Languages of Zambia a first or second language), Nyanja (37%), Tonga (15%) and Lozi (11%). In some languages, particularly Bemba and Nyanja, Zambians distinguish between a "deep" form of the language, associated with older and more traditional speakers in rural areas, and urban forms (sometimes called "town language" or "Chitauni", such as Town Bemba and Town Nyanja) that incorporate a large number of borrowings from English and other innovations. An urban variety of Nyanja is the lingua franca of the capital Lusaka and is widely spoken as a second language throughout Zambia. Bemba, the country's largest indigenous language, also serves as a lingua
Visa policy of Zambia days in one year for business: In addition, visa exemption applies to holders of passports issued to residents of the following jurisdictions: Nationals of following 94 countries and territories may obtain a visa for Zambia on arrival for up to 90 days as tourists or 30 days for business: Holders of diplomatic or official passports of any countries may obtain visa on arrival. Zambia introduced an e-Visa system in late 2014. It is an alternative to visas issued at Zambian missions abroad or on arrival. Visa holder can stay in Zambia for the period of 90 days during a given