Whole note (or "breve", hence the British name "semibreve") lasts twice as long as a whole note. A related symbol is the whole rest (or semibreve rest). It usually applies for an "entire measure", but may occasionally mean a rest for the duration of a whole note, in longer time signatures such as or . (An entire measure rest is drawn centered within the measure, whereas a rest lasting for a whole note is aligned to where the note would be.) Whole rests are drawn as filled-in rectangles generally hanging under the second line from the top of a musical staff, though
Time value of money Time value of money The time value of money is the greater benefit of receiving money now rather than later. It is founded on time preference. The time value of money explains why interest is paid or earned: Interest, whether it is on a bank deposit or debt, compensates the depositor or lender for the time value of money. It also underlies investment. Investors are willing to forgo spending their money now only if they expect a favorable return on their investment in the future, such that the increased value to be available later is sufficiently high to offset the