Capital districts and territories not belong to any county of Norway. The counties of Norway have two ways of management. The county councils are elected by the people and are responsible for example for health care, but Oslo has no county council, instead the city handles such tasks. The other way is the governor, a national representative in the counties. The governor of Akershus is responsible also for Oslo. The capital of Pakistan, Islamabad, is a planned city within the Islamabad Capital Territory, which was created in 1960 out of the Punjab Province. The Territory elects representatives to both houses of the legislature. Before
Cooperatives of Norway late 1980s these were allowed to create stocks, or "grunnfondsbevis", to increase their capital. This has led to a lot of the banks being partially private and no longer cooperatives. Still, many of the smaller bank have remained as true cooperatives. Formally the banks are considered self-owning and not customer owned. Cooperatives of Norway Cooperatives of Norway have been created to represent the interest of either customers or suppliers. Areas with cooperatives include retailing, food manufacturing, banking and insurance. Most cooperatives are registered as BA entities. Coop NKL, part of Coop Norden, is the second largest retail group in Norway,