Malus sieversii in harsh climates unsuitable for "M. pumila", mainly for increased cold tolerance. "Malus sieversii" has recently been cultivated by the United States Agricultural Research Service, in hopes of finding genetic information of value in the breeding of the modern apple plant. Some, but not all, of the resulting trees show unusual disease resistance. The variation in their response to disease on an individual basis is, itself, a sign of how much more genetically diverse they are than their domesticated descendants. Malus sieversii Malus sieversii is a wild apple native to the mountains of Central Asia in southern Kazakhstan. It has
Bonus-malus call center is performing. If the call center is performing poorly, then there would be a malus payment (payment from the call center company to the buyer). If the call center is doing well, then there is a bonus payment from the buyer to the call center company. Bonus-malus payments are in addition to the normal cost of call center services. In insurance, a bonus-malus system (BMS) is a system that adjusts the premium paid by a customer according to their individual claim history. Bonus usually is a discount in the premium which is given on the renewal of the