Isabelline (colour) form of leucism caused by a uniform reduction in the production and expression of melanin resulting in areas of plumage on the back of the bird, normally black, being strongly faded, or isabelline, in appearance. Isabellinism has been reported in several species of penguin. Isabelline and isabella are terms applied in Europe to very pale palomino or cremello horses, animals with a coat colour that is variously described as cream, pale gold or almost white; this is the primary usage of the French ("isabelle") and German ("Isabella") versions of the word. In horses, this colour is created by the action
Expert systems for mortgages mortgage purposes. After a prototype is made, the construct should be presented to expert loan officers who, working together with the knowledge engineer(s) will refine the first model. But if there is no first try which is simple and understandable, there will not be complex real-life solutions afterwards. Whether simple or sophisticated, an expert system for mortgages should be provided with explanation facilities that show how it reaches its decisions and hence its advice. The confidence of the loan officer in the AI construct will be increased when this is done in a convincing manner. Expert systems for mortgages find