Malus by the larvae of a large number of Lepidoptera species; see list of Lepidoptera that feed on "Malus". The fruit is a globose pome, varying in size from diameter in most of the wild species, to in "M. sylvestris sieversii", in "M. domestica", and even larger in certain cultivated orchard apples. The centre of the fruit contains five carpels arranged star-like, each containing one or two seeds. For the "Malus pumila" cultivars, the culinary, and eating apples, see Apple. Crabapples are popular as compact ornamental trees, providing blossom in Spring and colourful fruit in Autumn. The fruits often persist throughout
Bonus-malus company. This strategy is called bonus hunger of the insurance customer. In this strategy, the insurance customer prefers the most profitable financial alternative, after a loss occurrence. A well-designed bonus-malus system must take bonus hunger into consideration. In executive compensation, particularly at banks, bonus-malus refers to schemes where annual bonuses are held in escrow (do not immediately vest), and can be reduced retroactively (clawed back) in case of losses in future years. The intention is to align incentives better and encouraging a long-term view in directors, by discouraging the taking of risks which may yield short-term profits (and hence bonuses