Bachelor pad pad can be done on a very limited budget as is the case with many young adults and college students or to a level of extravagance as seen amongst celebrities." It should not be confused with the formal term "bachelor apartment", which is used in real estate to refer to an apartment with no bedrooms, in which the main room serves as a bedroom, living room and dining room (and sometimes kitchen). In the United Kingdom the term bachelor pad usually refers to a flat where a single young man lives alone. Most students in the UK are unable to
Priority Sector Lending Certificates Priority Sector Lending Certificates Priority Sector Lending Certificates is a tool for promoting comparative advantages among banks while they meet their priority sector lending obligations in India. "Banks with a comparative advantage in lending to the priority sector should earn priority sector lending certificates [social credits] while those falling short of the target would be required to buy priority sector lending certificates [social credits]." "A forward market for Priority Sector Lending Certificates [social credits] will help banks to focus and plan better." Total credit extended by banks in priority sector lending was INR 21,543,562.9 million (US$322,361 million as of June