St Anton am Arlberg the Steissbachtal trail just above St. Anton. The groomed runs in the region cater to all levels; 43% are for beginners (blue), 41% for intermediate skiers (red) and 16% are for the more advanced (black). There are also of deep snow runs in the area. Expert terrain includes less-frequently groomed ski routes such as Schindlerkar and Mattun, and the backside of Valluga () down to Zürs, which is for experts only if accompanied by a guide. There are also a large number of off-piste routes in the area that experts can explore with the help of a guide. Other ski
Expert systems for mortgages and then sent to a central office for checking, before going back to the branch, often with requests for more information from the applicant. This leads to frustrating delays. Expert system for mortgages takes care of these by providing branch employees with tools permitting them to process an application correctly, even if a bank employee does not have an exact knowledge of the screening procedure. The expert system neither refuses nor grants loans, but it: The goal is to produce applications which are correct in 80 per cent to 90 per cent of all cases, and transfer responsibility for granting