MV Cowal crew accommodation was below the bridge and at the stern. She was fitted with electric hoists and side-ramps to allow the loading of vehicles from conventional piers and at any state of tide. The 14-ton cargo lift had space for five average cars, which were turned on two 14-foot turntables on the lift and a further one at the front of the "garage". An aft cargo hold had two 7-ton derricks for cargo handling. These were removed in 1958 and the hold plated over, to provide additional car deck area. MV "Cowal" entered service on the Gourock to Dunoon crossing
Cowal the Kilfinan peninsula, and on the east, the Toward peninsula, which is also isolated from the north of Cowal, by the Holy Loch. The small central peninsula is divided from the Kilfinan peninsula by Loch riddon, and the interjection of Bute, and its Kyles. Cowal's underlying geology is made up largely of resistant metamorphic rocks, but south of the Highland Boundary Fault part of the Toward peninsula is composed of sedimentary rocks. The landscape is mountainous, the high ground dominated by moorland, peat mosses and the forest that often extends down the sides of the sea lochs to the water's