Foehn wind environment with strong and gusty winds. Explanations of the foehn warming and drying effect in popular literature or on the web often single out just one causal mechanism (#1 - Condensation and Precipitation - in the below), but there are in fact four known causes (illustrated in the schematic at top right of this page). These mechanisms often act together, with their contributions varying depending on the size and shape of the mountain barrier and on the meteorological conditions, for example the upstream wind speed, temperature and humidity. 1) Condensation and precipitation: When air is forced upwards over elevated terrain,
Financial condition report Financial condition report In accounting, a financial condition report (FCR) is a report on the solvency condition of an insurance company that takes into account both the current financial status, as reflected in the balance sheet, and an assessment of the ability of the company to survive future risk scenarios. Risk assessment in a FCR involves "dynamic solvency testing", a type of dynamic financial analysis that simulates management response to risk scenarios, to test whether a company could remain solvent in the face of deteriorating economic conditions or major disasters. Dynamic solvency testing may involve both "deterministic projections", based on