British Overseas Territories and coat of arms by the British monarch. Traditionally, the flags follow the Blue Ensign design, with the Union Flag in the canton, and the territory's coat of arms in the fly. Exceptions to this are Bermuda which uses a Red Ensign; British Antarctic Territory which uses a White Ensign; British Indian Ocean Territory which uses a Blue Ensign with wavy lines to symbolise the sea; and Gibraltar which uses a banner of its coat of arms (the flag of the city of Gibraltar). Akrotiri and Dhekelia and Saint Helena, Ascension and Tristan da Cunha are the only British overseas
British Overseas Territories personnel. They all share the British monarch (Elizabeth II) as head of state. The fourteen British Overseas Territories are: The term "British Overseas Territory" was introduced by the British Overseas Territories Act 2002, replacing the term "British Dependent Territory", introduced by the British Nationality Act 1981. Prior to 1 January 1983, the territories were officially referred to as "British Crown Colonies". Although the Crown dependencies of Jersey, Guernsey, and the Isle of Man are also under the sovereignty of the British monarch, they are in a different constitutional relationship with the United Kingdom. The British Overseas Territories and Crown Dependencies