Bachelor pad pad can be done on a very limited budget as is the case with many young adults and college students or to a level of extravagance as seen amongst celebrities." It should not be confused with the formal term "bachelor apartment", which is used in real estate to refer to an apartment with no bedrooms, in which the main room serves as a bedroom, living room and dining room (and sometimes kitchen). In the United Kingdom the term bachelor pad usually refers to a flat where a single young man lives alone. Most students in the UK are unable to
Index-linked Savings Certificates their increases to date and return only the initial deposit. Bonds cashed in beyond the first year yield the RPI indexing and premiums up to that month. Index-linked Savings Certificates are free from UK income tax making them relatively attractive to tax-payers, particularly higher rate tax-payers. They are backed by the Treasury of the UK Government so are considered to be safe deposits. The bonds come in issues. Each issue has a per person investment limit, currently 15000 pounds. The certificates used to be known as "Granny Bonds" because they were originally only available to savers who were over the