Pensions in Germany Pensions in Germany Pensions in Germany are based on a “three pillar system”. The scheme is based on the pay-as-you-go (or redistributive) model. Funds paid in by contributors (employees and employers) are not saved (or invested) but are used to pay current pension obligations. Civil servants in Germany do not pay any contributions themselves but their salaries are correspondingly lower than those in the private sector. Recent changes to the system mean that from 2012 to 2023 the retirement age will go up to 66 by 2023. From 2023 the retirement age will be increased by two months each year,
Old age body or that of someone you love. Morrison concludes, "old age is not for the fainthearted." In the book "Life Beyond 85 Years", the 150 interviewees had to cope with physical and mental debilitation and with losses of loved ones. One interviewee described living in old age as "pure hell". Based on his survey of old age in history, concludes that "it is clear that always and everywhere youth has been preferred to old age." In Western thought, "old age is an evil, an infirmity and a dreary time of preparation for death." Furthermore, death is often preferred over "decrepitude,