Isabelline (colour) form of leucism caused by a uniform reduction in the production and expression of melanin resulting in areas of plumage on the back of the bird, normally black, being strongly faded, or isabelline, in appearance. Isabellinism has been reported in several species of penguin. Isabelline and isabella are terms applied in Europe to very pale palomino or cremello horses, animals with a coat colour that is variously described as cream, pale gold or almost white; this is the primary usage of the French ("isabelle") and German ("Isabella") versions of the word. In horses, this colour is created by the action
Expert systems for mortgages by the QuickForm Contracts system. It uses a rule-based methodology to automate the drafting of approximately 60 types of agreements for technology and general business transactions. Users answer a series of term sheet level conceptual questions. The system then uses the data recipe to select interchangeable clauses to create a near-custom agreement. The system cuts the time to draft a first-cut document from several days to about 5 minutes. Expert systems for mortgages An expert system for mortgages is a computer program that contains the knowledge and analytical skills of human authorities, related to mortgage banking. Loan departments are interested