Allergic response reduce the severity of the allergic response. Often these treatments include an antihistamine oral pill, nasal spray, or eye drops. Other treatments include an allergy shot, which keep the allergic response to a minimum. For more severe reactions an epinephrine injection is carried around. This injection will be taken if the person is going into anaphylactic shock. The best treatment is avoidance of each allergen. 1) Allergies (2011) reviewed by A.D.A.M. A.D.A.M medical encyclopedia 2) Allergies.(2009) reviewed by Geimeier W J. Teen Health 3) Sicherer S, Sampson HA. Journal of Allergy and Clinical Immunology 2010 Feb 125 (2 suppl2) S116-25.
Term life insurance person outlives the duration of the term life insurance policy. For example, if an individual owns a 10-year return of premium term life insurance plan and the 10-year term has expired, the premiums paid by the owner will be returned, less any fees and expenses which the life insurance company retains. Usually, a return premium policy returns a majority of the paid premiums if the insured person outlives the policy term. The premiums for a return premium term life plan are usually much higher than for a regular level term life insurance policy, since the insurer needs to make money