Digital currency impossible to reverse a transaction, justified or not. It is very similar to cash. Advantages of this system include it being cheaper to operate, and transactions are instantaneous. Western Union, KlickEx and Bitcoin are examples of this type of currency. Soft electronic currencies are the opposite of hard electronic currencies. Payments can be reversed. Usually, when a payment is reversed there is a "clearing time." This can take 72 hours or more. Examples of soft currencies are PayPal and any type of credit card. A hard currency can be "softened" with a third party service. Many existing digital currencies have
Digital civics Toolkit: https://www.digitalcivicstoolkit.org/ Newcastle University Open Lab Program on Digital Civics [[Category:Active citizenship]] Digital civics Digital civics refers a range of ethical and responsible civic behaviours, citizenship, or democratic engagement in the digital realm. The term itself is still establishing currency. Digital civics has arisen from concerns regarding the challenges faced by individuals and society in the digital age. As science and technology have advanced, so too has human understanding of their place in the world. This has altered the way people interact with one another and the broader context in which they exist. Digital civics respond to these challenges by