The Ghan of the sidings. In October 1980, a new standard gauge line from Tarcoola to Alice Springs on the Trans-Australian Railway opened, and the train took the form it has today. The new line is approximately west of the former line in order to avoid floodplains where the original line was often washed away during heavy rain. It was also hoped that the construction of the new line would improve the train's timekeeping. In November 1998, one service per week was extended from Adelaide to Melbourne while from April 1999, the other was diverted to operate to Sydney. Construction of Alice
Banking as a Service a traditional, licensed and regulated bank. Above this bank would be the centralized Middleware layer that Skinner refers to as “Bank as a Service.” Added on to the Bank-as-a-Service is a group of decomposed banking services consisting of an ecosystem of FinTech startups and service providers. With this technology, based on the BaaS-platform, it is possible to create FinTech banks, which could improve banking processes and provide increased convenience for banking clients. In such a constellation, FinTech banks are enabled to compete directly with banks by offering core-banking services without having to build all the products that would be needed.