St Anton am Arlberg the Steissbachtal trail just above St. Anton. The groomed runs in the region cater to all levels; 43% are for beginners (blue), 41% for intermediate skiers (red) and 16% are for the more advanced (black). There are also of deep snow runs in the area. Expert terrain includes less-frequently groomed ski routes such as Schindlerkar and Mattun, and the backside of Valluga () down to Zürs, which is for experts only if accompanied by a guide. There are also a large number of off-piste routes in the area that experts can explore with the help of a guide. Other ski
Expert systems for mortgages Expert systems for mortgages An expert system for mortgages is a computer program that contains the knowledge and analytical skills of human authorities, related to mortgage banking. Loan departments are interested in expert systems for mortgages because of the growing cost of labor which makes the handling and acceptance of relatively small loans less profitable. They also see in the application of expert systems a possibility for standardized, efficient handling of mortgage loans, and appreciate that for the acceptance of mortgages there are hard and fast rules which do not always exist with other types of loans. Since most interest