Foehn wind matter of minutes. Central Europe enjoys a warmer climate due to the Föhn, as moist winds off the Mediterranean Sea blow over the Alps. In some regions, föhn winds are associated with causing "circulatory problems", headaches, or similar ailments. Researchers have found, however, the foehn wind's warm temperature to be beneficial to humans in most situations, and have theorised that the reported negative effects may be a result of secondary factors, such as changes in the electrical field or in the ion state of the atmosphere, the wind's relatively low humidity, or the generally unpleasant sensation of being in an
Financial condition report Financial condition report In accounting, a financial condition report (FCR) is a report on the solvency condition of an insurance company that takes into account both the current financial status, as reflected in the balance sheet, and an assessment of the ability of the company to survive future risk scenarios. Risk assessment in a FCR involves "dynamic solvency testing", a type of dynamic financial analysis that simulates management response to risk scenarios, to test whether a company could remain solvent in the face of deteriorating economic conditions or major disasters. Dynamic solvency testing may involve both "deterministic projections", based on