Stored-value card Netherlands, Geldkarte in Germany, Quick in Austria, Moneo in France, Proton in Belgium, "Carta prepagata" ("Prepaid card") in Italy, FeliCa in Japan, EZ-Link and NETS (CashCard and FlashPay) in Singapore, Octopus card in Hong Kong, SUBE card in Argentina, and Touch 'n Go and MyRapid Card in Malaysia. The U.S. Department of the Treasury manages three stored-value card programs: EZpay, EagleCash, and Navy Cash. Non-government stored-value cards include Aramark GuestExpress, Compass Zipthru, and Freedompay FreetoGo. Stored-value cards are most commonly used for low-value transactions, such as transit system farecards, telephone prepaid calling cards, cafeterias, or for micropayments in shops or
Frank J. Prial “winespeak”. Prial stated that a person “should not have to be a budding enologist to enjoy reading about wine.” Believing that what is in the bottle is much more important than what is on the wine label, Prial observed that "Shorn of their carefully constructed mystiques, their beautiful labels and clever marketing, many expensive wines are really not that much superior to their less expensive rivals." Prial believed that "there’s enjoyment to be had of a glass of wine without making a fetish of it or paying a lot for it." In addition to being described as unpretentious, Prial was