Whole note of mensural notation, and this is the origin of the British name. The American name is a calque of the German . The Catalan, French and Spanish names for the note (meaning "round") derive from the fact that the was distinguished by its round stemless shape, which is true as well of the modern form (in contrast to the double whole note or shorter values with stems). The Greek name means "whole". Chinese, Japanese, Korean, and Vietnamese names mean "whole note". Whole note In music, a whole note (American) or semibreve (British) is a note represented by a hollow oval
Time value of money formula with varying interest rates. Time value of money The time value of money is the greater benefit of receiving money now rather than later. It is founded on time preference. The time value of money explains why interest is paid or earned: Interest, whether it is on a bank deposit or debt, compensates the depositor or lender for the time value of money. It also underlies investment. Investors are willing to forgo spending their money now only if they expect a favorable return on their investment in the future, such that the increased value to be available later is