Malus by the larvae of a large number of Lepidoptera species; see list of Lepidoptera that feed on "Malus". The fruit is a globose pome, varying in size from diameter in most of the wild species, to in "M. sylvestris sieversii", in "M. domestica", and even larger in certain cultivated orchard apples. The centre of the fruit contains five carpels arranged star-like, each containing one or two seeds. For the "Malus pumila" cultivars, the culinary, and eating apples, see Apple. Crabapples are popular as compact ornamental trees, providing blossom in Spring and colourful fruit in Autumn. The fruits often persist throughout
Bonus-malus anniversary of the contract. Generally, one degree corresponds to a 5% discount or surcharge. The starting class may depend on the driver's age, sex, place of residence, the car's horsepower. Each country has a different legislation, which rules how many degrees an insurer may increase or decrease, the maximum bonus or malus allowed and which statistics insurers can use to evaluate the starting class of a driver. A BMS usually has an effect on road safety statistics, as it stimulates drivers to be careful and avoid accidents that would lead to the loss of bonus. Most insurers have a policy