British Overseas Territories and coat of arms by the British monarch. Traditionally, the flags follow the Blue Ensign design, with the Union Flag in the canton, and the territory's coat of arms in the fly. Exceptions to this are Bermuda which uses a Red Ensign; British Antarctic Territory which uses a White Ensign; British Indian Ocean Territory which uses a Blue Ensign with wavy lines to symbolise the sea; and Gibraltar which uses a banner of its coat of arms (the flag of the city of Gibraltar). Akrotiri and Dhekelia and Saint Helena, Ascension and Tristan da Cunha are the only British overseas
British Overseas Territories 2002. Defence of the Overseas Territories is the responsibility of the UK. Many of the overseas territories are used as military bases by the UK and its allies. Most of the languages other than English spoken in the territories contain a large degree of English, either as a root language, or in codeswitching, e.g. Llanito. They include: Forms of English: The many British overseas territories use a varied assortment of currencies, including the euro, pound, US dollar, NZ dollar, or their own currencies, which may be pegged to one of these. Each overseas territory has been granted its own flag