Shithead (card game) have three or more cards in their hand). The game continues sequentially in a clockwise direction unless certain wildcards are played (such as a Joker), depending on rule set. When a player has no single card that is higher in value than the card on top of the play pile, they must play they must pick up all the play pile (put it in their hand) and end their turn. Picking up the pile can often put a player at a great disadvantage when many cards have been played as they will have more cards to shed than other players.
Stored-value card lost and is a windfall gain for the issuing merchant. The merchant also obtains a windfall gain if a card has an expiry date and the cardholder fails to use the full value by that date. Furthermore, the merchant has an interest-free use of the value until it is redeemed. Semi-closed system prepaid cards are similar to closed system prepaid cards. However, cardholders are permitted to redeem the cards at multiple merchants within a geographic area. These types of cards are issued by a third party, rather than the retailer who accepts the card. Examples include university cards and mall