Uberrima fides Uberrima fides Uberrima fides (sometimes seen in its genitive form uberrimae fidei) is a Latin phrase meaning "utmost good faith" (literally, "most abundant faith"). It is the name of a legal doctrine which governs insurance contracts. This means that all parties to an insurance contract must deal in good faith, making a full declaration of all material facts in the insurance proposal. This contrasts with the legal doctrine "caveat emptor" ("let the buyer beware"). A higher duty is expected from parties to an insurance contract than from parties to most other contracts in order to ensure the disclosure of all
Latin syntax like the following, there is potential for confusion, since the "quīn" clause, though positive in Latin, is translated in English with a negative: In the following context, the words after "quīn" express not what actually happened but what very nearly happened: The pronoun "quī" 'who' or 'which', when followed by a subjunctive, can mean 'a person such as' (generic): It can also mean 'in order to' (purpose): Another meaning is 'in view of the fact that' (giving an explanation), as in the following example, said jokingly of a consul who was elected on the last day of the year: Another