Howard Brown (Halifax Bank) Howard Brown (Halifax Bank) Howard Brown (born c. 1966) is a former customer services representative and sales ambassador for HBOS plc, which owned both Bank of Scotland and Halifax Bank (previously the Halifax Building Society) in the United Kingdom. He is best known for his appearances in Halifax/HBOS television advertisements, often singing and dancing. He was born in Sheldon, Birmingham, and is of Barbadian descent. Brown became the star of the HBOS Marketing Campaign in 2000, which resulted in him singing in most of his adverts. In 2003, he had a role in "The Office" Christmas special, playing himself alongside
S-Bank to service customers. S-Bank S-Bank Ltd (, ) is the bank of the S-Group (Finnish: S-ryhmä), a Finnish retailing cooperative organisation. S-Bank is the first so-called "supermarket bank" in Finland. Changes in legislation about personal accounts at cooperatives made them uncompetitive, such that founding an entirely new bank was actually easier than keeping the personal accounts as cooperative funds. The cooperative did, and the bank continued to, offer a relatively high interest to deposited funds. It was 2.5% in February 2008, although this was cut to 0.2% due to the global recession since 2008. The existing network of supermarket service