Credit card cards. Merchants often advertise which cards they accept by displaying acceptance marks – generally derived from logos – or this may be communicated in signage in the establishment or in company material (e.g., a restaurant's menu may indicate which credit cards are accepted). Merchants may also communicate this orally, as in "We take (brands X, Y, and Z)" or "We don't take credit cards". The credit card issuer issues a credit card to a customer at the time or after an account has been approved by the credit provider, which need not be the same entity as the card issuer.
SBI Cards State Bank of India to float two joint venture companies, including SBI Cards for developing the credit card business in India. SBI Cards & Payment Services is the front end of the business, focusing on marketing and distribution of credit cards. GE Capital Business Process Management Services takes care of the technology and processing as a captive BPO unit. GE Capital owns 40 per cent in the former and 60 per cent in the latter. SBI owns 60 per cent in SBI Cards and Payment Services and 40 per cent in the captive BPO unit. As on July 2016, State