Faster Horses (The Cowboy and the Poet) aspiring poet who turns to a rugged cowboy for advice and inspiration. The cowboy spits tobacco on the ground and affirms his philosophy on life: ""It's faster horses/younger women/older whiskey/and more money"." The poet tries to dispute the man's values and said he was looking for simple inspiration, to which the cowboy strongly reaffirms his stance on life. Disillusioned, the poet tries to start a fight, but eventually realizes (at gunpoint) the cowboy may have a point and leaves poetry behind. The chorus was given in evidence to a U.S. Senate subcommittee by the banking consultant Alex Sheshunoff: Faster Horses
Faster Payments Service Faster Payments Service Faster Payments Service (FPS) is a UK banking initiative to reduce payment times between different banks' customer accounts from the three working days that transfers take using the long-established BACS system, to typically a few seconds. CHAPS, which was introduced in 1984, provides a limited faster-than-BACS service (by close of business that day) for "high value" transactions, while FPS is focused on the much larger number of smaller payments, subject to limits that depend on the individual banks, with some allowing Faster Payments of up to £250,000. Transfer time, while expected to be short, is not guaranteed,