Malus prunifolia Liaoning, Nei Mongol, Qinghai, Shaanxi, Shandong, Shanxi, and possibly Xinjiang. It is adapted to grow at a variety elevations from sea-level plains, to slopes as high as 1300 meters. "Malus prunifolia" has at least four varieties, some are grown for their fruit: list sources : Malus prunifolia Malus prunifolia is a species of crabapple tree known by the common names plumleaf crab apple, plum-leaved apple, pear-leaf crabapple, Chinese apple and Chinese crabapple. It is native to China, and is grown elsewhere for use as an ornamental tree or as rootstock. It reaches from between 3 and 8 meters tall and
Bonus-malus policy if no claim is made in the previous year. Malus is an increase in the premium if there is a claim in the previous year. Bonus-malus systems are very common in vehicle insurance. This system is also called a no-claim discount (NCD) or no-claims bonus in Britain and Australia. The fundamental principle of BMS is that the higher the claim frequency of a policyholder, the higher the insurance costs that on average are charged to the policyholder. This principle is also valid in an insurance arrangement consisting of a high maximum deductible which is common to all policyholders. Most