Malus 'Evereste' pollution. The 'Evereste' crab apple have earned the Award of Garden Merit as an ornamental tree by the Royal Horticultural Society in 1993. Malus 'Evereste' "Malus" PERPETU 'Evereste' is an ornamental cultivar of crabapple that has been developed by INRA in 1974 and is registered under their trademark with the name "Malus" perpetu. 'Evereste' is a small deciduous tree to a height of 7 m (22 ft), and spread of 6 m (20 ft), broadly conical in outline, with more or less lobed leaves. The 'Evereste' crabapple is an excellent tree for spring blossom, with so many flower that you
Bonus-malus insurers around the world have introduced some form of merit-rating in automobile third party liability insurance. Such systems penalize at-fault accidents by premium surcharges and reward claim-free years by discounts, commonly known as a "no-claims discount". The most usual BMS divides drivers by classes, where each class has its own discount or surcharge that is applied to the basic premium. A claim-free year implies in a decline of one or more degrees on the Bonus/Malus class table on the anniversary of the contract. A claim entails an increase of a given number of degrees on the Bonus/Malus scale on the