Isabelline (colour) form of leucism caused by a uniform reduction in the production and expression of melanin resulting in areas of plumage on the back of the bird, normally black, being strongly faded, or isabelline, in appearance. Isabellinism has been reported in several species of penguin. Isabelline and isabella are terms applied in Europe to very pale palomino or cremello horses, animals with a coat colour that is variously described as cream, pale gold or almost white; this is the primary usage of the French ("isabelle") and German ("Isabella") versions of the word. In horses, this colour is created by the action
Expert systems for mortgages features which are not always exploited through classical DP approaches. The expert system corrects this failure”. The expert system also capitalizes on regulatory possibilities. In France, the government subsidizes one type of loan which is available only on low-cost properties (the HLM) and to lower income families. Known as "frets Conventionnes", these carry a rate of interest lower than the rate on the ordinary property loan from a bank. The difficulty is that granting them is subject to numerous regulations, concerning both: To assure that all conditions have been met, every application has to be first processed at branch level