Allotropes of carbon dispersion of light of diamond make it useful for both industrial applications and jewelry. Diamond is the hardest known natural mineral. This makes it an excellent abrasive and makes it hold polish and luster extremely well. No known naturally occurring substance can cut (or even scratch) a diamond, except another diamond. The market for industrial-grade diamonds operates much differently from its gem-grade counterpart. Industrial diamonds are valued mostly for their hardness and heat conductivity, making many of the gemological characteristics of diamond, including clarity and color, mostly irrelevant. This helps explain why 80% of mined diamonds (equal to about 100
Hardest Hit Fund and have not been effective at dealing with the mortgage crisis. Hardest Hit Fund The United States Treasury established the Hardest Hit Fund in February 2010, to provide targeted aid to states hit hardest by the subprime mortgage crisis which began in 2007. Each state housing agency gathered public input to implement programs designed to meet the distinct challenges struggling homeowners in their state were facing. HHF is part of the Troubled Asset Relief Program. States were chosen based on two categories, their unemployment rates need to be at or above the national average or steep home price declines greater