The Member States that have based their pension systems on the second pillar have been saving, often through joint employer-employee schemes, and, in some cases, in the new Member States, through mixed schemes.
Statele membre care şi-au bazat sistemele de pensii pe cel de-al doilea pilon au economisit, de multe ori prin sisteme comune angajat-angajator şi în unele cazuri, în noile state membre, prin sisteme mixte.