Malus niedzwetzkyana Tajikistan borders, it is known as 'kisil alma': 'red apple'. "Malus niedzwetzkyana" has been used to breed some modern red-leaved, red-flowered, and red-fruited apples and crabapples. It is believed to be the ancestor of Surprise, a pink-fleshed apple that was brought to the United States by German immigrants around 1840 and was later used by the horticulturist Albert Etter to breed some 30 pink- and red-fleshed varieties, the best-known of which is Pink Pearl. Another horticulturist, Niels Ebbesen Hansen, encountered "M. niedzwetzkyana" in the Ili valley, where he also met Niedzwetzky, in what was then the Russian region of Turkestan
Bonus-malus call center is performing. If the call center is performing poorly, then there would be a malus payment (payment from the call center company to the buyer). If the call center is doing well, then there is a bonus payment from the buyer to the call center company. Bonus-malus payments are in addition to the normal cost of call center services. In insurance, a bonus-malus system (BMS) is a system that adjusts the premium paid by a customer according to their individual claim history. Bonus usually is a discount in the premium which is given on the renewal of the