Bath, Somerset Dr William Oliver, physician to the Mineral Water Hospital in 1740. Oliver was an anti-obesity campaigner and author of a ""Practical Essay on the Use and Abuse of warm Bathing in Gluty Cases"". In more recent years, Oliver's efforts have been traduced by the introduction of a version of the biscuit with a plain chocolate coating. "Bath Chaps", the salted and smoked cheek and jawbones of the pig, takes its name from the city and is available from a stall in the daily covered market. Bath Ales brewery is located in Warmley and Abbey Ales are brewed in the city.
CHAPS over £61 trillion, down from £73 trillion in 2008. CHAPS used to offer euro fund transfers as a member of the EU-area settlement system TARGET, but this service closed on 16 May 2008. The total value of these in 2007 was £57 trillion. As well as making transfers originated by banks themselves, CHAPS is frequently used by businesses for high-value payments to suppliers, by mortgage lenders issuing advances, and by solicitors and conveyancers on behalf of individuals buying houses. CHAPS transfers are relatively expensive, with banks typically charging as much as £35 for a transfer. The cost of fast transfers