Malus coronaria Malus coronaria Malus coronaria, also known by the names sweet crabapple or garland crab, is a North American species of "Malus" (crabapple). It grows primarily in the Great Lakes Region and in the Ohio Valley, with outlying populations as far away as Alabama, eastern Kansas, Long Island, and Ontario. "Malus coronaria" often is a bushy shrub with rigid, contorted branches, but frequently becomes a small tree up to 10 meters (33 feet) tall, with a broad open crown. It prefers rich moist soil. Its flowering time is about two weeks later than that of the domestic apple, and its fragrant
Bonus-malus in early years) but with long-term losses (which, under a traditional bonus system, would not be penalized). Such a system was proposed by Raghuram Rajan in January 2008. Author Jim Collins proposed that executives be expected to buy stock with their own money (as was done at IBM in the 1990s) taking on both up-side rewards and down-side risk. In November 2008, UBS AG announced a change to its executive compensation scheme implementing such a system, which it dubbed a "bonus-malus" system. In France, the prices of insurance are calculated as function of the car type, subscribed insurance options, and