£sd these coins can still be found in circulation occasionally as 5, 10 and 20 cent coins. The last £sd bank note to cease to be legal tender anywhere in the world was the Isle of Man ten shilling note, which ceased to be legal tender there in 2013. £sd £sd (occasionally written Lsd, spoken as "pounds, shillings and pence" or pronounced /ɛlɛsˈdiː/ ell-ess-dee) is the popular name for the pre-decimal currencies once common throughout Europe, especially in the British Isles and hence in several countries of the British Empire and subsequently the Commonwealth. The abbreviation originates from the Latin currency
Currency substitution the share of all foreign currency deposits held by domestic residents at home and abroad in their total monetary assets. Unofficial currency substitution or de facto currency substitution is the most common type of currency substitution. Unofficial currency substitution occurs when residents of a country choose to hold a significant share of their financial assets in foreign currency, even though the foreign currency is not legal tender there. They hold deposits in the foreign currency because of a bad track record of the local currency, or as a hedge against inflation of the domestic currency. Official currency substitution or full