Malus prunifolia Liaoning, Nei Mongol, Qinghai, Shaanxi, Shandong, Shanxi, and possibly Xinjiang. It is adapted to grow at a variety elevations from sea-level plains, to slopes as high as 1300 meters. "Malus prunifolia" has at least four varieties, some are grown for their fruit: list sources : Malus prunifolia Malus prunifolia is a species of crabapple tree known by the common names plumleaf crab apple, plum-leaved apple, pear-leaf crabapple, Chinese apple and Chinese crabapple. It is native to China, and is grown elsewhere for use as an ornamental tree or as rootstock. It reaches from between 3 and 8 meters tall and
Bonus-malus insurers around the world have introduced some form of merit-rating in automobile third party liability insurance. Such systems penalize at-fault accidents by premium surcharges and reward claim-free years by discounts, commonly known as a "no-claims discount". The most usual BMS divides drivers by classes, where each class has its own discount or surcharge that is applied to the basic premium. A claim-free year implies in a decline of one or more degrees on the Bonus/Malus class table on the anniversary of the contract. A claim entails an increase of a given number of degrees on the Bonus/Malus scale on the