Team Spirit (film) Team Spirit (film) Team Spirit () is a 2016 French drama film directed by Christophe Barratier. Based on the true life story of Jérôme Kerviel, a French trader who was convicted in the 2008 Société Générale trading loss for breach of trust, forgery and unauthorized use of the bank's computers, resulting in losses valued at €4.9 billion. Kerviel was born in 1977 in a small fishing town in Brittany. He and his brother were brought up simply by their hardworking parents who were devoted to each other. He earned a Master's degree in Finance. In 2000, the Société Générale recruits
Joint and several liability liable for its own part of the loan. If one bank fails to advance its agreed part of the loan to the borrower, then the borrower can sue only that bank, and the other banks in the syndicate have no liability. Under joint and several liability or "all sums", a claimant may pursue an obligation against any one party as if they were jointly liable and it becomes the responsibility of the defendants to sort out their respective proportions of liability and payment. This means that if the claimant pursues one defendant and receives payment, that defendant must then pursue