Jnana yoga found in various traditions of Shaivism. However, "nistha" or "samadhi" is sometimes added in Shaiva methodology. The meditational aspects of Shaivism focus on the nirguna form of Supreme Reality (Shiva). The "Pancharatra" (agama) texts of Vaishnavism, along with its Bhagavata (Krishna, Rama, Vishnu) tradition, are strongly influenced by "jnana yoga" ideas of the Upanishads. However, Vaishnavism also incorporates Bhakti yoga concepts of loving devotion to the divine Supreme personally selected by the devotee, in saguna form, both in silent meditational and musical expressive styles. The aim of jnana yoga in Vaishnavism differs from that in other schools. Advaita, for example,
Karma This effect may be material, moral or emotional — that is, one's karma affects one's happiness and unhappiness. The effect of karma need not be immediate; the effect of karma can be later in one's current life, and in some schools it extends to future lives. The consequence or effects of one's karma can be described in two forms: "phalas" and "samskaras". A "phala" (literally, fruit or result) is the visible or invisible effect that is typically immediate or within the current life. In contrast, "samskaras" are invisible effects, produced inside the actor because of the karma, transforming the agent