When this new bankruptcy law was passed, no one complained that it interfered with the sanctity of contracts: at the time borrowers incurred their debt, a more humane – and economically rational – bankruptcy law gave them a chance for a fresh start if the burden of debt repayment became too onerous.
Les prêteurs auraient donc du, en toute connaissance de cause, ne proposer des prêts qu’à ceux qui étaient en mesure de les rembourser.