Typhoons in the Philippines storms impacting the Philippines in deadly seasons, see: Typhoons in the Philippines Approximately twenty tropical cyclones enter the Philippine Area of Responsibility yearly, an area which incorporates parts of the Pacific Ocean, South China Sea and the Philippine Archipelago (with the exception of Tawi-Tawi province). Among these cyclones, ten will be typhoons, with five having the potential to be destructive ones. The Philippines is "the most exposed country in the world to tropical storms" according to a Time Magazine article in 2013. In the Philippine languages, typhoons are called "bagyo". Typhoons can hit the Philippines any time of year, with
Credit bureaus in the Philippines credit and individuals. The company also supplies compliance reports before accrediting suppliers, industry partners and even hiring professionals. Marlo R. Cruz is the current President and CEO of CIBI. A local office of a Chicago-based firm which recently partnered with banks in the Philippines in 2011. In October 2015, Compuscan Philippines Inc., a subsidiary of Compuscan, opened its doors in Manila, Philippines, where the Credit Information Corporation (CIC) licensed Compuscan as a Special Accessing Entity (“SAE”). Credit bureaus in the Philippines Credit Information Corporation or CIC announced the first six credit bureaus in the Philippines last 13 March 2016. The