Presidential Band of the Russian Federation unit, it is affiliated with of the Military Band Service of the Armed Forces of Russia. Unlike the Special Exemplary Military Band of the Guard of Honor Battalion of Russia, which shares a similar role, the Presidential Band is the official band of the President of Russia and is based in the Kremlin. The Presidential Band of the Kremlin Regiment of Russia was established in September 1938, being originally named the Moscow Kremlin Commandant's Orchestra. On January 11, 1993, Russian President Boris Yeltsin ordered the band was renamed to its current title. The band plays at large number of concerts,
Home Ownership and Equity Protection Act of 1994 Home Ownership and Equity Protection Act of 1994 In September 1994, President Bill Clinton signed into law the Home Ownership and Equity Protection Act of 1994, written by US Rep. Joseph P. Kennedy (D-Mass). The law requires certain disclosures and clamps restrictions on lenders of high-cost loans. Implemented via Regulation Z at 12 CFR 226.32, it only applies to non-purchase-money transactions. The law gives the Federal Reserve Board the power to administer the act and to adjust the implementing regulations. Critics of Alan Greenspan argue that he failed to properly use these powers when subprime mortgage problems became apparent in