Allergic response itchiness, swelling, running nose, watery eyes, coughing, wheezing, trouble breathing, hives, rashes, mucus production, or a more severe reaction anaphylaxis. Allergic responses and the severity vary from person to person. Many substances can trigger an allergic reaction. Common triggers of a reaction include foods, likes nuts, eggs, milk, gluten, fruit and vegetables; insect bites from bees or wasps (often a severe response occurs); environmental factors such as pollen, dust, mold, plants like grass or trees, animal dander; medications or chemicals. Some people experience an allergic response to cold or hot temperatures outside, jewelry or sunlight. There are daily treatments to
Medical underwriting Medical underwriting Medical underwriting is a health insurance term referring to the use of medical or health information in the evaluation of an applicant for coverage, typically for life or health insurance. As part of the underwriting process, an individual's health information may be used in making two decisions: whether to offer or deny coverage and what premium rate to set for the policy. The two most common methods of medical underwriting are known as moratorium underwriting, a relatively simple process, and full medical underwriting, a more indepth analysis of a client's health information. The use of medical underwriting may