Skat (card game) the outset how many rounds/deals they will play for. A central aspect of the game are the three coexisting varieties called "suit", "grand" and "null" games, that differ in suit order, scoring and even overall goal to achieve. Each round of the game starts with a bidding phase to determine declarer and the required minimum game value (explained below). Then, ten tricks are played, allowing players to take trick points. Each card has a face value (except in null games) and is worth that number of points for the player winning the trick. The total face value of all cards
Stored-value card lost and is a windfall gain for the issuing merchant. The merchant also obtains a windfall gain if a card has an expiry date and the cardholder fails to use the full value by that date. Furthermore, the merchant has an interest-free use of the value until it is redeemed. Semi-closed system prepaid cards are similar to closed system prepaid cards. However, cardholders are permitted to redeem the cards at multiple merchants within a geographic area. These types of cards are issued by a third party, rather than the retailer who accepts the card. Examples include university cards and mall