That example also underscores the strong improvement seen in mortgage institutions around the world during the past 20 years - another force tending to reduce saving.
Tento přÃ­klad takÃ© podtrhuje značnÃ© zlepÅ¡enÃ­ hypotÃ©čnÃ­ch institucÃ­ po celÃ©m světě za uplynulÃ½ch 20 let â jde o dalÅ¡Ã­ činitel se schopnostÃ­ omezovat Ãºspory.