Howard Brown (Halifax Bank) sing in that particular advert as it was performed by Matt Thornfield and Brown only appeared in cartoon form. In 2004, the Bank Of Scotland dropped Brown from their versions of the adverts, as the style of the adverts was not well received by its customers. In 2005, he released a cover of the Barry White song "You're the First, the Last, My Everything" as a charity single. It peaked at number 13 in the UK Singles Chart. From April 2008, Brown no longer starred in the Halifax adverts, instead taking a role in its public relations department. In 2011,
M&S Bank sale, it was agreed that M&S and HSBC would share profits from M&S Money until at least 2019. In 2012, M&S Bank began to open branches within existing Marks & Spencer retail stores. M&S Bank provides a range of banking, credit and insurance products to personal customers, and operates a number of branches within M&S stores. More recently it launched its brand of mortgages. It also provides internet banking services. As the company is a subsidiary of HSBC, it uses the M&S brand under licence from Marks & Spencer. M&S Bank is authorised by the Prudential Regulation Authority and regulated