Half-time (music) each measure (a whole note) is divided in two by the bass drum (half note), each half is divided in two by the snare drum (quarter note, collectively the bass and snare divide the measure into four), and each quarter note is divided in two by a ride pattern (eighth note). "Half"-time refers to halving this division (divide each measure into quarter notes with the ride pattern), while "double"-time refers to doubling this division (divide each measure into sixteenth notes with the ride pattern). A classic example is the half-time shuffle, a variation of a shuffle rhythm, which is used
Time value of money formula with varying interest rates. Time value of money The time value of money is the greater benefit of receiving money now rather than later. It is founded on time preference. The time value of money explains why interest is paid or earned: Interest, whether it is on a bank deposit or debt, compensates the depositor or lender for the time value of money. It also underlies investment. Investors are willing to forgo spending their money now only if they expect a favorable return on their investment in the future, such that the increased value to be available later is