Malus 'Evereste' pollution. The 'Evereste' crab apple have earned the Award of Garden Merit as an ornamental tree by the Royal Horticultural Society in 1993. Malus 'Evereste' "Malus" PERPETU 'Evereste' is an ornamental cultivar of crabapple that has been developed by INRA in 1974 and is registered under their trademark with the name "Malus" perpetu. 'Evereste' is a small deciduous tree to a height of 7 m (22 ft), and spread of 6 m (20 ft), broadly conical in outline, with more or less lobed leaves. The 'Evereste' crabapple is an excellent tree for spring blossom, with so many flower that you
Bonus-malus company. This strategy is called bonus hunger of the insurance customer. In this strategy, the insurance customer prefers the most profitable financial alternative, after a loss occurrence. A well-designed bonus-malus system must take bonus hunger into consideration. In executive compensation, particularly at banks, bonus-malus refers to schemes where annual bonuses are held in escrow (do not immediately vest), and can be reduced retroactively (clawed back) in case of losses in future years. The intention is to align incentives better and encouraging a long-term view in directors, by discouraging the taking of risks which may yield short-term profits (and hence bonuses