Jnana yoga "Jnana" is knowledge, and refers to any cognitive event that is correct and true over time. It particularly refers to knowledge inseparable from the total experience of its object, especially about reality (non-theistic schools) or supreme being (theistic schools). In Hinduism, it is knowledge which gives Moksha, or spiritual release while alive (jivanmukti) or after death (videhamukti). According to Bimal Matilal, "jnana yoga" in Advaita Vedanta connotes both primary and secondary sense of its meaning, that is "self-consciousness, awareness" in the absolute sense and relative "intellectual understanding" respectively. According to Jones and Ryan, "jnana" in "jnana yoga" context is better
Karma This effect may be material, moral or emotional — that is, one's karma affects one's happiness and unhappiness. The effect of karma need not be immediate; the effect of karma can be later in one's current life, and in some schools it extends to future lives. The consequence or effects of one's karma can be described in two forms: "phalas" and "samskaras". A "phala" (literally, fruit or result) is the visible or invisible effect that is typically immediate or within the current life. In contrast, "samskaras" are invisible effects, produced inside the actor because of the karma, transforming the agent