Digital currency do not have checking or savings accounts and credit cards alone. The electronic currency will be backed by the assets of the Central Bank of Ecuador", the National Assembly said in a statement. In December 2015, Sistema de Dinero Electrónico ("electronic money system") was launched, making Ecuador the first country with a state-run electronic payment system. Germany The German central bank is testing a functional prototype for the blockchain technology-based settlement of securities and transfer of centrally-issued digital coins. Netherlands The Dutch central bank is experimenting with a bitcoin-based virtual currency called “DNBCoin”. India Unified Payments Interface (UPI) is an
Digital civics Digital civics Digital civics refers a range of ethical and responsible civic behaviours, citizenship, or democratic engagement in the digital realm. The term itself is still establishing currency. Digital civics has arisen from concerns regarding the challenges faced by individuals and society in the digital age. As science and technology have advanced, so too has human understanding of their place in the world. This has altered the way people interact with one another and the broader context in which they exist. Digital civics respond to these challenges by formulating a robust foundation upon which initiatives into digital citizenship and digital