic waves between the other major faults in the area. An earthquake radiates energy in the form of different kinds of seismic waves, whose characteristics reflect the nature of both the rupture and the earth's crust the
Seismic risk condition. Acquiring and analyzing the specific data for an individual building or facility is one of the most expensive and daunting aspects of seismic risk estimation. Progress is made if one can calculate the 'fragility' or seismic capacity of the components within a structure. In 1999, ASTM produced guidelines for reporting seismic loss estimates on commercial properties, commonly known as Probable Maximum Loss or PML reviews. These guidelines specify the scope of work, qualifications of the reviewer, and proper nomenclature for reporting loss estimates. Seismic risk can be reduced by active programs that improve emergency response, and improve basic infrastructure.