Bank for International Settlements for central banks, as speculative lending based on inadequate underlying capital and widely varying liability rules causes economic crises as "bad money drives out good" (Gresham's Law). Reserve policy is also important, especially to consumers and the domestic economy. To ensure liquidity and limit liability to the larger economy, banks cannot create money in specific industries or regions without limit. To make bank depositing and borrowing safer for customers and reduce risk of bank runs, banks are required to set aside or "reserve". Reserve policy is harder to standardize, as it depends on local conditions and is often fine-tuned to
Good Girl Gone Bad Good Girl Gone Bad Good Girl Gone Bad is the third studio album by singer Rihanna. It was released on May 31, 2007, by Def Jam Recordings and SRP Records. Rihanna worked with various producers on the album, including Christopher "Tricky" Stewart, Terius "Dream" Nash, Neo da Matrix, Timbaland, Carl Sturken, Evan Rogers and StarGate. Inspired by Brandy Norwood's fourth studio album "Afrodisiac" (2004), "Good Girl Gone Bad" is a pop, dance-pop and R&B album with 1980s music influences. Described as a turning point in Rihanna's career, it represents a departure from the Caribbean sound of her previous releases, "Music