Sheng nu cites studies that show that women are now breaking the tradition of "mandatory marriage" to have fewer children or marry later on in life. Other typologically similar terms that are still used in the modern lexicon of other countries and cultures show the concept has existed in some cases as far back as the 16th century. The term spinster was used to describe unmarried or single women of a marriageable age. It wasn't until 2004 when the Civil Partnership Act replaced the word spinster with "single" in the relationship history section of marriage certificates in the UK. Subsequently, at the
Priority Sector Lending Certificates of Priority Sector Lending Certificates would be required for other lending sub-targets. The selling or purchase of Priority Sector Lending Certificates does not cause a transfer of credit risk as Priority Sector Lending Certificates do not cause any change in the lender of any loan i.e. the lender is not replaced. Priority Sector Lending Certificates is different from Securitization as the latter involves a transfer of credit risk. "Priority Sector Lending Certificates [Social credits] may be used in conjunction with inter-bank Participation Certificates or securitization of priority-sector lending portfolios". Priority Sector Lending Certificates "would be priced by the market. The