Credit card cards. Merchants often advertise which cards they accept by displaying acceptance marks – generally derived from logos – or this may be communicated in signage in the establishment or in company material (e.g., a restaurant's menu may indicate which credit cards are accepted). Merchants may also communicate this orally, as in "We take (brands X, Y, and Z)" or "We don't take credit cards". The credit card issuer issues a credit card to a customer at the time or after an account has been approved by the credit provider, which need not be the same entity as the card issuer.
Marquette National Bank of Minneapolis v. First of Omaha Service Corp. case before the justices. At the same time, some residents of Minnesota were being offered cards by First National of Omaha, at similar terms. Marquette National Bank of Minneapolis, which was chartered in the state and also offering credit cards, confronted First National Bank of Omaha and informed them that what they were doing with the interest rate was illegal, since Minnesota's capped interest rates at 12 percent (without specifying what kind of debt). Marquette threatened to take the Omaha bank to the U.S. Supreme Court if necessary if their practice continued. Marquette began to lobby for the passage of