english: If your income declined over the past two years, your lender will take the lower amount; conversely, if your income increased over the past two years, your lender will take the average of the past two years.
non_english: wewe ↑ wewe ↖ wewe ↗ wewe → wewe ↓ wewe ↩ wewe ↪ wewe ↬ wewe ↫ wewe ↪ wewe ↩ wewe ↲ wewe ↷ wewe ↳ wewe ↶ wewe ↴ and wewe ↺ deserve to meet your idol. ♥ ilitumwa zaidi ya mwaka mmoja uliopita