Malus Malus Malus ( or ) is a genus of about 30–55 species of small deciduous trees or shrubs in the family Rosaceae, including the domesticated orchard apple ("M. pumila" syn. "M. domestica" ) – also known as the eating apple, cooking apple, or culinary apple. It is dealt with under Apple. The other species are generally known as crabapples, crab apples, or wild apples. The genus is native to the temperate zone of the Northern Hemisphere. Apple trees are typically tall at maturity, with a dense, twiggy crown. The leaves are long, alternate, simple, with a serrated margin. The flowers
Bonus-malus call center is performing. If the call center is performing poorly, then there would be a malus payment (payment from the call center company to the buyer). If the call center is doing well, then there is a bonus payment from the buyer to the call center company. Bonus-malus payments are in addition to the normal cost of call center services. In insurance, a bonus-malus system (BMS) is a system that adjusts the premium paid by a customer according to their individual claim history. Bonus usually is a discount in the premium which is given on the renewal of the