Malus trilobata country, that is protected, is in Horsh Ehden Nature Reserve and Jabal Moussa Biosphere Reserve. "Malus trilobata" has an upright habit with horizontal branching and a mature size of height by width. The leaves are maple-like and deeply three-lobed. They turn from orange to red to deep purple in the fall. The tree blooms during April and May producing white flowers and yellow fruits. Malus trilobata Malus trilobata, the Lebanese wild apple, erect crab apple or three-lobed apple tree, is a species in the family Rosaceae in the genus "Malus". Some authorities place it in the segregate genus "Eriolobus", as
Bonus-malus in early years) but with long-term losses (which, under a traditional bonus system, would not be penalized). Such a system was proposed by Raghuram Rajan in January 2008. Author Jim Collins proposed that executives be expected to buy stock with their own money (as was done at IBM in the 1990s) taking on both up-side rewards and down-side risk. In November 2008, UBS AG announced a change to its executive compensation scheme implementing such a system, which it dubbed a "bonus-malus" system. In France, the prices of insurance are calculated as function of the car type, subscribed insurance options, and