Racehorse injuries generally a mixture of sand, silt and clay. Turf tracks are usually Bermuda grass in warm climates and a mixture of Fescue, Bluegrass and Rye in more temperate climates. Synthetic tracks are generally a mixture of sand, synthetic fibers, rubber and wax. Synthetics are differentiated by brand names such as Polytrack, Tapeta Footings and Cushion Track. North American racing is run on all three types of tracks and provides the best basis for a comparison on how track composition affects injuries and fatalities. The EID was finally able to provide statistics on racing related fatalities in March 2010. The TOBA
Bermuda Form Bermuda Form The term Bermuda Form refers to various types of insurance policies. In the 1980s, American companies found it increasingly difficult to buy large amounts of casualty (liability) insurance, partly because American courts interpreted policies in ways which gave coverage to policyholders which was wider than the insurers had anticipated, causing insurers large losses particularly in relation to asbestos and pollution. To meet the needs of corporate insurance buyers, new insurance companies were set up in Bermuda, notably ACE, XL, and Starr Excess Casualty. Each of these insurers produced its own standard-form policy (which has been revised and re-issued