As regards canvassing, three categories of service contracts are governed by the national rules of each Member State: insurance contracts, contracts concerning securities and contracts concerning the rental of real estate.
Mae gan reolau yswiriant y Gymuned ddarpariae­thau arbennig ar gyfer pennu pa gyfraith sy'n berthnasol i'r categori hwn o gontractau, a chyfrai­th gwlad breswyl y defnyddiwr fydd honno yn y rhan fwyaf o achosion.