Credit card cards. Merchants often advertise which cards they accept by displaying acceptance marks – generally derived from logos – or this may be communicated in signage in the establishment or in company material (e.g., a restaurant's menu may indicate which credit cards are accepted). Merchants may also communicate this orally, as in "We take (brands X, Y, and Z)" or "We don't take credit cards". The credit card issuer issues a credit card to a customer at the time or after an account has been approved by the credit provider, which need not be the same entity as the card issuer.
Credit card kiting case, using the credit card proceeds to earn interest at both banks' expense. Many payment services, such as PayPal and Square, allow people to receive credit card payments for low prices, which could be made to oneself. These could be used to pay off balances. In this case, the kiter is creating cash while avoiding legally entitled cash advance fees. This is a violation of PayPal and Square Terms of Service contracts and agreements. Credit card kiting Credit card kiting refers to the use of one or more credit cards to obtain cash and purchasing power they do not have,