Malus hupehensis ‘from Hubei province, China’. ‘Hubei’ was formerly spelled ‘’Hupeh’ or ‘Hupei’ in English. Malus hupehensis Malus hupehensis, common names Chinese crab apple, Hupeh crab or tea crabapple, is a species of flowering plant in the apple genus "Malus" of the family Rosaceae. It is native to China. "Malus hupehensis" is a vigorous deciduous tree growing to tall and broad. It has pink buds, opening to fragrant white blossoms in Spring. It produces bright red, cherry-sized crab-apples in the Autumn. The plant is cultivated as an ornamental tree, for planting in gardens. It has gained the Royal Horticultural Society's Award of
Bonus-malus in early years) but with long-term losses (which, under a traditional bonus system, would not be penalized). Such a system was proposed by Raghuram Rajan in January 2008. Author Jim Collins proposed that executives be expected to buy stock with their own money (as was done at IBM in the 1990s) taking on both up-side rewards and down-side risk. In November 2008, UBS AG announced a change to its executive compensation scheme implementing such a system, which it dubbed a "bonus-malus" system. In France, the prices of insurance are calculated as function of the car type, subscribed insurance options, and