Uberrima fides Uberrima fides Uberrima fides (sometimes seen in its genitive form uberrimae fidei) is a Latin phrase meaning "utmost good faith" (literally, "most abundant faith"). It is the name of a legal doctrine which governs insurance contracts. This means that all parties to an insurance contract must deal in good faith, making a full declaration of all material facts in the insurance proposal. This contrasts with the legal doctrine "caveat emptor" ("let the buyer beware"). A higher duty is expected from parties to an insurance contract than from parties to most other contracts in order to ensure the disclosure of all
What Difference Does It Make? and the covers featuring Morrissey are now very rare and collectible. "What Difference Does It Make?" was released without an accompanying music video. Speaking to Tony Fletcher on "The Tube" in 1984, Morrissey remarked that he felt that the video market was something that was going to "die very quickly", and that he wanted to "herald the death" of it. What Difference Does It Make? "What Difference Does It Make?" is a song by the English rock band the Smiths, written by singer Morrissey and guitarist Johnny Marr. It was the band's third single and is featured on their debut