Flag of the Cook Islands Flag of the Cook Islands The flag of the Cook Islands, officially known as the Cook Islands Ensign, is based on the traditional design for former British colonies in the Pacific region. It is a blue ensign containing the Union Flag in the upper left, and on the right, fifteen stars in a ring. The Union Flag is symbolic of the nation's historic ties to the United Kingdom and to the Commonwealth of Nations. The stars stand for the fifteen islands that make up the Cook Islands (Tongareva, Rakahanga, Manihiki, Pukapuka, Nassau, Suwarrow, Palmerston, Aitutaki, Manuae, Takutea, Atiu, Mitiaro, Mauke,
Economy of the Cook Islands industries have been partially successful in stimulating investment and growth. The Cook Islands has "Home Rule" with respect to banking, similar to Guernsey, Jersey and the Isle of Man. This "Home Rule" banking confuses New Zealanders on vacation in the Cooks. Cook automated teller machines often fail to fully disclose the fact that the Cooks are not part of the New Zealand banking system, thus legally requiring banks to charge the same fees for withdrawing or transferring money as if the person was in Australia or the EU. The New Zealand dollar is the official currency of the Cook Islands,