The reference rates are supposed to reflect the average level of interest rates charged, in the various EFTA States parties to the EEA Agreement, on medium and long-term loans (five to ten years) backed by normal security.
Referencesatsen skal afspejle den gældende gennemsnitlige rentesats i de forskellige EFTA-stater, der er part i EØS-aftalen, for mellem- og langfristede lån (fem til ti år) med normal sikkerhed.