·        CEOs and boards of directors of financial firms – let alone regulators and supervisors – cannot effectively monitor the risks and behaviors of thousands of separate profit and loss centers in a firm, as each trader and banker is a separate P&L with its own capital at risk;
·      إن المصرفيين والتجار الأذكياء الجشعين سوف يجدون دوماً السبل اللازمة للتحايل على القوانين والقواعد الجديدة؛