Bank for International Settlements for central banks, as speculative lending based on inadequate underlying capital and widely varying liability rules causes economic crises as "bad money drives out good" (Gresham's Law). Reserve policy is also important, especially to consumers and the domestic economy. To ensure liquidity and limit liability to the larger economy, banks cannot create money in specific industries or regions without limit. To make bank depositing and borrowing safer for customers and reduce risk of bank runs, banks are required to set aside or "reserve". Reserve policy is harder to standardize, as it depends on local conditions and is often fine-tuned to
Good Bad Books and Kenneth McLeish, in which the authors critique a range of "bad good" books, generally thought to be "good books". Good Bad Books "Good Bad Books" is an essay by George Orwell first published in "Tribune" on 2 November 1945. After Orwell's death, the essay was republished in "Shooting an Elephant and Other Essays" (1950). The essay examines the lasting popularity of works not usually considered great literature. Orwell defines a "good bad book" as "the kind of book that has no literary pretensions but which remains readable when more serious productions have perished." Orwell concludes: "I would back "Uncle