Malus florentina Malus florentina Malus florentina is a species of apple known by the common names Florentine crabapple and hawthorn-leaf crabapple. It is native to the Balkan Peninsula and Italy, and it is grown elsewhere as an ornamental tree. The botanical name "florentina" and common name "florentine" are remarking the source of the municipality of Florence, Italy that has a major history of botanical collection in their famous renaissance gardens, and the other common name "hawthorn-leaf" is remarking its distinct toothed leaf shape which closely resembles that of a hawthorn and is unusual for a crabapple. Tree is deciduous, upright and vase
Bonus-malus call center is performing. If the call center is performing poorly, then there would be a malus payment (payment from the call center company to the buyer). If the call center is doing well, then there is a bonus payment from the buyer to the call center company. Bonus-malus payments are in addition to the normal cost of call center services. In insurance, a bonus-malus system (BMS) is a system that adjusts the premium paid by a customer according to their individual claim history. Bonus usually is a discount in the premium which is given on the renewal of the