Ghost note (of Motown), Rocco Prestia (for Tower of Power), and Chuck Rainey (for Steely Dan, Aretha Franklin, and others) all include "tons of ghost notes done right" in their playing. In vocal music, especially in musical theater, a ghost note represents that the lyrics must be spoken rather than sung, retaining the marked rhythm but having indeterminate pitch. Notes with value less than a half note use an "X" instead of an oval as a note head. Occasionally a half note or whole note is represented with an open diamond note head, often representing a scream or grunt. As an extreme
Time value of money can be computed as that whose interest equals the annuity payment amount: Note that no money enters or leaves the combined system of endowment principal + accumulated annuity payments, and thus the future value of this system can be computed simply via the future value formula: Initially, before any payments, the present value of the system is just the endowment principal (formula_24). At the end, the future value is the endowment principal (which is the same) plus the future value of the total annuity payments (formula_25). Plugging this back into the equation: Without showing the formal derivation here, the perpetuity