Halifax (bank) November 2009, HBOS was hit by a power failure which affected all branches, cash machines and online banking. The bank said that the power failure occurred at an IT centre in Copley, West Yorkshire which caused several problems for Halifax's banking system. Halifax's online banking system did not recover from the power failure for several hours. On Boxing Day 2000, Halifax started a successful marketing campaign, which was continued after the creations of HBOS. Halifax have also created adverts that have featured popular cartoon characters like The Flintstones, Top Cat, Scooby-Doo, The Wizard of Oz and Thunderbirds (TV series). Halifax
M&S Bank by both the Financial Conduct Authority and the Prudential Regulation Authority. It subscribes to the Lending Code. M&S Bank Marks & Spencer Financial Services plc, trading as M&S Bank, is a retail bank operating in the United Kingdom. It was formed as the financial services division of the British retailer Marks & Spencer (M&S) in 1985, and has been operated by HSBC Bank since it was sold in 2004. The bank launched as St Michael Financial Services in 1985, using Marks & Spencer's main brand at the time. It subsequently operated under the M&S Money brand from 2003 and later