Malus trilobata country, that is protected, is in Horsh Ehden Nature Reserve and Jabal Moussa Biosphere Reserve. "Malus trilobata" has an upright habit with horizontal branching and a mature size of height by width. The leaves are maple-like and deeply three-lobed. They turn from orange to red to deep purple in the fall. The tree blooms during April and May producing white flowers and yellow fruits. Malus trilobata Malus trilobata, the Lebanese wild apple, erect crab apple or three-lobed apple tree, is a species in the family Rosaceae in the genus "Malus". Some authorities place it in the segregate genus "Eriolobus", as
Bonus-malus anniversary of the contract. Generally, one degree corresponds to a 5% discount or surcharge. The starting class may depend on the driver's age, sex, place of residence, the car's horsepower. Each country has a different legislation, which rules how many degrees an insurer may increase or decrease, the maximum bonus or malus allowed and which statistics insurers can use to evaluate the starting class of a driver. A BMS usually has an effect on road safety statistics, as it stimulates drivers to be careful and avoid accidents that would lead to the loss of bonus. Most insurers have a policy