Forbidden fruit Paramhansa Yogananda cites an interpretation by his master Swami Sri Yukteswar Giri that the Garden of Eden refers to man's body, with the fruit in the center being that of the sexual organs. In Western Europe, the fruit was often depicted as an apple. This was possibly because of a misunderstanding of – or a pun on – "mălum", a native Latin noun which means evil (from the adjective "malus"), and "mālum", another Latin noun, borrowed from Greek μῆλον, which means apple. In the Vulgate, Genesis 2:17 describes the tree as "de ligno autem scientiae boni et mali" : "but
Bonus-malus in early years) but with long-term losses (which, under a traditional bonus system, would not be penalized). Such a system was proposed by Raghuram Rajan in January 2008. Author Jim Collins proposed that executives be expected to buy stock with their own money (as was done at IBM in the 1990s) taking on both up-side rewards and down-side risk. In November 2008, UBS AG announced a change to its executive compensation scheme implementing such a system, which it dubbed a "bonus-malus" system. In France, the prices of insurance are calculated as function of the car type, subscribed insurance options, and