Malus coronaria Malus coronaria Malus coronaria, also known by the names sweet crabapple or garland crab, is a North American species of "Malus" (crabapple). It grows primarily in the Great Lakes Region and in the Ohio Valley, with outlying populations as far away as Alabama, eastern Kansas, Long Island, and Ontario. "Malus coronaria" often is a bushy shrub with rigid, contorted branches, but frequently becomes a small tree up to 10 meters (33 feet) tall, with a broad open crown. It prefers rich moist soil. Its flowering time is about two weeks later than that of the domestic apple, and its fragrant
Bonus-malus anniversary of the contract. Generally, one degree corresponds to a 5% discount or surcharge. The starting class may depend on the driver's age, sex, place of residence, the car's horsepower. Each country has a different legislation, which rules how many degrees an insurer may increase or decrease, the maximum bonus or malus allowed and which statistics insurers can use to evaluate the starting class of a driver. A BMS usually has an effect on road safety statistics, as it stimulates drivers to be careful and avoid accidents that would lead to the loss of bonus. Most insurers have a policy