Colour state other than clouds or low visibility (e.g. ice or other obstructions) then the word BLACK is written in full and placed immediately before the actual colour state (e.g. BLACKWHT). The colour state may be appended to a METAR report. A short period forecast called a "TREND" which covers the following two hours from the observation may also be added, often with reference to the colour state. The following criteria are used to determine the colour state: Colour state Colour states is a system used for quickly showing meteorological conditions. Meteorological colour states are determined by the relevant worst condition from
Expert systems for mortgages Expert systems for mortgages An expert system for mortgages is a computer program that contains the knowledge and analytical skills of human authorities, related to mortgage banking. Loan departments are interested in expert systems for mortgages because of the growing cost of labor which makes the handling and acceptance of relatively small loans less profitable. They also see in the application of expert systems a possibility for standardized, efficient handling of mortgage loans, and appreciate that for the acceptance of mortgages there are hard and fast rules which do not always exist with other types of loans. Since most interest