english: Ronit Rogoszinski, wealth adviser for Arch Financial Group in Garden City, New York, says being “zeroed out or maxed out” with credit “doesn’t make sense either way.”
non_english: Ronit Rogoszinski, kasugihan penasehat kanggo Arch Financial Group di Garden City, New York, ngandika kang “zeroed metu utawa maxed metu” kredit “ora nggawe raos salah siji cara.”