Malus sieversii Malus sieversii Malus sieversii is a wild apple native to the mountains of Central Asia in southern Kazakhstan. It has recently been shown to be the primary ancestor of most cultivars of the domesticated apple ("Malus pumila"). It was first described (as Pyrus sieversii) in 1833 by Carl Friedrich von Ledebour, a German naturalist who saw them growing in the Altai Mountains. It is a deciduous tree growing to , very similar in appearance to the domestic apple. Its fruit is the largest of any species of "Malus" except "pumila", up to 7 cm diameter, equal in size to many
Bonus-malus call center is performing. If the call center is performing poorly, then there would be a malus payment (payment from the call center company to the buyer). If the call center is doing well, then there is a bonus payment from the buyer to the call center company. Bonus-malus payments are in addition to the normal cost of call center services. In insurance, a bonus-malus system (BMS) is a system that adjusts the premium paid by a customer according to their individual claim history. Bonus usually is a discount in the premium which is given on the renewal of the