Forbidden fruit Paramhansa Yogananda cites an interpretation by his master Swami Sri Yukteswar Giri that the Garden of Eden refers to man's body, with the fruit in the center being that of the sexual organs. In Western Europe, the fruit was often depicted as an apple. This was possibly because of a misunderstanding of – or a pun on – "mălum", a native Latin noun which means evil (from the adjective "malus"), and "mālum", another Latin noun, borrowed from Greek μῆλον, which means apple. In the Vulgate, Genesis 2:17 describes the tree as "de ligno autem scientiae boni et mali" : "but
Bonus-malus anniversary of the contract. Generally, one degree corresponds to a 5% discount or surcharge. The starting class may depend on the driver's age, sex, place of residence, the car's horsepower. Each country has a different legislation, which rules how many degrees an insurer may increase or decrease, the maximum bonus or malus allowed and which statistics insurers can use to evaluate the starting class of a driver. A BMS usually has an effect on road safety statistics, as it stimulates drivers to be careful and avoid accidents that would lead to the loss of bonus. Most insurers have a policy