Weather lore also choppy and unpleasant. Seagulls huddled on the ground may be a sign that the weather is already bad. Cows prefer not to have the wind blowing in their faces, and so typically stand with their backs to the wind. Since westerly winds typically mean arriving or continuing fair weather and easterly winds usually indicate arriving or continuing unsettled weather, a cowvane is as good a way as any of knowing what the weather will be up to for the next few hours. While it is true that cats and dogs eat grass, it has nothing to do with the
Financial condition report Financial condition report In accounting, a financial condition report (FCR) is a report on the solvency condition of an insurance company that takes into account both the current financial status, as reflected in the balance sheet, and an assessment of the ability of the company to survive future risk scenarios. Risk assessment in a FCR involves "dynamic solvency testing", a type of dynamic financial analysis that simulates management response to risk scenarios, to test whether a company could remain solvent in the face of deteriorating economic conditions or major disasters. Dynamic solvency testing may involve both "deterministic projections", based on