Bank for International Settlements for central banks, as speculative lending based on inadequate underlying capital and widely varying liability rules causes economic crises as "bad money drives out good" (Gresham's Law). Reserve policy is also important, especially to consumers and the domestic economy. To ensure liquidity and limit liability to the larger economy, banks cannot create money in specific industries or regions without limit. To make bank depositing and borrowing safer for customers and reduce risk of bank runs, banks are required to set aside or "reserve". Reserve policy is harder to standardize, as it depends on local conditions and is often fine-tuned to
Bat Out of Hell II: Back into Hell to sing—it was a horrifying sound." Steinman "kept writing the music to "Bat Out of Hell part 2"... my sequel." Not being able to "bear for people not to hear those songs," Steinman recorded the album, retitled "Bad for Good", as a solo project, although Rory Dodd contributed lead vocals on some songs. Four songs from "Bad for Good" were included on "Bat Out of Hell II". In 1989, Steinman formed all-female vocal group Pandora's Box. The album, "Original Sin", was a commercial flop, but featured two songs which would also appear on "Bat II". Meat Loaf says "Jim put