Coat of arms of the Cook Islands orators during traditional discourses, respectively symbolizing Christianity and the richness of Cook Islands' tradition, placed in saltire behind the shield. The coat of arms was designed by Papa Motu Kora, a mataiapo, a traditional chiefly title from the village of Matavera in Rarotonga. Coat of arms of the Cook Islands The coat of arms of the Cook Islands has a shield as its focal point. The shield is blue with fifteen white stars arranged in a circle, as found on the national flag, and is supported by a flying fish ("maroro") and a white tern ("kakaia"). The helmet is an
Economy of the Cook Islands industries have been partially successful in stimulating investment and growth. The Cook Islands has "Home Rule" with respect to banking, similar to Guernsey, Jersey and the Isle of Man. This "Home Rule" banking confuses New Zealanders on vacation in the Cooks. Cook automated teller machines often fail to fully disclose the fact that the Cooks are not part of the New Zealand banking system, thus legally requiring banks to charge the same fees for withdrawing or transferring money as if the person was in Australia or the EU. The New Zealand dollar is the official currency of the Cook Islands,