Pensions in Germany Pensions in Germany Pensions in Germany are based on a “three pillar system”. The scheme is based on the pay-as-you-go (or redistributive) model. Funds paid in by contributors (employees and employers) are not saved (or invested) but are used to pay current pension obligations. Civil servants in Germany do not pay any contributions themselves but their salaries are correspondingly lower than those in the private sector. Recent changes to the system mean that from 2012 to 2023 the retirement age will go up to 66 by 2023. From 2023 the retirement age will be increased by two months each year,
Old age many people in the 55–75 range can postpone morbidity by practicing healthy lifestyles. These discourses take part in a general idea of successful ageing. However, at about age 80, all people experience similar morbidity. Even with healthy lifestyles, most 85+ people will undergo extended "frailty and disability". Early old age is a pleasant time; children are grown, retirement from work, time to pursue interests. Many people are also willing to get involved in community and activist organizations to promote their well-being. In contrast, perceptions of old age by writers 80+ years old (old age in the real meaning of the