Foehn wind 3) Mechanical mixing: When river water passes over rocks, turbulence is generated in the form of rapids, and white water reveals the turbulent mixing of the water with the air above. Similarly, as air passes over mountains, turbulence occurs and the atmosphere is mixed in the vertical. This mixing generally leads to a downward warming and upward moistening of the cross-mountain airflow, and consequently to warmer, drier foehn winds in the valleys downwind. 4) Radiative warming: Dry foehn conditions are responsible for the occurrence of rain shadows in the lee of mountains, where clear, sunny conditions prevail. This often leads
Financial condition report Financial condition report In accounting, a financial condition report (FCR) is a report on the solvency condition of an insurance company that takes into account both the current financial status, as reflected in the balance sheet, and an assessment of the ability of the company to survive future risk scenarios. Risk assessment in a FCR involves "dynamic solvency testing", a type of dynamic financial analysis that simulates management response to risk scenarios, to test whether a company could remain solvent in the face of deteriorating economic conditions or major disasters. Dynamic solvency testing may involve both "deterministic projections", based on