Forbidden fruit Paramhansa Yogananda cites an interpretation by his master Swami Sri Yukteswar Giri that the Garden of Eden refers to man's body, with the fruit in the center being that of the sexual organs. In Western Europe, the fruit was often depicted as an apple. This was possibly because of a misunderstanding of – or a pun on – "mălum", a native Latin noun which means evil (from the adjective "malus"), and "mālum", another Latin noun, borrowed from Greek μῆλον, which means apple. In the Vulgate, Genesis 2:17 describes the tree as "de ligno autem scientiae boni et mali" : "but
Bonus-malus company. This strategy is called bonus hunger of the insurance customer. In this strategy, the insurance customer prefers the most profitable financial alternative, after a loss occurrence. A well-designed bonus-malus system must take bonus hunger into consideration. In executive compensation, particularly at banks, bonus-malus refers to schemes where annual bonuses are held in escrow (do not immediately vest), and can be reduced retroactively (clawed back) in case of losses in future years. The intention is to align incentives better and encouraging a long-term view in directors, by discouraging the taking of risks which may yield short-term profits (and hence bonuses