Malus tschonoskii moist, well-drained soil. It can grow to tall by broad in 20 years, with an ultimate height of . It is cultivated as an ornamental tree, for planting in gardens. Malus tschonoskii Malus tschonoskii (common names Chonosuki crab and pillar apple) is a species of flowering plant in the family Rosaceae, native to Japan. The specific epithet "tschonoskii" refers to the 19th century Japanese botanist Sugawa Tschonoski. "Malus tschonoskii" is a strong-growing deciduous tree, it has a distinctive columnar habit and is particularly noted for its autumn colouring, when the glossy mid-green leaves turn to brilliant shades of yellow, orange,
Bonus-malus in early years) but with long-term losses (which, under a traditional bonus system, would not be penalized). Such a system was proposed by Raghuram Rajan in January 2008. Author Jim Collins proposed that executives be expected to buy stock with their own money (as was done at IBM in the 1990s) taking on both up-side rewards and down-side risk. In November 2008, UBS AG announced a change to its executive compensation scheme implementing such a system, which it dubbed a "bonus-malus" system. In France, the prices of insurance are calculated as function of the car type, subscribed insurance options, and