Malus century. Apple wood gives off a pleasant scent when burned, and smoke from an apple wood fire gives an excellent flavour to smoked foods. It is easier to cut when green; dry apple wood is exceedingly difficult to carve by hand. It is a good wood for cooking fires because it burns hot and slow, without producing much flame. Crab apple has been listed as one of the 38 plants whose flowers are used to prepare the Bach flower remedies. Malus Malus ( or ) is a genus of about 30–55 species of small deciduous trees or shrubs in the
Bonus-malus company. This strategy is called bonus hunger of the insurance customer. In this strategy, the insurance customer prefers the most profitable financial alternative, after a loss occurrence. A well-designed bonus-malus system must take bonus hunger into consideration. In executive compensation, particularly at banks, bonus-malus refers to schemes where annual bonuses are held in escrow (do not immediately vest), and can be reduced retroactively (clawed back) in case of losses in future years. The intention is to align incentives better and encouraging a long-term view in directors, by discouraging the taking of risks which may yield short-term profits (and hence bonuses