Malus hupehensis ‘from Hubei province, China’. ‘Hubei’ was formerly spelled ‘’Hupeh’ or ‘Hupei’ in English. Malus hupehensis Malus hupehensis, common names Chinese crab apple, Hupeh crab or tea crabapple, is a species of flowering plant in the apple genus "Malus" of the family Rosaceae. It is native to China. "Malus hupehensis" is a vigorous deciduous tree growing to tall and broad. It has pink buds, opening to fragrant white blossoms in Spring. It produces bright red, cherry-sized crab-apples in the Autumn. The plant is cultivated as an ornamental tree, for planting in gardens. It has gained the Royal Horticultural Society's Award of
Bonus-malus anniversary of the contract. Generally, one degree corresponds to a 5% discount or surcharge. The starting class may depend on the driver's age, sex, place of residence, the car's horsepower. Each country has a different legislation, which rules how many degrees an insurer may increase or decrease, the maximum bonus or malus allowed and which statistics insurers can use to evaluate the starting class of a driver. A BMS usually has an effect on road safety statistics, as it stimulates drivers to be careful and avoid accidents that would lead to the loss of bonus. Most insurers have a policy