Buffalo Hill (Hong Kong) can be identified by its uniquely shaped Buffalo's head peak. Eight valleys associated with six streams lie around the slope of the hill. The biggest stream and valley flows along the north-eastern slope of Buffalo Hill and into the Shing Mun River. The entire hill is composed of exposed basalt rock, with some smaller granite deposits also present. The peak of Buffalo Hill is covered by grass and small shrubs, while the valleys are lush with forests. Different types of grass, including Couch grass, Bermuda Grass, Manila Grass and annual bluegrass, grow on the slopes of the hill, while the
Bermuda Form stipulate that they are governed by New York law (but sometimes the parties agree to change this to Bermudian or another governing law). To reduce the perceived risks of the American jury system, the policies usually provide for disputes to be resolved by arbitration, often in London, and for punitive damages to be excluded. Bermuda Form arbitrations are confidential and therefore rarely reported; the case of C v. D ([2007] EWHC 1541 (Comm)) is an example of a Bermuda Form arbitration which was the subject of an appeal. Bermuda Form The term Bermuda Form refers to various types of insurance