National Provincial Bank National Provincial Bank National Provincial Bank was a British retail bank which operated in England and Wales from 1833 until 1970 when it was merged into the National Westminster Bank. It continued to exist as a dormant non-trading company until 2016 when it was voluntarily struck off the register and dissolved. Considered one of the "Big Five," the National Provincial Bank expanded during the 19th and 20th centuries and took over a number of smaller banking companies. It was based on Bishopsgate, at the thoroughfare's junction with Threadneedle Street, in London. The National Provincial Bank played a unique role in
Director General of Fair Trading v First National Bank plc can accrue, the contract term was fair. Lord Hope, Millett and Rodger concurred. Andrew Burrows writes that because good faith was said to mean ‘fair and open dealing’ and ‘significant imbalance’ meant ‘substantive unfairness’, both procedural "and" substantive unfairness is encompassed within the meaning of regulation 5(1). He also asks whether the court should have deferred to the Director General’s view of what was unfair, recognising respective institutional competence. Director General of Fair Trading v First National Bank plc Director General of Fair Trading v First National Bank plc [2001] UKHL 52 is the leading case on the Unfair Terms