Whole note Whole note In music, a whole note (American) or semibreve (British) is a note represented by a hollow oval note head and no note stem. Its length is equal to four beats in time, that is the whole measure (or bar). Most other notes are fractions of the whole note (e.g., half notes and quarter notes are played for one half and one quarter the duration of the whole note, respectively). The symbol is first found in music notation from the late thirteenth century, and its British name derives from the "semibrevis" of mensural notation. The whole note and whole
Time value of money formula with varying interest rates. Time value of money The time value of money is the greater benefit of receiving money now rather than later. It is founded on time preference. The time value of money explains why interest is paid or earned: Interest, whether it is on a bank deposit or debt, compensates the depositor or lender for the time value of money. It also underlies investment. Investors are willing to forgo spending their money now only if they expect a favorable return on their investment in the future, such that the increased value to be available later is