A study in 2000 of saving rates in 150 countries, headed by Norman Loayza at the World Bank, found that some basic economic factors explained much of the variation in national saving rates, without any reference to cultural differences.
Studie z roku 2000, jeÅ¾ se pod vedenÃ­m Normana Loyazy ze SvětovÃ© banky věnovala mÃ­ře Ãºspor ve 150 zemÃ­ch, zjistila, Å¾e některÃ© ekonomickÃ© faktory vysvětlujÃ­ mnohÃ© variace měr nÃ¡rodnÃ­ch Ãºspor, aniÅ¾ by se vÃ¡zaly ke kulturnÃ­m odliÅ¡nostem.